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I live in Arizona. During Covid I improperly managed my finances and developed a large amount of credit card debt ($30,000ish from about six credit cards). I defaulted on them and was sued by three credit card companies; all three won default judgments 2 years ago. One got a court order to withdraw... View More
answered on Jan 19, 2023
Anything you own or in your name is subject to the judgments snd liens granted to those creditors. You probably need a lawyer to help you negotiate these out.
If a creditor sued me and received default judgment then recorded it with the county, but later closed the account do I still have to pay them when selling the house?
answered on Dec 7, 2022
But later closed the account? You mean like a credit card? Yes, you have to pay the judgment.
Installation was set to begin the week of September 26th. installers arrived & I questioned them on what exact directions were they given for the bathroom intallations. After their compliance with my request, I noted that they were given incorrect information concerning the specifics of one of... View More
answered on Sep 30, 2022
Dollar to a donut says that in your contract/estimate/invoice/ etc., there's mention of a restocking fee. Restocking fees are common in that business.
I got accepted into a university, weeks pass and I get my grant to buy books and supplies. a short amount of time before the semester starts they say they made an "error" and put me in an earned enrollment program and cancel my classes not allowing me to reenroll in the current semester... View More
answered on Sep 23, 2022
I'd advise you to do 2 things:
1. make an appointment with a lawyer who handles general civil matters, and take all of the documentation who have so the attorney can make a professional assessment of your situation. It may mean you calling around to everal lawyers and several... View More
Small Claim/ Civil Garnishment: If a creditor gets a judgment against a garnishee for failure to comply (not filing a garnishee answer), and the garnishee pays judgment in full, Can the garnishee then go after the Debtor for these funds?
answered on Jul 26, 2022
It's possible. The proper thing to do when paying off a Court-ordered debt is to have the judgment creditor sign a Satisfaction of Judgment and file it with the Court.
That said, if you have a record you made the payment, you should notify the Court right away that you have paid it and... View More
Father-in-Law helped his daughter by buying a trailer home for her. The trailer is in Arizona where he also lives (but not in the trailer with her). She has lived in the trailer since 2000 when her Dad purchased it.
Daughter was added to the deed as Joint Tenant (JTWROS) couple years... View More
answered on Mar 2, 2022
You are wise to be thinking about this proactively. The federal law that prohibits lenders from calling the loan due when the borrower dies applies to traditional homes and also "residential manufactured homes", so the answer depends on whether the home is a "residential manufactured... View More
I know they will probably demand it but say they didn’t and the vehicle was totaled the first week and had no collision insurance. Is there a gap time or would the dealer be responsible for some of it
answered on Nov 15, 2021
A customer is required to have full coverage insurance on financed vehicles prior to departing the dealership with the vehicle on the day of purchase.
U-Haul still wants to charge me for stolen vehicle and who know what else.
I want to know what is the first best route to start this legally. Should I arbitrate or go to court...based on not much experience.
answered on Aug 13, 2021
An Arizona attorney could advise best, but your question remains open for two weeks. There could be provisions in your agreement that address arbitration. Some contracts have clauses that require arbitration over court - some contracts do not have such clauses. Good luck
Tim Akpinar
I am rephrasing this question as the answer I received didn't answer what I was asking. I owe restitution where I am responsible to pay 10% on all income towards it monthly. Are student loans considered income that would be required to pay 10% on? Example, I just took out $1250 in a loan to... View More
answered on Aug 7, 2021
The restitution order is separate and apart from any personal debts that you might have. The PO is responsible for collecting the restitution in accordance with the judgement issued by the court, and enforcing any other conditions ordered by the court. The repayment of personal debts is your own... View More
I want to be able to advertise that I will return a percentage per year on the investment. No fees.
answered on Jun 9, 2021
It depends on the type of business you have. You will need a license and registration with agencies.
Consult with an attorney.
