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The person that I committed the offense against is not pressing charges. Would it be the financial institution that’s doing it?
answered on Nov 1, 2024
You will need to change your location to Utah to get a good answer. Right now your question is going to Missouri attorneys and you need a Utah criminal defense attorney to answer your question.
Statues of Limitations are state laws so Utah can and likely does have a different statue of... View More 
I get paid two times a month and they force me to give them 160 and I'm 19 and they have been doing it since May last year
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answered on Jul 27, 2024
I'm sorry to hear about your situation. At 19, you are legally an adult, and your earnings are your property. Your parents should not take your money without your consent, and doing so could be considered theft.
You have the right to seek legal advice to understand your options better.... View More
I feel like this is a money laundering scam. How can I verify this?
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answered on Jul 18, 2024
Yes, an online bank can issue a cashier's check, but it's essential to ensure its legitimacy to avoid potential scams. To verify if a cashier's check is genuine, start by contacting the issuing bank directly using a phone number from their official website, not from the check itself.... View More
Can the bank attach my checking and savings accounts. I don't have the money to file for bankruptcy, the bank is my sole creditor. I have a small positive balance under $2000.00, consisting of my SS check and $763.00 proceeds from a loan from my term life insurance policy Are these ever... View More
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answered on Apr 13, 2024
In most cases, Social Security income is protected from being seized or "attached" by creditors, including banks, due to a federal law known as the Social Security Act. This protection extends to funds in your bank account that can be clearly identified as Social Security income.... View More
There are many broken laws that have been discovered and I have been requested to meet with their mediation team to get payment for their wrong doings.
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answered on Jan 31, 2024
Whether you need your own lawyer for mediation with a bank largely depends on the complexity of the situation and your comfort level with handling legal matters. If there are many broken laws involved and significant wrongdoing by the bank, having your own attorney can be beneficial.
Having... View More
I opened these accounts for my kids, under my own account, without my ex ever being on said account, she's asking I close these out, give her the money, and give a list of when the accounts were opened, any transactions etc. We've been divorced since July, am I legally obligated to do... View More
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answered on Mar 5, 2023
If the savings accounts were opened solely in your name and your children's names, and your ex-spouse was never a signatory on the account or made any contributions to the account, then she likely does not have any legal right to demand that you close the accounts and provide her with the... View More
The child and grand father are the only names on the acct. The grandfather opened it in her name when she was a baby after the childs father passed away. The grandfather passes and the only 2 names ever on the acct are the child and the grandfather. Can the grandmother pull out the money without... View More
answered on Aug 31, 2022
This depends on the ownerhip of the account. If they owned the account as joint tenants with rights of survivorship, then the grandmother would only be able to access the account if she were claiming some spousal share of her husband, but she would first have to go through a court proceeding to get... View More
I went to make my rent payment but instead of the payment I requested to make the portal I used withdrew everything illegally
answered on Apr 18, 2022
If you agree to have a specific amount taken from your account, then that is normal. If any other amount is taken without your permission, the landlord needs to return it immediately or they will be criminally liable. Tell the landlord they need to return the extra funds or your next call will be... View More
answered on Nov 22, 2021
Yes and no. Nor for personal debts, student loan debts, credit card debts etc. but yes to medical bills. The creditors have a right to make a claim against his estate and the estate has an obligation to pay it as long as the assets in the estate are over and above the exemption amount. The... View More
I was paid unemployment (California) based on $3,000 out of $38,000 in wages, against CARES Act calculation of unemployment for pandemic effected workers, and received only $87/week instead of $369, which disqualified me for extra $300/week in federal assistance.
As of Jan 31, 2020, I was... View More
answered on Feb 15, 2021
Give the reporting agency copies of your extensions and challenge the late reports on your credit report. That should be sufficient to correct it.
She won’t sign for me to refinance. I am the main person on the loan and she’s a co-signer. I don’t want her on my loan.
answered on Jan 20, 2021
When you add someone to the title of your home, you have given them partial ownership. If you did not specify how much ownership on the deed, then everyone listed on the deed has an equal share. In a lawsuit started by either party, the home could be forced to be sold and the proceeds divided... View More
He sold his home, she had the money put into an old account with both their names (left over from car loan) now she has taken a ton of money and he has no clue. This man has nothing but what was from the house. She thinks it's not illegal. Isn't it theft by deception? What can I do to... View More
answered on Jul 30, 2020
She could be at risk of being charged with exploitation of a vulnerable adult. If you have any influence with your father, he needs to remove his money from the account and put it in an account only he or trusted persons have control over. He can always designate someone to have control of the... View More
answered on Jun 30, 2020
It looks like some of the other ordinary resources that post UCC 9-105 (Control of Electronic Chattel - Paper) do not include them. You posted under Admiralty/Maritime - I checked but could not find cross references under ordinary maritime laws I work with. The attorneys familiar with banking... View More
I work at an online bank based out of Utah. We offer equipment loans for things like semi trucks and trailers. We do not have a physical branch for customers to visit, so everything is done over the phone. Part of our normal verification procedure is to ask for a loan customer's name, address... View More
answered on May 11, 2020
If you work for a legitimate online bank located anywhere in the United States, the chances are very good that your online bank has competent legal counsel to answer this very simple question. If your bank does not have competent legal counsel they are walking a tightrope that crosses a very deep... View More
The new home build lot I own outright has a value $155k. My income per month is $6500 after taxes. My DTI is 32% and my FICO is 771
answered on Jul 25, 2019
Based upon the (limited) financial facts presented (your age being the most important unknown fact omitted), IMPO your best course of action is to shop around for a new bank that appreciates excellent customers like you.
Having been a commercial bank officer myself--before going to law... View More
For my unsecured debt, the minimum payments are $1200 a month. If I stop paying them because I plan to file what am i expected to do with the excess money. I, of course, will need some to live on and but will probably have $500 leftover. I image if I put that in my mattress it will need to be... View More
answered on Apr 2, 2019
You can exempt certain assets. If you have enough exemptions to cover that extra cash it's not a problem what you do with it, it's yours. To be safe, just don't take too long to file your bankruptcy case so you don't accumulate so much.
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