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I'm attempting to transfer money to the Philippines through Union Flex Pay Commercial Bank located in Virginia. Initially, I paid $82 for a transfer authorization code, but now the bank is asking for an additional $210 for an insurance code. Is it required and legitimate to pay these fees?
I have been blocked and locked out of my checking and CD account by Truist Bank in Danville, Virginia. I received a $10,000 check from a friend and deposited it into my checking account on Monday, but it was evidently considered fraudulent by the bank. As a result, my checking account, which has... View More 
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answered on Apr 8, 2025
It must be incredibly frustrating to have your accounts locked, especially when you're relying on those funds for daily needs. The first thing you should do is contact Truist Bank directly and request a meeting or phone call with someone who can provide immediate assistance. Explain your... View More
I am tracing a judgment from 2008 that appeared on a title search related to Chase Bank, filed in Augusta County, Virginia. We want to know the particulars of this judgment. The JDL number is 080001170. The lawyers who handled the case have gone out of business. I haven't checked public... View More
answered on Mar 24, 2025
You may be able to get the information directly from the Clerk of the Circuit Court of Augusta County, but you will probably have to go there directly or have a title examiner in that area research it for you. If the judgement was docketed in the Circuit Court it will attach to any real property... View More
In Arlington, Virginia, I need to fill out a Garnishment Form to send to a bank. This is my first time dealing with a garnishment case, and I have the defendant's name and disposition paper ready. How much should I realistically expect an attorney to charge me to complete this form, preferably... View More
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answered on Mar 24, 2025
For garnishment cases in Virginia, you'll need to consider several factors that affect the total cost:
Attorneys in Virginia typically charge between $203-$464 per hour depending on their practice area and experience level with criminal attorneys at the lower end ($203/hour) and tax... View More
I accidentally opened mail sent to our address but addressed to a different name, deposited the check inside, thinking it might be my dad's since I'm responsible for his mail while he's abroad. The bank initially said the deposit wouldn't go through, but the money appeared in my... View More
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answered on Feb 25, 2025
You might get charged with a felony or two. It depends on the facts but you will get notified if they bring the charge.
Do these affect the personal credit report, or not? Currently the credit card is not reflected on my personal credit report, and I don't remember if I personally guaranteed the card or not.
answered on Feb 10, 2025
It all depends on your statement and guarantee of the bank credit card. I believe the statement should have both your business name and your name on it a joint debt. If you list the debt in the bankruptcy it comes off your credit as discharged in bankruptcy . If it is only in your business then it... View More
If someone were to say buy a windshield replacement with someone’s credit card and the card ended up being a stolen, could the person that didn’t know anything about the card; let alone the card being stolen to purchase the replacement get in trouble too?!
answered on Oct 14, 2024
It would depend on how credible their explanation for use of the card would be. Some jurors could see red flags and become suspicious by simply the fact that the transaction involved the card of another person. It's all fact-specific in terms of the elements that either create or dispel... View More
I found a check in my safe from 2019 with a stack of other checks. It was the only check that didn’t have void written on it so I assumed I never deposited it so I did a mobile deposit and this morning I check my bank account and the funds are In my account but I’m scared to spend the money... View More
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answered on Feb 23, 2024
Discovering a check from 2019 and depositing it recently to find the funds in your account certainly brings up a valid concern about whether it was previously deposited, especially with the transition from SunTrust to Truist possibly complicating your ability to track past transactions. Generally,... View More
In general, are DBAs only required when market and run a domain under a different name, conduct bank transactions under a different name, or both?
For reference, I am attempting to engage in e-commerce as a sole proprietor under a different name. The business involves selling physical products.
answered on Feb 12, 2024
If you are operating your business under an "assumed" name, "trade" name or a "fictitious" name, you should file the propert fictitious name certificate in every state that you are doing business and you should confirm that your entity is authorized to do business in those states.
