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Questions Answered by Susan Michele Schaefer
2 Answers | Asked in Social Security for Alabama on
Q: Is it good if I checked my social security status claim online and it says ssa is reviewing to see if i still meet nonme

Nonemedical requirement for ssi? I been to my hearing allready

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jan 11, 2024

It is best to wait for the Administrative Law Judge decision to make sure you are approved for SSI disability. The online information is fine as a general guide, but it is not the official decision. The decision will specify if you meet the medical requirements for disability and, if so, set out... View More

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2 Answers | Asked in Social Security for Georgia on
Q: What do i do if my mom keeps opening my mail?

Im 18, i get social security benefits and they come in a check in the mail. my mom keeps taking my mail and opening it and then keeping it to herself.

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jan 5, 2024

It is a good idea to set up a bank account for yourself and direct that your Social Security benefit payments be directly deposited into your account. It is more secure than having a paper check mailed to your address. You can do this by creating a My Social Security account and then set up direct... View More

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2 Answers | Asked in Social Security for Colorado on
Q: May I still get a lawyer even if my disability process is almost complete I filed back n 2020 a still waiting it is hard
Susan Michele Schaefer
Susan Michele Schaefer
answered on Sep 1, 2023

Yes, you have a right to be represented and you can hire a lawyer to represent you at any point of the disability process. Here is general information from Social Security at https://www.ssa.gov/pubs/EN-05-10075.pdf.

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1 Answer | Asked in Social Security for Virginia on
Q: I have a joint account with my grandma. She's get ssi. Her son is mad I have it. Is her money my money? Technically?

I have a joint account with my grandma. She's in the nursing home. I also have poa too. But we share a joint bank account. I have used her ssi on a couple things but always pay her stuff first and what I use I put cash in a box towards her funeral so whatever money I use I'm putting cash... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on Aug 18, 2023

All the funds your grandma receives from SSI is all hers for basic subsistence and she must not have more than $2,000 in countable resources including savings to continue to be eligible. Technically, having power of attorney, or a joint bank account with the person who is receiving benefits is not... View More

2 Answers | Asked in Social Security and Public Benefits for Vermont on
Q: Should my husband apply for disability?

He's had a defib for 22 years (he's 62) & his only pumping @ 20%. Would he qualify?

Susan Michele Schaefer
Susan Michele Schaefer
answered on Aug 17, 2023

I encourage your husband to consult with an experienced Social Security disability attorney to discuss his particular situation because disability evaluation is more complicated than just considering a person's medical conditions. Many disability attorneys offer a free initial consultation.... View More

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2 Answers | Asked in Social Security for California on
Q: SSDI- with or without a lawyer in my situation?

I have been in the 4th month of reconsideration phase of my application for SSDI.

Suddenly my lawyer leaves all clients for personal reasons, and ...

How to proceed?

Should I wait for the SSA decision and if unfavorable, only then hire another lawyer? Or...

What are my options?

Thank you.

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jul 13, 2023

If you have all of your medical records and other evidence submitted to Social Security, you could proceed on your own for now and see whether the reconsideration decision is favorable or not. This may be your best approach in your situation. You will have time to submit additional evidence if the... View More

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1 Answer | Asked in Social Security for New Hampshire on
Q: Will myself or my partner lose SSDI benefits or will our payments be reduced if we get married?

We are both disabled and both receive SSDI on our own work credits.

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jul 4, 2023

No, your SSDI disability benefits will not be reduced if you get married. However, other Social Security benefits such as SSI, Survivors, Widow/Widower, Divorced Spouses, and Child’s benefits may be affected.

1 Answer | Asked in Social Security for Arizona on
Q: I have been waiting for disability for over a year. I have bipolar disorder. Medication has not worked for me. I would

Like to try more aggressive tx. If they help and am able to work, would I not then qualify or get back pay?

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jun 24, 2023

If you decide to pursue a more agressive medical treatment recommended by your health care professionals, it may improve your condition to where you would be able to work in a best case scenario. You would then have the opportunity test your ability to engage in full-time substantial gainful... View More

1 Answer | Asked in Social Security for Washington on
Q: Do disability lawyers have access to ny medical records
Susan Michele Schaefer
Susan Michele Schaefer
answered on May 24, 2023

No, disability lawyers do not have access to your medical records and neither does Social Security. You must sign a release for the medical provider to send the medical records to a third party, such as your lawyer or Social Security. For example, Social Security will ask you to sign form SSA-827... View More

1 Answer | Asked in Social Security for Florida on
Q: i've been denied ssdi twice due to lack of required amount of work credits. is there a way around this to get ssdi?
Susan Michele Schaefer
Susan Michele Schaefer
answered on May 19, 2023

Knowing the rules Social Security uses regarding work credits and insured status should help you. The number of work credits you need for SSDI disability benefits depends on how old you are when your disability began, so your alleged onset of disability can make a difference. For example, if you... View More

1 Answer | Asked in Public Benefits, Social Security and Estate Planning for Illinois on
Q: I want to try a credit union no penalty CD but not sure if my SSI would be cut if I tried that out

I'm trying to find alternatives to my current 529 savings account. I want something tax free, but where I can take out I'm emergencies. I don't want to lose my SSI.