Loan company was paid 19k from insurance. Deceased person left remaining balance of 1k due to late payments. Company asked for death certificate to pursue the executive of state but insist that I am liable for the remaining balance.
answered on Dec 3, 2020
There are 2 areas of law here. If you co-signed for the loan, you are jointly and severally liable, which means they can come after you, as well as affect your credit score. Sorry for the bad news.
I recently rented a car, and typically before you get the keys, you sign a rental agreement. I was not asked to sign any agreement, am I still obligated to pay without signing an agreement?
answered on Oct 1, 2020
An Arizona attorney could answer best, but your question remains open for two weeks. As a general premise, signing an agreement has evolved from what it meant in the past. Digital keystrokes on a computer or other device have attained the same legal force as a traditional signature left by a pen on... View More
My gasket blew and I took it to my mechanic. I decided to buy a new engine and payed my mechanic up front for parts. After weeks he said that a guy from dealer stole it and engine was not delivered. He said when I asked that their was nothing legal he could think of to do about the dealer he... View More
answered on Aug 3, 2020
If your mechanic ordered the engine from a dealership and it is stolen at the dealership while in their custody, the loss is taken by the dealership and they would need to order a new engine. The allegations by your mechanic just don't sound right. If he purchased an engine, he must have a... View More
Dealership knew they were selling an unsafe car and misrepresented the condition of the title.car is not safe per 3 mechanics. Dealership has failed to repair issues or entertain a better car with more money. This car is not safe and they knew it and took advantage of what I didn't know and i... View More
answered on Jun 20, 2020
You need to contact a good "Lemon Law" attorney in your area. With as many car dealerships and car sales as you have in AZ, there will be some. Contact your local bar association for a referral. The question is not "How many hours?" but "Can you take this on a contingent... View More
he lost his job in covid 19
answered on May 25, 2020
No, removing yourself from an abusive situation is not abandonment. If you intend to divorce, you should take advantage of a free consultation at your earliest opportunity to discuss how to preserve all of your rights.
With the recent Ford Class Action (Vargas, et al. v. Ford Motor Company) reaching a Settlement, I hope it's finally time to get rid of my problematic 2011 Ford Fiesta while Ford pays for it (it's currently at the dealership right now with transmission issues for about the 4th or 5th... View More
answered on May 8, 2020
You are a member of the class, and thus entitled to participate in the benefits of the settlement if you meet the class definition. You do not NEED to be a plaintiff in order to participate in most class actions in the United States.
The definition in this case is:
You are a Class... View More
answered on Apr 16, 2020
If you are reporting a crime, you need to contact your local law enforcement agency.
To quickly answer your question, ANYONE can commit fraud. I expect you have more details about what exactly it is that your manager is doing but just because someone is authorized to use a credit card,... View More
8 years after my 2nd mortgage forclosed I found out the frst mortgage loan which was an fha, is still in my name. The loan is active and payments have been made by someone without my knowledge for 8 years. My name is listed on the contact information but the contact adddress and phone is that of... View More
answered on Mar 4, 2020
This happens all the time. The first loan has not been paid off, therefore there is still debt owing - by you. If this is Arizona property, under 2 1/2 acres, then lender can foreclose if the loan is not paid, but they cannot sue you. That is the good news. The bad news is that you still have a... View More
I have a debt/collections I am trying to pay off but just found a judgement in county records against me for the same debt by the same company.
The judgment is not appearing on my credit report, only the collection itself. Is it legal to have both a judgement won and filed in a recorders... View More
answered on Jan 22, 2020
You should notify all three credit bureaus that they are the same debt. It should only be reported as the judgment.
My wife consumed a food item purchased at Frys Food and Drug store yesterday and is now feeling ill. After checking the container, we discovered the expiration date of the product is for three months prior to purchase. We have both the receipt and the container to prove time of purchase and the... View More
answered on Sep 13, 2019
I'm sorry about your wife's illness and the ordeal this has created for the both of you. It's difficult to say whether you have a case at this point. It would depend on what the medical determination is and what investigation of the product reveals. I hope your wife is okay and... View More
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