Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
Flood insurance was renewed without consent or knowledge of pricing. My policy went from $425 to $7000. They also double charged my escrow account. One for over 9000k and the other for over7000k. Is this force placed insurance? Never notified they were going to price gouge for my Flood insurance by... View More 
answered on Jul 24, 2017
Of course, you are addressing your mortgage and the bank or other mortgagee. The mortgage has notification requirements and other applicable provisions. Would have to see your mortgage. Would also have to see escrow statements. I have personally seen a number of fored placed flood insurance... View More
if a storm completely destroys it? Can I go after the insurer for selling me too small of a policy?
answered on Jul 22, 2017
Are you asking about homeowner's insurance? The policy value should have been set according to the appraised value. Did you have an appraisal?
But in any event, no. You now know that the building is undervalued in the policy. You simply get the insurer to raise the value, before a... View More
- my driver was at fault. If he can't pay, will they come after me for anything?
answered on Jun 30, 2017
Not unless they believe you did something negligent which contributed to the accident.
What can I do to get them to tell me what is taking them so long to get the answer. He was three mounts before the two year mark when he passed away. I want to know how long can they take for this and what are my right as the beneficiary
answered on Jun 11, 2017
Did you notify them of his death? Contact them and ask if their investigation is concluded.
answered on May 5, 2017
if it's someone else's insurance, sue the insured. If it's your insurance, sue the insurance company.
I am currently in FL, just recieved info from state farm auto ins that because of my wifes DL suspension,which was resolved before buying state farm, asked to determine an sr22 needed. DMV had no forms to prove that, responded back to SF information. Was told it was policy to drop us for her past... View More
answered on May 2, 2017
Whether you at are entitled to a refund will largely depend upon your contract with State Farm. I suggest that speaking with an insurance lawyer is best.
the insurance company to send all the money to them - now they're not paying me. What do I do now?
answered on Mar 24, 2017
What is your relation to your "client"? Are you an attorney, accountant, property manager, or what?
If you contracted for repairs (as the principal, and not as the agent of the "client"), and if you are thus liable on the repair contract, the "client"'s... View More
answered on Jan 20, 2017
If they settled they owe you. If you mean your claim, no--take a look at your policy. You selected a low, medium, or high amount, with or without excess. That's what they did. They don't owe you an obligation to have large enough coverage for something. Unless certain things apply. You... View More
Please i shipped a vehicle from FL (Jacksonville) to Tema/Ghana. Pre-sail inspection has been confirmed by the cargo/shipping line employee that the car left the port with no damage. On arrival in Ghana there are couple of damages on the car. I opt for VIP deck shipment. The shipping line now is... View More
answered on Dec 25, 2016
Michael you need to look at your bill of lading. It will say where claims must be handled. Look for an attorney who handles such claims. You will need proof of what the damages cost. Do understand that in the US you do not necessarily get your attorney fees returned, so an attorney will reuqire a... View More
answered on Dec 22, 2016
Assume you mean it was stolen while in your possession? Not much you can do--they pay value of car, but first have to clear the lien the loan company has on the title.
IN FLORIDA, MY KIDS NANNY WAS TAKING DRIVING LESSONS ON HER OWN WITH THE NEIGHBOR IN THE NEIGHBOR'S CAR (PAYING FOR THE LESSONS). ON THE SECOND LESSON SHE WENT OVER THE PARKING CURB AND DAMAGED THE CAR. WHO IS LIABLE? HE IS CLAIMING HIS POLICY WON'T COVER IT BUT I THINK HE DOESNT WANT TO... View More
answered on Oct 19, 2016
The neighbor is asking you or your nanny to pay the damages? I don't think you are liable, although the nanny may be, so why do you want to pay the deductible? Your nanny should ask to see the policy to verify if the damage is covered.
If the deceased died within two years.
answered on Aug 1, 2016
Possibly. This situation should be covered by the terms of the policy.
My regular insurance told the other party since i was delivering pizza, their claim was being denied and they are stating that they want to sue. The company that I work for has suspended me until the issue is resolved because they were told other party want to sue them for the damages. My company... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 11, 2016
This is a common problem for pizza delivery drivers. When insurance is purchased by the vehicle owner, there is a question that is always asked. Are you using the vehicle for personal or business uses? If you answer business uses, then your premiums will be higher in the form of a commercial... View More
We asked Chase to apply insurance proceeds to principal. They agreed and later decided not to. When I inquired why they would not, they said that they would only do so if we paid it off completely. They held the insurance payment in escrow since 2007 and are now foreclosing.
answered on Aug 10, 2015
You needed to get an attorney back then, nearly 5 years ago.
However, we have healthcare through Tricare (my husband is in the navy reserves) is Tricare exempt (since its military who covers the plan and that goes through the dept of defense. I'm confused...our daughter just turned 23 and was cancelled from Tricare (she is living at home and a... View More
answered on Aug 10, 2015
You asked this question over 4 years ago. When you need specific advice it is best to go see an attorney who can answer all of your questions.
We had insurance claim (now been 2 months ago) for windshield damage from storm. Company found online came out replaced windshield improperly. Insurance didn't pay out so called unresponsive windshield repair co to fix problem or no pay. Windshield repair co came back out tried to deny... View More
Can you file an ERISA lawsuit on your own after you have exhausted all administrative appeals or do you need a lawyer?
Hired an attorney to fill help fill out paperwork and file a petition throug the court for parental rights. After months of nothing being done, i kept on getting billed for hours that the attorney supposedly kept working. Emails were sent back and forth as i was letting her know I no longer needed... View More
The company denied my claim because of material misrepresentation because i did not list my daughter in the household or as a licensed driver so they denied my claim and cancelled my insurance policy all the way back to the day i took out the insurance policy
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
