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They’ve sent checks & debit cards to other addresses despite our contact with their fraud department. We haven’t even been reimbursed yet for our checking & savings being wiped clean. While we were on the phone Friday locking down the accounts we watched as someone transferred our... View More 
answered on Apr 9, 2019
This sounds like some sort of an insider electronic hacking situation. If the amount of money is worth it, try hiring a lawyer to take up the job of fighting with the USAA bureaucracy instead of you having to do it. The first order of business would be to move all the money you still have at USAA... View More
How can I get my money back?
I ordered it with my debit card, and the seller has not responded it's been 2 months since I ordered they didn't respond to my emails.
answered on Mar 20, 2019
Contact the bank or institution issuing the card to see if they have provisions for resolving or adjudicating disputes.
Tim Akpinar
When I called back the man was not nice and said once papers are served on January 23, 2019 he can no longer help me. That today payment would be $415 (on a $100 overdraft fee) if I go to court payment would be $1245 with court fees. I googled the company EDR in Maryland but couyfind any... View More
answered on Jan 22, 2019
They can sue you, but you will probably maintain a strong defense that the claim is past the statute of limitations, unless you acknowledged the debt on the phone call.
24 hours later, the police came to my house and arrested me. Ripped from my house, humiliated, hurt and Incarcerated for 5 days because a bank employee did not verify the proper authorized person or people listed on the account. Since I did not violate any laws but I was arrested and charged, can I... View More
We purchased a used 2017 SUV for just under $18,000. We put a $4,000 deposit down and financed the roughly $14,000 remainder. We were pre-approved through Capital One's auto loan program. The dealership ran our pre-approval and finalized our loan. Our first payment is supposed to be due the... View More
answered on Dec 20, 2017
You need to go back to the auto dealer and find out what is the cause of the problem. You can also file a complaint against the dealer with the Virginia DMV.
answered on Nov 27, 2017
You have a right to sue the finance company for breach of your contract and violating your rights. You can also call the office of the Attorney General for Virginia and file a complaint.
A lady wants to sell a bar of gold in country of Ghana.She is informed she needs a "bank guarantee" to sell them.She says she has to pay $4000 dollars to gain access to buyers of the gold. Is this valid or not?
answered on Nov 20, 2017
She would be wise to consult a lawyer in Ghana before proceedings. May countries have at many times in history restricted the sale of gold, both to currency security and for fraud prevention. It is not at all unimaginable that Ghana retains such a legal structure. She might prefer to sell the gold... View More
If the Will of a deceased person states that his wife gets everything, can the wife take the will to the bank and ask banker to give all the deceased persons money from his sole owner account?
answered on Oct 26, 2017
She can ask, but no bank that I know of would allow such a procedure for anything other than a VERY small account (or one that has a beneficiary named). Probate of some sort is usually necessary in such circumstances.
Consult with a local probate attorney as there are often... View More
Firstly, we live in the state of Virginia and I appreciate anyone's professional time and counsel. My mother had numerous life insurance policies ranging from $1,000 to 10,000 and has me named as the sole beneficiary on all policies. She had no will and her house and land have been in mine... View More
answered on Jan 15, 2017
The proceeds of the life insurance policies should pass to the beneficiaries outside of the probate estate. Likewise the jointly owned bank accounts, which should pass outside of probate to the surviving owners of the accounts. The credit card debt can reach assets of the Probate estate, which... View More
They said payee was not on check, even though buth mine and husband's names are on check and on account. They returned deposit and withdrew money from account, after expenditures had been made against cleared deposit on child's behalf. What do we do? Checks have been reissued to us by... View More
answered on Jan 26, 2011
Try again or try to deposit in another bank. Those are your fast and easier answers. Trying to force your financial institution to do something it does not want to do will leave you frustrated, and with expensive and unlikely successful remedies in court.
You might also ask the bank that... View More
answered on Jan 26, 2011
You may cash the check, but you are likely to be hit with more returned check fees. Most banks will prohibit you form depositing a bounced check after a certain number of times.
It is generally better to ask for a new check from the party who did not pay.
answered on Jan 17, 2011
Absolutely. Subpoena recipients are allowed to charge reasonable fees, when responding to a subpoena issued in a Virginia court.
You could see time costs for research and copying, and a per page cost for the physical copies.
answered on Jan 17, 2011
The bank does not have to do anything more than what is stated in the terms of your construction loan.
You need to try to get the loan refinanced through other parties, before the construction loan becomes due in total, or the interest from the construction loan drives you into foreclosure.
answered on Jan 17, 2011
A money order is a contractual agreement to pay made with a third party. They likely will honor it as long as it is not severely damaged. You may want to go to a location of the issuer of the money order and see if they will issue you a new one so you can deposit it without a problem.
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