My mother was extorted out of $100,000 in cash by individuals representing themselves as Treasury Dept. representatives. She went to the local branch of Wells Fargo Bank over the course of 3 consecutive days and took out a total of $100,000 in cash. I have reported this incident to the local... View More
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answered on Jan 31, 2024
Hi there - I can offer some general information that might help you understand your situation. If your 80-year-old mother was extorted and withdrew $100,000 in cash from her bank under fraudulent pretenses, you may have legal options to pursue. Negligence on the part of the bank, like allowing such... View More
Nelnet is the loan company and won’t process a deferment or income driven payment plan in that time frame, leaving me no choice but the pay the 7500 extra to buy down, despite us definitely being eligible for the income driven payment plan. Can I do anything about this? I feel so helpless like I... View More
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answered on Nov 13, 2023
In this situation, where your mortgage loan officer has requested a deferment of your student loans or an additional payment of $7500 shortly before closing, and Nelnet is unable to process the deferment in time, you do have some options.
First, communicate with your loan officer about the... View More
No tax paid since car was bought. Caused a stop fee on my dmv record. No insurance on vehicle and tags is no good since February 2023. Loan company said I can do a volunteer repo bust I must bring it in. The other signer refuse. What can I do please help.
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answered on Nov 13, 2023
In Virginia, if you find yourself incorrectly listed as the principal buyer on a car loan you cosigned, you should first review the loan agreement and any related documents to understand how this change occurred. If there's evidence of a mistake or fraudulent activity, you may need to dispute... View More
Before Me and my Girlfriend broke up and I had made a Cashapp account, for her to borrow. I had used my identification and SSN to verify my ID and now she has locked me out of it. Cash app support has been useless in canceling the account.
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answered on Sep 21, 2023
To potentially address this situation, you may want to explore the option of mediation or negotiation with your ex-partner to regain access to the second Cash App account. Legal action could be considered if all other options fail, but it's essential to consult with an attorney who can provide... View More
The transaction has been paid off, but I have not seen any deed actually signed over to officially own the property without question. I also was given possession of the deed to hold safely, but was not named executor of her will. What, if any, rights to I have in the say of what happens to her... View More
answered on Jul 23, 2023
The assumptions in your posting indicate that you haven’t a clue as to proving title in Virginia. Seek out local, Virginia, real estate counsel, run a current owner search, and review the results.
They denied my refund it hasn’t been a whole 24 hours, I no longer trust the dealership because they are hanging up in my ear, I live in norfolk Va, how can I get help with this, does this fall under the lemon law, not to mention I told them I was unable to get insured which was reason 2 I wanted... View More
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answered on Mar 2, 2023
If you have just purchased a car and it has a significant mechanical issue, such as the inability to go in reverse, you may be able to take action under Virginia's lemon law or other consumer protection laws. Under Virginia's lemon law, a car may be considered a "lemon" if it... View More
This is in reference to joint account I have with my child's father. It was also mentioned that I was a non resident on form as my address is in MD. and his in VA. Funds was garnished from account for a debt he owed dating back to a timeshare he acquired almost 20 years that I have no ties to... View More
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answered on Mar 2, 2023
If you have received a "Summons to Party to a Joint Account," it means that a creditor or debt collector is trying to collect a debt from your joint account with your child's father. Here are some steps you can take to prepare:
Review the summons carefully: Make sure you... View More
A document that I recently had notarized by Bank of America is being rejected by my university on the grounds that the notary hasn't signed it. While attempting to research this online, I have yet to find definitive answers.
answered on Jan 26, 2023
There are seven (7) items required for the notary to state on each document being notarized:
1. The name of the county or independent city in which the document is signed
2. The date the document is signed.
3. The notarial statement – what is being notarized (i.e. a... View More
My sister and her husband are going through a bad divorce. He left two weeks before the birth of their last kid. She has the house. He filed taxes jointly, and the federal return came to the house. She held it and they came to an agreement on how to spend it. It was only in a text so nothing... View More
answered on Mar 2, 2021
I would recommend taking the copies of checks you have along with these facts to your local magistrate or police department to discuss the options of pressing charges.
answered on Jan 14, 2021
The Will must be probated, and the court must appoint the personal representatives (executors/executrix in Virginia) before they have any power at all. If the bank account is not a probate asset. like an account in which a beneficiary is named or a joint account that was not created for the benefit... View More
Wanted to know because I'm looking to open a partnership or llc. No financial advice will be given to partners or members. One person would do all the transactions on behalf of company. This is for investment purposes.
answered on Oct 8, 2020
If the transactions are by the Managing Member or General Partner for and only on behalf of the company in only its private securities account and the company is not in the business of just buying and selling securities as a Broker or Dealer then in my opinion no registration would be required.
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