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Maryland Insurance Defense Questions & Answers

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Elder Law for Maryland on

Q: what rights do I have if insurance wants to stop paying me disablity. I have been disabled since 1999.

I have pulmonary sarcoidosis, degenrative disc disease, osteo & rhuematoid arthritis. I stay in chronic pain also due to having granulomas brought on from the sarcoidosis! chronic kidney disease, diabetes, asthma , PVC and other health issues/ they are making me see one of their doctors to... Read more »

Mark Oakley answered on Jan 31, 2019

You need to look at the provisions of the disability insurance policy or plan under which benefits are being paid in order to ascertain what rights they and you have, and what medical standards apply to your situation. You may want to have your own doctors draft a report based on your current... Read more »

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1 Answer | Asked in Business Law, Insurance Bad Faith and Insurance Defense for Maryland on

Q: My mom owned a cosmetology school. It was under a LLC. The business closed, and the students had to transfer....

Because the students transferred, the insurance my mom had "covered" the expenses of the students tuition and fees. This insurance company is claiming she, the co-owner, and LLC lawyer signed the Indemnity Agreement which makes the owners liable for the damages. The insurance already sent the bill... Read more »

Arnab Kumar Banerjee answered on Jan 29, 2019

i need some more information. what are the terms of indemnity agreement your mother signed ? are they hold her liable ? can you share me the indemnity contract ?

without knowing the exact terms i cannot give you any advice.

1 Answer | Asked in Contracts, Insurance Bad Faith and Insurance Defense for Maryland on

Q: Can I sue myself in Maryland for auto property damage liability? Details below.

I have two cars insured under two different auto policies. Both policies are with the same company. I was backing out of my driveway (car #1) and rear-ended the other car (car #2). I own both cars. There was minor damage to the car I was driving (#1) and I am not making a claim on that one.... Read more »

Mark Oakley answered on Nov 8, 2018

The language has to be in the policy. Demand that your insurance agent provide you with the exact provision that precludes your claim. In my experience, however, insured owners generally cannot recover for their own negligence under their policy, with collision coverage being the only insurance... Read more »

2 Answers | Asked in Insurance Defense for Maryland on

Q: Is my insurer required to hire outside counsel to defend me against a lawsuit?

Mark Oakley answered on Sep 14, 2018

If you have liability insurance and the claim against you alleges you were negligent, then yes, they should provide and pay for a lawyer if you are sued.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Maryland on

Q: Will he/his insurance company have grounds to sue? Should I be pursuing legal action?

Intersection accident, I had a flashing red, he had a flashing yellow. I firmly believe I am not at fault for this accident (I looked carefully both ways, he was speeding and not close to the intersection when I began crossing, the damage to my car is considerable). His insurance company has denied... Read more »

Yosef Kuperman answered on Aug 7, 2018

It sounds like you were an excluded operator on your family's policy. That means your family's policy on the car will not cover you. If you had another policy, (i.e. you also own a car and that car has insurance) then it may under some circumstances provide coverage. But that sounds unlikely.... Read more »

1 Answer | Asked in Insurance Defense and Personal Injury for Maryland on

Q: Do I only need to contact insurance adjuster and in what amount of time to not have my claim permanently closed?

I have to find another attorney.

Eric Todd Kirk answered on Mar 15, 2017

This question is difficult to answer without context. A claim would be permanently closed if you signed a release, if your claim went to trial and no appeal was taken, or, if 3 years had elapsed without your filing a lawsuit from the date of personal injury. You also mentioned you need to find an... Read more »

2 Answers | Asked in Insurance Defense and Personal Injury for Maryland on

Q: Can I get copies of interactions between my attorney and the insurance company, from attorney?

Like settlement offers, what information about me that the attorney gave to them etc.

Paul D'Amore answered on Mar 3, 2017

Absolutely. You have a right to all communications between your lawyer and anyone else relevant to your case. While a telephone call should suffice, I suggest you send a letter or an email to your attorney making the request.

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1 Answer | Asked in Insurance Defense for Maryland on

Q: Hello, I'm trying to locate a life insurance policy from 1997

My father passed away, my stepmother destroyed the insurance information could you help me

Thomas C. Valkenet answered on May 31, 2013

We struggle with this, too, in probate matters. It is a long process, since companies are bought, sold and go out of business. Is an Estate opened? Are you Personal Representative? And how do you know stepmother destroyed anything? So many questions.

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