I had a collection fall off my credit score and here recently the same collection was reported under a new debt collection agency. They're reporting old past due amounts as if they are new. Is this legal?
2. Generally, after the CC is charged off, the balance is frozen. However, interest may accrue on the charged off balance, depending on your credit card agreement and how your creditor or its outside lawyers interpret the agreement.
After vacating my apartment complex, my previous landlord is threatening to send claims to collections. We did not put down a security deposit. We dispute the claim they are making. They refuse to send me the bill for damages, just stating " it cost xxxx to fix." They have only contacted... Read more »
By "collections", I think you mean using a collection agency or collection law firm to demand payment from you. Sure, that's merely using a third party to act on behalf of the landlord instead of the landlord itself/himself/herself making the demands. If that occurs, send back a...Read more »
You must have had your wages or some other income garnished; right? And so--back in April--the person or lender who sued you and received the garnishment must have though the debt had been fully discharged because they told the court--an d the bank--that they were "dissolving" the...Read more »
Purchased a house in October 2018 and mortgaged through Suntrust. In December 2018, they increased our tax escrow from $350 to over $700 a month. I challenged having to pay taxes of the prior owner for 2018 multiple times. In March 2019, I became disabled and lost my job. Tried to work with... Read more »
Unless you actually lost your home to a foreclosure caused by negligence of the lender you are barking up the wrong tree. You cannot sue anyone unless you can prove some actual injury that caused some cognizable damages. "Almost lost our home" is NOT a legal injury; why? Because you...Read more »
This is not a legal question. This is a (very sad) personal dilemma created by you and your grown son. Unless the oral contract between you and your son is in writing it is no enforceable--by you or your son. Thus I am unaware of any legal remedy you could use lawfully to evict your son. At best...Read more »
Money due to my mom. Can I give up my rights to this money or my mom has to give up her rights? My father doesn't have any money. The letter threatens the loss of his license, passport or jail time. I now live in Florida and my father lives in AZ.
The sate collection effort does not involve you; why? Because Florida is collecting old support due to your mother, not to you. However, it may be possible for your mother to intercede and tell the Florida Department of Revenue that she no longer wants Florida to prosecute your father; and tell...Read more »
A judgment was filed against me in 2014. I was unemployed and could not pay the credit card. I am now living only on Social Security. The original card owner was my husband but I used the card. The court documents show his social security number as mine. When I tried to call the collection agency... Read more »
You DO need to file an exemption, despite a wrong SSN being listed. You are not required to have an attorney, but it's best that you have one, and you may be able to get a pro bono attorney by contacting your local agency that provides free legal services for the poor. You appear to be in...Read more »
She was given an agreement next day to sign that gave all the details about rent amount, when, where and how to pay, etc. She never signed the agreement. I asked her to provide police report, she has not produced yet. I made search on internet to find that she has a criminal record of illegal... Read more »
Your best bet is to hire an attorney to give the notice that's legally required before you can file an eviction case, then to file the case on your behalf. No case can be filed unless the notice, in totally proper form, is given to the tenant. If you can't afford full services of an...Read more »
I discontinued work with this particular client because I discovered he was committing what I was quiet certain was investor fraud and did not want this to affect my or my companies reputation. I later discovered that he left the state of Connecticut because he had been summoned and fined for the... Read more »
Unless you sue the deadbeat client and receive a Judgment, collecting all the money they owe you is nearly impossible--especially without competent counsel to help you. Look for a good lawyer using the Find a Lawyer tab at the top of every page.
No one on earth could possibly know or tell you whether you "will get your money back" from YOUR girlfriend. If you still care about her, tell your "mutual friends" that you will accept some reasonable monthly repayment schedule; and then if she agrees, get it reduced to writing.
One option here could be to arrange a brief consult with a Florida attorney first before doing anything involving reissuing bills under a different set of computations. It's all up to you, but a good Florida attorney could look at your overall situation in terms of the underlying...Read more »
They will get a default judgment most likely and they win, then they will start the process of trying to find out about your assets and work towards trying to garnish your accounts and employment pay. It is advised that you attend the mediation, do not let them bully you, do not sign anything you...Read more »
We were at an apartment complex from 08/2016-08/2017. Before and after the lease we completed the inspection form and noted the status of the carpet (hard, in need of cleaning, stains). After we moved out we gave them our new address and went on with our lives just thinking we'd never see our... Read more »
The amount of money involved is worth hiring a lawyer to review your old lease and the documents being provided by the collection company, and any other written documentation favorable to your case (like a copy of the "notifications" of the terrible condition of the carpet when you moved...Read more »
I cancelled the job when my mom got sick and they agreed to it and was supposed to refund her money. That took 3 months of text messages that I have copies of. She never got her money. They talked her into doing the job when i was not consulted. They charged her extra for a shower door and did not... Read more »
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