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Questions Answered by Susan Michele Schaefer
1 Answer | Asked in Social Security for Massachusetts on
Q: can i deposit my social security check into my uncles bank accout
Susan Michele Schaefer
Susan Michele Schaefer
answered on May 26, 2020

It would be best for you to have your Social Security benefits directly deposited into your own bank account. If you do not currently have a bank account, you can set an account up with a bank you choose and then sign up for direct deposit with Social Security.

Another option is to have...
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2 Answers | Asked in Public Benefits and Social Security for California on
Q: Applying for SSDI after receiving Unemployment assistance?

I have a progressing illness which qualifies me for SSDI.

Now I lost my job because of COVID-19.

I am planning to collect my unemployment now and then, if no luck finding a job that I can do (if any), I will apply for SSDI.

My question: Can (will) the fact of me receiving... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on May 15, 2020

Receiving unemployment will not affect your future application for SSDI. In fact, you can receive both unemployment benefits and SSDI benefits at the same time even though there is a contradiction in applying for and receiving both unemployment benefits and SSDI benefits. When you apply for... View More

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1 Answer | Asked in Social Security for Florida on
Q: I'm currently on SSI and medicaid ( for about 8 months now) due to an accident and will be receiving a settlement check

the amount is about 19,000.00 and I've been told I will lose my benefits even if I utilize the spend down. I currently have no place to live and would like to buy a car and rent an apartment. Will I be able to get my benefits back if I do this? I live in Fl. I have ongoing health issues and... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on May 11, 2020

You may lose your SSI benefits for a time until you have spent down to the resource limit of $2,000 for unmarried individuals .

To minimize the loss of SSI, purchase goods and services in the same calendar month in which the lump sum is received. See SSA's Program Operations Manual...
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1 Answer | Asked in Social Security for Illinois on
Q: Will I receive anything if disabled parent dies after I'm over 19 that collected social security disability

Meaning he died when I was 24

Susan Michele Schaefer
Susan Michele Schaefer
answered on May 8, 2020

Social Security provides monthly survivor benefits to certain eligible family members, including an unmarried child of the deceased who is younger than age 18, or up to age 19 for a full-time student in an elementary or secondary school, or if the child is age 18 or older with a disability that... View More

1 Answer | Asked in Employment Law and Social Security for Alabama on
Q: Can you file for unemployment if your SSDI is ending?

I know the 2 things are basically opposite things but.

My SSDI ends next month.

I will have no income at that point.

While I'm probably technically not disabled anymore. I am immunocompromised which was a main factor in my SSDI decision originally. Now with coronavirus,... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 28, 2020

Yes, it is possible to claim both SSDI and unemployment insurance. That being said, qualifications for each of these two programs differ greatly. Social Security disability benefits provide financial support to those who are unable to work. Unemployment provides temporary payments to those who lost... View More

1 Answer | Asked in Public Benefits, Social Security and Health Care Law for Florida on
Q: How do I go about appealing a denied disability case? I have Type 1 Diabetes and Severe Gastroparesis which impairs me.
Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 27, 2020

Once you have a notice from the Social Security Administration (SSA) denying your claim for disability benefits, you have 60 days to appeal by stating in writing that you disagree with the determination that SSA made. You can find the forms used for appeal at... View More

1 Answer | Asked in Social Security for Connecticut on
Q: How do i return social security money because of the death of an individual
Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 20, 2020

Report the death of someone who was receiving Social Security benefits the Social Security Administration (SSA) by calling 1-800-772-1213 (TTY 1-800-325-0778). Let SSA know about the money that needs to be returned. Keep in mind that Social Security benefits are paid a month behind. For example,... View More

1 Answer | Asked in Social Security for Texas on
Q: I have been receive survivor benefits for myself and 3 daughters since my husband's death. When do they stop?

Our oldest turns 16 soon, will we lose all our benefits? What about the younger two? All the kids are still in school, and not sure why it would affect the younger kids. Had a SSI office worker tell me all benefits stop when the oldest turns 16 and I don't understand why the younger kids would... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 18, 2020

As a widow who has not remarried and who is the primary caretaker for the deceased’s children under age 16, you should receive benefits until the youngest child reaches 16.

Each unmarried child of the deceased will get survivors benefits until they reach age 18 (or age 19 if the child is...
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1 Answer | Asked in Social Security for Indiana on
Q: is the year one retires if it is a high 35th, year used for pia?

i retired in june 2019 at that time my earnings for 2019 was one of my highest years, should this year be used for my PIA?

Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 16, 2020

The Social Security Administration (SSA) calculates your average indexed monthly earnings (AIME) during the 35 years in which you earned the most. SSA then applies a formula to the AIME to arrive at your basic Social Security retirement benefit, or primary insurance amount (PIA). Your PIA is how... View More

1 Answer | Asked in Social Security for New York on
Q: My husband passed away 2weeks ago : He was receiving social security benefits : Will I or our children be able to get hi

Will be able to get his last month benefits so we can use for his final expenses such as funeral costs and other expenses ?

Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 15, 2020

My condolences to you and your family. Below are the next steps to take with regard to Social Security benefits and the death of your husband.

First of all, your husband's death must be reported to the Social Security Administration (SSA). In most cases, the funeral home will report...
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