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Florida Insurance Bad Faith Questions & Answers
1 Answer | Asked in Business Law, Car Accidents, Insurance Bad Faith and Insurance Defense for Florida on
Q: Can you claim an ocean cargo (car) damage insurance for me?

Please i shipped a vehicle from FL (Jacksonville) to Tema/Ghana. Pre-sail inspection has been confirmed by the cargo/shipping line employee that the car left the port with no damage. On arrival in Ghana there are couple of damages on the car. I opt for VIP deck shipment. The shipping line now is... View More

Peter N. Munsing
Peter N. Munsing
answered on Dec 25, 2016

Michael you need to look at your bill of lading. It will say where claims must be handled. Look for an attorney who handles such claims. You will need proof of what the damages cost. Do understand that in the US you do not necessarily get your attorney fees returned, so an attorney will reuqire a... View More

1 Answer | Asked in Contracts, Car Accidents and Insurance Bad Faith for Florida on
Q: Car stolen settlement check goes to finance company because car was in the middle of repo. What can I do?
Peter N. Munsing
Peter N. Munsing
answered on Dec 22, 2016

Assume you mean it was stolen while in your possession? Not much you can do--they pay value of car, but first have to clear the lien the loan company has on the title.

1 Answer | Asked in Insurance Bad Faith and Consumer Law for Florida on
Q: IN FL, IF NOT EXCLUDED BY NAME, MUST AN AUTO POLICY COVER WHEN A FRIEND IS DRIVING?

IN FLORIDA, MY KIDS NANNY WAS TAKING DRIVING LESSONS ON HER OWN WITH THE NEIGHBOR IN THE NEIGHBOR'S CAR (PAYING FOR THE LESSONS). ON THE SECOND LESSON SHE WENT OVER THE PARKING CURB AND DAMAGED THE CAR. WHO IS LIABLE? HE IS CLAIMING HIS POLICY WON'T COVER IT BUT I THINK HE DOESNT WANT TO... View More

Terrence H Thorgaard
Terrence H Thorgaard
answered on Oct 19, 2016

The neighbor is asking you or your nanny to pay the damages? I don't think you are liable, although the nanny may be, so why do you want to pay the deductible? Your nanny should ask to see the policy to verify if the damage is covered.

1 Answer | Asked in Insurance Bad Faith and Family Law for Florida on
Q: Can a life insurance company return all payments made plus intrest instead of the amount specified in the policy.

If the deceased died within two years.

Terrence H Thorgaard
Terrence H Thorgaard
answered on Aug 1, 2016

Possibly. This situation should be covered by the terms of the policy.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Florida on
Q: Can I be sued if I did not have commercial insurance while on delivery and the company did not tell me to carry it?

My regular insurance told the other party since i was delivering pizza, their claim was being denied and they are stating that they want to sue. The company that I work for has suspended me until the issue is resolved because they were told other party want to sue them for the damages. My company... View More

David Alan Wolf
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answered on Apr 11, 2016

This is a common problem for pizza delivery drivers. When insurance is purchased by the vehicle owner, there is a question that is always asked. Are you using the vehicle for personal or business uses? If you answer business uses, then your premiums will be higher in the form of a commercial... View More

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: It was economically unfeasible to rebuild our home after a fire. Chase wouldn't funds to loan & now forclosing

We asked Chase to apply insurance proceeds to principal. They agreed and later decided not to. When I inquired why they would not, they said that they would only do so if we paid it off completely. They held the insurance payment in escrow since 2007 and are now foreclosing.

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 10, 2015

You needed to get an attorney back then, nearly 5 years ago.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: Florida statue 627.011 states that dependent children may remain covered on thier parents healthcare policy until age 25

However, we have healthcare through Tricare (my husband is in the navy reserves) is Tricare exempt (since its military who covers the plan and that goes through the dept of defense. I'm confused...our daughter just turned 23 and was cancelled from Tricare (she is living at home and a... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 10, 2015

You asked this question over 4 years ago. When you need specific advice it is best to go see an attorney who can answer all of your questions.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: How do I get compensation for botched windshield repair that has left $700 damage to my car.

We had insurance claim (now been 2 months ago) for windshield damage from storm. Company found online came out replaced windshield improperly. Insurance didn't pay out so called unresponsive windshield repair co to fix problem or no pay. Windshield repair co came back out tried to deny... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 7, 2015

You might have needed to hire an attorney back then.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: Erisa LTD insurance lawsuits

Can you file an ERISA lawsuit on your own after you have exhausted all administrative appeals or do you need a lawyer?

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 6, 2015

You need a lawyer for any type of lawsuit.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: Should I hire a lawyer if another attorney is attempting to take me to small claims court for monies due?

Hired an attorney to fill help fill out paperwork and file a petition throug the court for parental rights. After months of nothing being done, i kept on getting billed for hours that the attorney supposedly kept working. Emails were sent back and forth as i was letting her know I no longer needed... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 5, 2015

How is this an insurance bad faith question?

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: If i pay full coverage on auto insurance and the claim is denied do i need a lawyer

The company denied my claim because of material misrepresentation because i did not list my daughter in the household or as a licensed driver so they denied my claim and cancelled my insurance policy all the way back to the day i took out the insurance policy

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 4, 2015

Probably.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: Person living in and taking care of house stole and 'inadvertently threw away' lots of valuables. Do I have recourse?

*Man contracted to live in house and take care of it.

*I arrived to find a lot missing (copper samovar and small copper items, silver punchbowl and large candlestick, brass portholes).

*Police interviewed him and he told them he had "inadvertently" thrown items... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Apr 20, 2015

Go see an attorney for the specifically tailored legal advice that you need.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: how to change life insurance policy to irrevocable
Robert Jason De Groot
Robert Jason De Groot
answered on Mar 14, 2015

Ask the insurance company this question.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: I have a trailer that was involve in an accdent. The insurance do not want to pay me to replace the part. What can i do?
Robert Jason De Groot
Robert Jason De Groot
answered on Jul 23, 2012

Sue the insurance company, if applicable for breach of contract.

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: When suing an insurance company, who do send the "service of process" to?
Daniel Marc Berman
Daniel Marc Berman
answered on Apr 4, 2012

You really should have an attorney's assistance when taking on an insurance company, but you can generally look up the company on the Florida Department of Insurance's web site or on sunbiz.org to find the registered agent in Florida.

Daniel M. Berman

Berman &...
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