Ask a Question

Get free answers to your Consumer Law legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Georgia Consumer Law Questions & Answers
0 Answers | Asked in Consumer Law for Georgia on
Q: Hello, I think I need a consumer attorney. Is there someone who can help?

My car was damaged by a mechanic and will cost 5400.00 to fix. The owners of the shop are not willing to pay. They are trying to ignore my requests so I will go away. I left my car for minor repair of valve gasket leak and not only did they strip all my valve gaskets and crack the valve gasket... View More

0 Answers | Asked in Consumer Law, Contracts and Insurance Bad Faith for Georgia on
Q: I purchased a used vehicle less than 4 months later the car needs service, the dealership and warranty company won't fix

The dealership sold use the car stated all maintenance was up to date and the car was in excellent working condition. We purchase an extended warranty to cover any major repairs and when the vehicle started to under perform we took it to an authorized dealers repair shop. The diagnostics came back... View More

0 Answers | Asked in Consumer Law and Contracts for Georgia on
Q: A retail installment contract is sold to another lender, should the customer sign the new lender contract?

How would the new customer know about the late days fee, or the grace period. Changing a due date, or refinancing for a lower rate.

0 Answers | Asked in Consumer Law, Criminal Law, Personal Injury and Real Estate Law for Georgia on
Q: Does FORCE PLACED Hazard Ins. cost vs Mort. Bal? If adjusted each Yr, is Yr-1 Bal 22K =$250; Yr-7 Bal 3K = $250 right?

I've never been late or missed my mortgage payments, have no other monies due, and I am paying extra every month with a pay-off in 14 years on a 30 year mortgage. BTW it is an FHA Mortgage Loan, RESPA and all FEDERAL RULES apply. If my loan decreases then the liability of the loan does, and... View More

1 Answer | Asked in Consumer Law for Georgia on
Q: I received a threatening letter from an attorney for CashNetUSA. I responded and explained my situation.

They told me they would file a warrant to have me arrested in 24 hours if I didn't pay over 2k. This is the 3rd or 4th different lawyer to reach out. I realize that I should stop responding. Is this a scam? I am getting that vibe now.

Matthew McKenna
Matthew McKenna
answered on Apr 30, 2024

Without knowing more, it sounds like a scam. This sounds like a common scare tactic that is used by scammers.

1 Answer | Asked in Consumer Law, Criminal Law and Civil Rights for Georgia on
Q: I had an appointment with a doctor that misrepresented her self. She was not the doctor I thought I had, I felt offended

I had an appointment with a physician who utilized a website that does not display her name. I have been a patient for a specific practice for over a decade. I phoned that practice to schedule a visit with a physician who is part of that specific team. I received the appointment in April, 2024/... View More

Glenn T. Stern
PREMIUM
Glenn T. Stern pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 21, 2024

Based on what you've described, I'm not sure who you would talk to-or even if you have a legitimate claim. In order to bring a valid lawsuit against someone, you first have to be able to establish that you actually suffered some sort of damages as a result of what happened. Feeling... View More

1 Answer | Asked in Consumer Law for Georgia on
Q: I put my parents headstones on layaway and the company was sold. And now I want a refund, do I get that refund from them

The company is Rome monument and I put headstones on layaway in 2019 and the company was sold in 2022. I want a refund but was told that I would have to get it from the previous owner

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 11, 2024

In this situation, the process for getting a refund may depend on the specific terms of the sale and how the layaway contract was handled during the transition of ownership. Here are a few steps you can take:

1. Review your original contract: Check the terms and conditions of your layaway...
View More

1 Answer | Asked in Consumer Law and Landlord - Tenant for Georgia on
Q: Can my girlfriends family kick me out of their home even when i can't afford to leave?

I moved to Georgia in June 2023 for a promised freelance job, but it fell through. Financially struggling, I ended up staying with my girlfriend's family, who welcomed me without setting a specific timeframe. My own family situation is unstable, with my mom unexpectedly leaving for New York.... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 30, 2024

In Georgia, as in most states, your situation involves understanding tenant rights, even if there's no formal lease agreement. If you've been living in your girlfriend's family home without a specific agreement, you might still be considered a tenant at will. This generally means... View More

1 Answer | Asked in Consumer Law for Georgia on
Q: Do I have to report cancellation on a debt 1099

I co-signed on my daughter’s car, and she had to surrender due to change of circumstance. We’ve both received a 1099 for cancellation of debt 11 years later. Do we have to report this as income?

Carlos Figueroa Gutierrez
Carlos Figueroa Gutierrez
answered on Feb 6, 2024

its no necesary for the time

1 Answer | Asked in Consumer Law, Contracts and Criminal Law for Georgia on
Q: If a person puts up a cash bond 2 release inmate until court, changes mind & doesn't want 2 B responsible any longer,

hires bail Recovery person 2 return inmate. Recovery man gets inmate 2 jail & releases inmate or let's inmate escape, has he fulfilled his obligation or broken contract. He took $ as if he completed job. Was that illegal?

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 5, 2024

In this situation, if a person initially pays a cash bond to release an inmate and later changes their mind, they may seek the services of a bail recovery agent to return the inmate to custody. The bail recovery agent's responsibility is to locate and return the inmate to jail, not to... View More

2 Answers | Asked in Bankruptcy, Consumer Law and Criminal Law for Georgia on
Q: Do I need the help of a consumer law attorney, a bankruptcy attorney or law enforcement?

