Get free answers to your Insurance Defense legal questions from lawyers in your area.
I honestly didnt know. I am disabled, have a heart condition, and low income. I had a ticket 2 years ago for driving without insurance. My mom offered to take over my insurance and payments. . My mom is 73 and has never let me down in my 47 years. She received the notice and just assumed it was the... View More 
answered on Oct 3, 2024
You may want to consult a competent bankruptcy practitioner about filing a chaper c7 bankruptcy which could discharge the debt.
The total settlement number they gave me would be more than I owe, but the salvage price to keep the vehicle would make the new amount less. I understand that would leave me with the remaining loan balance. Adjuster told me that they won’t release any funds until the loan is paid in full. I was... View More
answered on Mar 28, 2024
A Kentucky attorney could advise best, but your question remains open for a week. You'll probably need to go through the figures with them in more detail than is possible here. But the basic principle is that keeping the vehicle will reduce the payment. If a vehicle is old and low value, it... View More
I want to know how legal it is. Also the entity receiving the claims has changed it's name multiple times and I want to know how legal that is as well. I already submitted it to the state with my evidence.
The car was supposed to be parked, and I didn't know about the wreck at all until later, and I was told that they would take care of it but they didn't and now the insurance companies coming after me for the money took my license. I am now taking the place of a car. I can't even go... View More
answered on May 2, 2023
You need to hire a lawyer and sue everyone civilly and take a warrant for the guy who stole your car.
I was force placed insurance on my truck that ive had insurance on since day one. They told me there was a lapse and my truck payment went from $400 a month to over $800 a month. I sent proof of insurance and they ignored me and dodged my calls for a week. I finally got ahold of them and they said... View More
answered on Feb 4, 2023
Yes it is a possible lawsuit. You should consult with an experienced attorney in consumer rights.
Fleeing and evading and resisting arrest because of a traffic stop at 4 in the morning based solely on unconfirmed insurance
answered on Jan 14, 2021
Fleeing and evading is sufficient probable cause for you to be pulled over.
The check stub said over payment,I have since changed insurance company
answered on Sep 10, 2020
A Kentucky attorney could advise best, as insurance practices are governed by state law. But your question remains open for two weeks and the answer is essentially universal everywhere. Yes, they have the right to demand return of the overpayment. Good luck
Tim Akpinar
Could I still get fined/ jail time If I could get a letter or something proving I no longer have the car
The car was in car lot name still and they signed it over to sheriff dept, can o get it dismissed
My daughters friend was driving my daughters car & caused an accident. She totaled her car & caused damage to the other car. My daughter went to file a claim but her insurance had lapsed due to non payment. She got a new bank card & forgot to report it to the insurance company. My... View More
answered on Mar 2, 2018
Generally as to the other vehicle, the policy covering the car is primary, driver of daughters car secondary.
Daughter needs to see if she got a notice of cancellation. If not, may be able to claim coverage--would have to speak with a member of the Ky Assn for Justice that handles bad faith... View More
Is this criminal neglect & failure to render aid
answered on Apr 28, 2018
Probably not, unless you were responsible for the overdose. The more prudent action , of course, would have to call 911 and wait with the person. But, if you were just being a Good Samaritan, you should be fine.
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