Susan Michele Schaefer
Susan Michele Schaefer
answered on May 15, 2023

It is great that you are looking for alternatives for savings that will not affect your SSI payments. A primary consideration is whether the alternative would be a countable resource or not. A CD is usually countable except when the terms of a timed deposit will prohibit early withdrawal... View More

1 Answer | Asked in Employment Law for Nevada on
Q: Hi. My employer paid me in hand written check (s). State and federal taxes were withheld. My wages weren't reported.

What do I do??

Susan Michele Schaefer
Susan Michele Schaefer
answered on Apr 22, 2023

Double check your earnings record through your My Social Security account at SSA.gov. If your wages are not accurately reported on your earnings record, the best way to handle the situation is get proof of your wages, such as W-2s. After you’ve gathered your documents showing proof of wages,... View More

2 Answers | Asked in Social Security and Public Benefits for Missouri on
Q: What do I need to do to get SSDI started , I have spent 16 years in prison and I'm having the hardest time on the outsid
Susan Michele Schaefer
Susan Michele Schaefer
answered on Mar 8, 2023

If you were approved for SSDI disability benefits and they were suspended because you were in prison, you can request that Social Security reinstate your benefits. You also need to provide Social Security a copy of your prison release documents. Eligibility for SSI terminates after you have been... View More

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1 Answer | Asked in Social Security for North Carolina on
Q: If I'm on SSI and have a payee over my check and money and she will not let me know what my funds are in my bank account

What do i do.because i have 4 years back pay that i havnt ever even touched and she tells me i have very little left in my account and close to running out next month when I pay my rent and power bill

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jan 24, 2023

It is perfectly reasonable for you to ask your representative payee how your money is being spent and how much you have in your bank account. Your representative payee is responsible for using your SSI benefits to pay for your needs including payment for food, shelter, clothes, medical care and... View More

1 Answer | Asked in Social Security for Georgia on
Q: I need help in determining if I am a qualified disabled person and if so what can I do if i have been denied 2 times.

I keep reading the social security website in the "Blue Book" as they refer to my understanding I do but at what level I don't know I'm a single mother I have been hurt since 2017 it is beyond me my son being able to live and I have no money coming in except child support and... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jan 4, 2023

Read 20 CFR 404.1520. which will give you a general overview of how Social Security evaluates disability. Social Security uses a five-step sequential evaluation process to decide whether or not a person is disabled. The "Blue Book" describes the listing level impairments at step 3. There... View More

1 Answer | Asked in Social Security for Iowa on
Q: After applying for *but not having been approved or denied* SSI benefits, are you able to move states?

A friend is currently homeless and has applied for SSI benefits in Tennessee. They have not been approved or denied. They wish to move to Iowa where I live. Will they need to start a new application process, or can they just notify the Social Security Office of a change of address?

Susan Michele Schaefer
Susan Michele Schaefer
answered on Aug 30, 2022

Your friend can just update her address with Social Security when she moves at either the local Social Security field office or by calling the national Social Security number at 1-800-772-1213. Since Social Security is a Federal program, it will carry over when she moves to a new state. There is no... View More

1 Answer | Asked in Tax Law and Social Security for New York on
Q: Am I still able to apply for the previous year's stimulus check?

I applied for ssn on April 2021. i wasnt able to apply for stimulus on 2021 because of covid i never received my number? I was told by someone that i still can apply for the check. If so, am i supposed to file for last year's tax return as well?

thank you

Susan Michele Schaefer
Susan Michele Schaefer
answered on Aug 8, 2022

Most eligible people have already received all three of their Economic Impact Payments. However, you may still be able to file your 2020, 2021 taxes and claim a Recovery Rebate Credit. For more information, see https://www.irs.gov/coronavirus/economic-impact-payments.

According to the...
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1 Answer | Asked in Family Law and Social Security for Florida on
Q: I was born in Philadelphia ps in 2001 at home. I have 12 siblings that have an ssn but I do not.

I am wondering if there is anything else I can do. I applied many times already. And almost lost hope. I hope I can get help

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jul 17, 2022

The best place to find out about the evidence requirements to obtain a Social Security number and card is at 20 CFR 422.107. See https://www.ssa.gov/OP_Home/cfr20/422/422-0107.htm. To obtain an original Social Security number card, you must submit convincing evidence of:

1. your age,...
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1 Answer | Asked in Social Security and Public Benefits for California on
Q: SSDI application declined

I've had submitted an on-line application for SSDI, but it was declined because I "have not worked long enough under SS". Even though my SS statement says that I have 40 work credits necessary for benefits, they apparently looked only at the last 10 years of taxable income.... View More

Susan Michele Schaefer
Susan Michele Schaefer
answered on Jun 16, 2022

To be eligible for SSDI disability benefits, you must meet BOTH a recent work test and a duration work test. The number of credits necessary to meet the recent work test depends on your age. In general, the rules are as follows:

Before age 24 - You may qualify if you have 6 credits earned...
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1 Answer | Asked in Social Security for Florida on
Q: Is a SsA representative payee allowed to marry the beneficiary they represent or will it. Cause issues?
Susan Michele Schaefer
Susan Michele Schaefer
answered on May 22, 2022

There is no restriction about a beneficiary being married to the person who is their representative payee. In fact, Social Security prefers to appoint a responsible relative, friend, or other interested party to serve as a representative payee, then they consider others, such as an organization to... View More

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