I want to know if I can take legal action against a woman who accessed my personal photos from her 19-year-old son's phone without my consent. I had previously asked her son not to share these photos after he saved them. The woman has been harassing me and my family and is claiming she has... View More

I am aware of a hotel owner who engages in deceptive business practices, such as not recording certain guests and pocketing cash payments. When confronted about these actions, the owner discourages questions about their authority. Other workers have noticed similar issues. I'm concerned about... View More

I have been a policyholder with Progressive Insurance in Montana since January 2024 and have a perfect driving record. Recently, my premium rates increased without a clear reason. Progressive informed me that all insurance companies raised their rates regardless of driving records. Are there any... View More

I had my vehicle impounded in El Paso County on 02/20/2025 at the request of Arapahoe County for evidence. My personal property inside, including my state-issued driver's license and bank cards, is crucial for me to legally drive and pay bills. I have contacted El Paso County impound, Arapahoe... View More

I have been given a mugshot of a man who scammed me and lives in Colorado. The record for that arrest has since been sealed. I received the mugshot from a journalist. I intend to ask the man about it, as he scammed me under a different name than the one he uses for his business. Is it legal to... View More

Is it legal for a medical provider in Colorado to charge the card I have on file for an unexpected cost without sending me a bill or invoice first? My psychiatric office charged me $130 in February 2025 for a service from an October 2024 appointment. They claimed the service was not covered by... View More

I received an oil change on January 3, 2025. I drove about 2,000 miles since the oil change, during which the vehicle did not show any oil indicator warnings. Recently, I stopped using it due to performance issues and discovered there was no oil in the engine. There are no visible oil leaks.... View More

I have been banned from Instacams.com with a message stating that I violated their terms and conditions or engaged in illegal behavior. I did not receive prior notice or specific details about what actions led to this ban. I have reviewed their terms and conditions but do not understand what I... View More

I have been using the same mechanic for all maintenance on my vehicle. Recently, I discovered that they put a temporary plug in my oil pan without informing me. This led to an oil leak while I was driving, causing my motor to blow. When I contacted the mechanic and the service company, they refused... View More

My 20-year-old daughter recently had a minor accident while driving a car owned and insured by me and my spouse in Colorado. She got her driver's license on 9/5/2024. After speaking with our insurance claims adjuster, I was informed that the damages from the accident wouldn't be covered... View More

In 2007, I entered into a refinance loan agreement that I find questionable. The agreement includes an ARM with a pre-payment rider balloon and a fixed loan agreement. I've noticed that nearly the entire payment made every month goes towards interest, making it impossible to pay off the... View More

My 20-year-old daughter, who got her driver's license on 9/5/2024, recently had a minor accident while driving a car owned and insured by me and my spouse in Colorado. We had planned to gift her the car and add her to our auto policy this summer when she would be using the car more frequently.... View More

I ordered a smoothie from Inta Juice, and I found a cleaning wipe at the bottom after consuming about half of it. There were no immediate symptoms, but I reported the incident to the store, and they offered me a replacement smoothie. I also contacted poison control as a precaution. I have proof of... View More

I have a mortgage with Navy Federal, and I'm experiencing yearly increases in my escrow costs. This year, they are charging me an additional $2,944 due by April 1st, allegedly because they have not been taking enough for escrow. However, my county property tax is $1,600. Last year, they... View More

I attached this form 100% completed with a general motion and a petition form(s) (JDF 76 and JDF 662) on 12/11/24 and the court clerk refused to put in writing today 12/31/24, what she just stated: "could not give me a receipt for filing because still waiting on judge to approve my filing... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 5, 2025

The time it takes for a judge to approve filing paperwork like form JDF 205 can vary widely depending on the court's schedule and workload. Since you submitted your documents on December 11, it's possible that the holiday season may have caused some delays. Courts often experience slower... View More

I filed a complaint with the Insurance Regulatory Agency and received a very nasty letter saying I was responsible for the "services provided" to this person I have never met and does not live in my house. Geico told me to provide proof the person had insurance, which clearly I cant... View More

Matthew McKenna
answered on Dec 10, 2024

I would ask Geico what consumer report that information came from and then contact the company to get a copy of that report. Sometimes insurance companies get this information from Lexis Nexis but could be somewhere else. The CFPB has a list of some consumer reporting agencies:... View More

Car rental for minor hail damage. They are grossly over charging me. Their pics they took are really bad. I took pics at the same moment I returned it. I also paid $1,000 on that same day that they have not shown on any paperwork. I have requested but they won't show it was deducted off of... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 27, 2024

To resolve this situation, gather all of the evidence you have, including the clear photos you took at the time of returning the car, any written communications with the rental company, and the proof of your $1,000 payment. Ensure your documentation clearly shows the discrepancy between the rental... View More

I have a page for my dog, and tiktok shop said I was qualified to start earning comissions by making videos for products people send me. I started doing that last year in October(2023) and was doing really well until December when tiktok shop bots flagged a video that was earning comissions as... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 9, 2024

It sounds like you're in a frustrating situation, especially since you've put in the effort to create content and earn commissions that are now being withheld. TikTok does have policies that allow them to withhold commissions if they deem content to violate their guidelines, even if you... View More

Just formed my LLC and want it to be the holding company and an S corp what do I need to file and in what order?

Joel Hassell
answered on Sep 6, 2024

I mostly concur with the earlier answer provided to your question above. Here is my response with a few more notes

1) Use Your LLC as a Holding Company: Structuring your LLC to act as a holding company simply involves using it to own other businesses or assets. You don’t need to file... View More

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I'm looking to buy health insurance and I contacted a health insurance company to see if a doctor was in their network. A health insurance agent answered the phone and asked me some personal info and asked me if I agreed to have her as my only agent. If I agreed over the phone to have her as... View More

Tim Akpinar
answered on Jul 13, 2024

A Colorado attorney could advise best, since consumer protections for insurance transactions usually involve state laws. But your question remains open for two weeks. Until you are able to consult with a Colorado attorney, one option is to check with the Dept of Insurance in your state. Most states... View More