Iowa Collections Questions & Answers

Q: My husband owes $6,000 due to a fender bender in Washington State. How do I start a payment plan to get that paid back?

1 Answer | Asked in Car Accidents, Collections and Small Claims for Iowa on
Answered on Apr 16, 2018
Peter N. Munsing's answer
Did he have insurance? If so that should cover it. You need to talk to someone who hanldles suspensions to see what his options are.

Q: What is my legal recourse in being garnished for my ex-husband’s medical bill?

1 Answer | Asked in Bankruptcy, Consumer Law, Civil Litigation and Collections for Iowa on
Answered on Apr 16, 2018
Timothy Denison's answer
If you signed or co-signed as guarantor debt or have some legal obligation to pay them, there is no recourse. However, if you have been garnished for his bills and arenot liable for them, you can bring a wrongful garnishment suit against those creditors.

Q: Does Iowa have a code for time it takes the defendant’s insurer to issue the settlement check.

1 Answer | Asked in Civil Litigation, Insurance Defense, Collections and Personal Injury for Iowa on
Answered on Aug 31, 2017
Stephen Douglas Lombardi's answer
There is no set time, although it is normally done within a week. Of course the time depends on the terms of the settlement, the signing of paperwork, modification of the terms stated in the paperwork and the type of settlement. Is it for property damage, car rental, medical expenses, an annuity or a one-time payment? Lots of unanswered questions to be answered.

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