If you did not alter the check, you should ask the bank why they think you altered it. You can also request the union to reissue a check if there is a discrepancy on it that is preventing the bank from honoring it.
Firstly, it's crucial to remain calm and approach the situation with a clear mind. Understand that banks have strict protocols in place to prevent fraud, which sometimes leads to false alarms. Begin by explaining to the bank representative that you received the check from the NECA Local Union...View More
You raise a valid question. Generally, banks should not charge overdraft fees if there are sufficient funds in the account to cover a transaction. Here is some key information regarding overdraft fees in Louisiana:
- Louisiana law prohibits banks and financial institutions from charging...View More
Did a title loan with a friend and they ended up stealing my car.
I did a title loan with a friend of mine of 20 years. I borrowed 2900 with the promise of paying back $3,900 within 21 days. My car is worth $40,000.00. We wrote up a agreement and had a witness sign it on day 20 he showed up... View More
In your situation, where a friend has allegedly stolen your car following a title loan agreement, it's essential to take immediate legal action. The details you've provided suggest possible fraud or breach of contract, especially given the sudden change in the repayment amount and the...View More
We did everything by the book step by step it was accepted signed and sealed by the court that my 2 step sons and myself are the only true heirs. They still won't discuss anything about the account whats going on the process nothing. When we inquire we are ignored and they won't return our calls q
You mention a "small estate affidavit," which, in Louisiana is not "signed and sealed" by the court. So, I am not sure how you all proceeded, but if you had an attorney assist with the succession process, then, please, reach out to that attorney to send a notice of...View More
A Louisiana attorney could advise best, but your question remains open for three weeks. Check the terms of your loan documents for any provisions relating to arbitration being a condition for repossession. However, without knowing more, the short answer to your question is "yes." Good luck
The title company's job is to clear your title prior to the conveyance. If there is no judgment lien prior to closing, it may not get paid and released. Then the creditor would probably try to collect from your bank.
LLC pays the note for the SBA loan. I'm still a guarantor on the loan. Bank won't release me. Ex says she can't get refinanced. I tried to refinance my house and was denied because of being a guarantor on loan. How do I get out of being a guarantor on the loan? Filed a motion for... View More
there is so much more and i do have proof its just finding a lawyer that will listen and take interest. this could turn into a huge case and ive been told poss. movie,,,lol. there is alot and these people have stolen, lied, bullied, and manipulate
Please understand that attorneys in this forum are not allowed to contact you, provide their contact information in a response, or in any way try to solicit your business or indicate their availability to help. You need to make the first contact. Click on "Find a Lawyer" above and...View More
It appears you were mislead by whomever told you the law doesn't apply to a signature loan. Recommend you consult with the Legal Assistance Office (part of JAG) at whatever installation to which you're assigned to get personal legal consult, advice and representation. Good luck.
Yes, this is quite common banking practice. During any construction loan your contractor is liable to the bank for the construction loan--not the future property owner. If all goes well during construction, you will get to take over the construction loan after it is rolled over into a permanent...View More
Louisiana incorporation Registration Jefferson Parish DA Paul D Connick Civil case # 2:18-cv-09296 In 08/08/2019 around 10:30 am Trina Williams ticket #G59 matters of jurisdiction zoning went through intake process waiting again United labor and wage for name to be called at off SSA 115 terry... View More
Informed in dentist office the paper work signed only pre qualified me. Did not know an active loan was in place until payment reminder came in mail from lender. Every “TILA” law was crushed in this whole process by said Dentist office and said lender. Both are working in conjunction against me... View More
Assuming that you had the expensive dental work done the written documents you signed allow the dentist and the creditor to collect the money you agreed to pay from you; it doesn't matter what you were told before the procedure. If you are unhappy about the interest rate, contact a Louisiana lawyer.
I'm trying to obtain a pro bono lawyer to help assist me in gathering my dad's property house or houses an land, bank accounts, vehicles ect... An to assure all of his assets has NOT been touch sold access bank accounts or ANY ILLEGAL ACTIVITIES since the death of my dad in 2003 I feel... View More
There is no such thing as a "pro bono lawyer." However, many lawyers will volunteer some of their valuable time to help out very poor folks who have very important legal problems and cannot afford to hire a lawyer.
"Gathering your father's property house or houses an...View More
Having been a commercial bank officer before going to law school, I would expect your bank to find their error sooner or later--and then correct it--without telling you. Therefore, unless you do not mind going OD when the bank suddenly debits your account, my practical advice is don't spend...View More
My step father is claiming that hes finding out my mother deceased 4 years has a safety deposit box that he can't open with out me and my brother's signature. I'm not on the list at bank and they wont even tell me if these allegations are true. I need advice on how to handle this.
It depends on whether the decedent had a will and/or whether the contents were the separate or community property of the deceased. If community, the naked ownership of the contents would be the childrens' but the spouse would have the use of it. If separate, full ownership would belong to...View More
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