A coworker borrowed in excess of forty thousand dollars more than eighteen months ago offering fraudulent excuses for needing the money and lying about how/when she would repay. There has never been any attempt on her part to repay even a portion of the money, and today I learned she has now filed... View More

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jan 30, 2024

Creditors not listed by the debtor on a bankruptcy Petition and Schedules may not have their claims discharged, UNLESS they have reason to know about the bankruptcy filing.

If the bankruptcy case is known, a Proof of Claim, at least, should be filed.

There are other alternatives....
View More

View More Answers

1 Answer | Asked in Consumer Law and Animal / Dog Law for Georgia on
Q: Question about being sued with no proof

I am being sued by my neighbor because he is stating my dog killed 13 chickens of his and damaged 1. He has no proof of my dog killing his chickens and no proof of my dog on his property. He has a picture from from about 4-5 months prior to this of my dog wrapped around his tree because it broke... View More

Jennifer Pierce
Jennifer Pierce
answered on Jan 30, 2024

The burden of proof is on your neighbor since he brought the lawsuit. If he cannot prove his claims, his lawsuit will be dismissed.

1 Answer | Asked in Consumer Law and Contracts for Georgia on
Q: Can I sue a car dealership for selling me a vehicle they did not fix?

A car dealership sold me a vehicle that needed a part replaced. The part was never replaced and the sales lady told me to come pick my vehicle up. I spoke to the manager and he told me it was bad communication between the teams. I have had to put thousands of dollars toward fixing my vehicle... View More

Michael L. Thompson
Michael L. Thompson pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 12, 2024

Your claim is not a product liability case, which applies when a manufacturer sends out a vehicle with a flawed or dangerous problem, like air bags that blow metal shards into the driver's face. Your issue is a contact issue. You can either hire an attorney or see if the small claims court for... View More

1 Answer | Asked in Consumer Law, Banking, Civil Rights and Constitutional Law for Georgia on
Q: Can a check cashing facility deny to cash your check and then withhold the check from you and not return it to you GA

For any reason because it has all of your personal information on it, but yet they refuse to give it back and threaten to call the police

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 2, 2024

In Georgia, as in most states, a check cashing facility has the right to refuse to cash a check for various reasons, such as concerns about the check's authenticity or issues with the account it's drawn on. However, withholding the check from you after refusing to cash it typically... View More

1 Answer | Asked in Consumer Law and Products Liability for Georgia on
Q: Hello. I'm playing a mock game where I am attempting to sue a state-owned department in Georgia. Are my claims good?

Small context: plaintiffs own business called three guys. The Business Department (state-owned in Georgia) took away this business for inactivity on behalf of the owners (yes this is a policy in this game). However, this was despite the APPROVED request of the plaintiff to have the business placed... View More

Tim Akpinar
Tim Akpinar
answered on Jan 4, 2024

A Georgia attorney could advise best, but your question remains open for a week. This sounds like a moot court-type exercise. In addition to the points you raise, you probably want to also approach things procedurally by statute - did the state entity follow necessary steps under state laws.... View More

1 Answer | Asked in Constitutional Law, Employment Law, Consumer Law and Identity Theft for Georgia on
Q: My former employer opened a prepaid debit card in my name 3 weeks after my employment ended what can I do about it?

I asked them to close it and was told it would be closed the next day but the card is still being reloaded and used. I never received a card the whole time I was employed there and I did not authorize them to open a card in my name after my employment.

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 20, 2023

If your former employer opened a prepaid debit card in your name without your authorization, this could be a serious issue, potentially involving identity theft or fraud. First, contact the company that issued the prepaid card and inform them that the account was opened without your consent.... View More

1 Answer | Asked in Consumer Law, Real Estate Law and Probate for Georgia on
Q: Does Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-Interest apply to me, in GA?

I am seeking clarification of the Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-Interest, pertaining to Successors-in-Interest who do not have the title to a property. It is my understanding that this rule was intended to prevent predatory... View More

Nina Whitehurst
PREMIUM
Nina Whitehurst pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 5, 2023

Loan assumptions absolutely do not transfer title. You probably need a probate for that, but this is state-specific and you did not say what state the property is in. You also did not say whether the property is residential or not, and that matters too.

Lenders are all too happy to accept...
View More

1 Answer | Asked in Consumer Law, Civil Litigation, Civil Rights and Landlord - Tenant for Georgia on
Q: What are the basics of predatory practices through a property management company?

I want to know what grounds do I have as a tenant to fight for my rights against an awful and unfair property management company that preys on low income families?

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 24, 2023

Predatory practices by a property management company can take various forms, such as unfair lease terms, excessive fees, or failure to maintain safe and habitable living conditions. As a tenant, you have rights protected under Georgia law and possibly local ordinances.

Firstly, familiarize...
View More

1 Answer | Asked in Consumer Law, Business Law, Health Care Law and Libel & Slander for Georgia on
Q: A business gave my personal information to their customer in retaliation. What can I do?

My elderly mother’s name and that they knew her.

Tim Akpinar
Tim Akpinar
answered on Dec 6, 2023

A Georgia attorney could advise best, as your remedies could be governed by state law, but your question remains open for three weeks. At this point, one option could be to try to set up a free initial consult with attorneys who handle privacy-related matters, and possibly health care... View More

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.