Get free answers to your Insurance Defense legal questions from lawyers in your area.
I was recently leaving a Car Dealership for an unrelated issue when an adjacent Lawnmower kicked up a stone and cracked my windshield. The garage put clear gel but a few days later the crack spread up the glass. Im am of the opinion that they must now replace e windshield and that I will have no... View More 
answered on Jul 15, 2023
The owner of the lawnmower is liable, not the dealership, unless the dealership employed the guy mowing the lawn. This type of damage/incident is what is covered under your comprehensive insurance coverage. Call your insurance company.
answered on Mar 31, 2023
I do not know whether you are eligible to get an insurance license, but you are eligible to get your record expunged 15 years from the end of probation assuming all other criteria are met.
He had to get his life insurance papework notarized due to state of Michigan retirement/pension rules, which he did, and then sent it in to be filed. In 2021, he remarried and went through the state of Michigan online system and put his new wife down as the beneficiary. He did not go through a... View More
answered on Apr 1, 2022
I am sorry to hear of the recent loss of your father.
The post states that the policy holder "went through the online system and put his new wife down as the beneficiary." That is almost certainly the answer to the question "who the true beneficiary is of his life... View More
My fiance was traveling down a busy 4 lane (2 each way) street. He rear-ended a disabled vehicle which was illegally parked on the street, fully blocking the right lane. The vehicle didn't display any hazard lights, flares, red flags, etc, despite having been in that location for 5 hours. Is... View More
answered on Nov 23, 2021
The insurance companies will sort out who is at fault. Maryland is a contributory negligence state which means that if both parties are at fault, neither party can recover from the other.
Based upon your description of the facts, there is no question that your fiance was negligent. The... View More
My car was parked on the street, directly across from the University of Maryland capital region hospital in Largo, MD. I was on orientation and told to find a park on premises until i was given access to the lot. The thief stole over 3k worth of stuff that i had in two bags. The big ticket items... View More
answered on Nov 19, 2021
File your claim under your comprehensive auto insurance coverage, which covers such things as losses resulting from criminal acts. You're wasting your time trying to prove liability against the owner of the location where your car was parked. They owe you no special duty to prevent criminals... View More
the insurance company is trying to subrogate against me for almost 20k and are not willing to work out payment plans under $900+ per month, which i’m unable to afford. Also, the other driver was my neighbor at the time and he only had his bumper and tailgate replaced as a result of the accident,... View More
answered on Apr 6, 2021
Bankruptcy. Talk to a bankruptcy attorney. You may qualify for a full discharge under Chapter 7 or a 3-5 year payment plan for a portion of the debt with small payments under a Chapter 13, and then discharge the balance. If the insurance company hasn't obtained a court judgment against you... View More
were codefendents. The officers claim they happen to see my wife at a convenience store and issued a car stop and arrested her for the warrant. The store is the opposite way of the precinct and they proceeded to drive to my house to serve the bench warrant for me. They took my fiancee back to our... View More
answered on Mar 5, 2021
You should retain an attorney to represent you in connection the charges. If you cannot afford private counsel, contact the Public Defender. Your attorney can discuss any possible defenses to the underlying charges.
Was in the public parking lot as I backed out a parking space I hit the side of an on coming car. The question is am I liable to fix the other persons car or is Baltimore me a no fault state if the accident happen on a parking lot of a store
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answered on Jan 3, 2021
it's not clear from the context of your question but it certainly could be both. If there were injuries be at fault party's liability insurance would clearly be responsible for any losses, and the no fault carrier would be responsible for any resulting medical bills or lost wages.
If I was made the beneficiary of an anuity and the life insurance company the anuity was through says that their "signature expert" says that checks that were signed by the anuity holder and issued to me as reimbursement dont match alleging that they may have been forged what can I do to... View More
answered on Jun 2, 2020
It is unclear whether you have actually been charged with a crime, or whether the insurance company holding the annuity account is simply dishonoring the checks written by the owner of the account. Ideally, the account owner can clear this up by confirming the signatures on the checks is... View More
I have pulmonary sarcoidosis, degenrative disc disease, osteo & rhuematoid arthritis. I stay in chronic pain also due to having granulomas brought on from the sarcoidosis! chronic kidney disease, diabetes, asthma , PVC and other health issues/ they are making me see one of their doctors to... View More
answered on Jan 31, 2019
You need to look at the provisions of the disability insurance policy or plan under which benefits are being paid in order to ascertain what rights they and you have, and what medical standards apply to your situation. You may want to have your own doctors draft a report based on your current... View More
Because the students transferred, the insurance my mom had "covered" the expenses of the students tuition and fees. This insurance company is claiming she, the co-owner, and LLC lawyer signed the Indemnity Agreement which makes the owners liable for the damages. The insurance already sent... View More
answered on Jan 29, 2019
i need some more information. what are the terms of indemnity agreement your mother signed ? are they hold her liable ? can you share me the indemnity contract ?
without knowing the exact terms i cannot give you any advice.
I have two cars insured under two different auto policies. Both policies are with the same company. I was backing out of my driveway (car #1) and rear-ended the other car (car #2). I own both cars. There was minor damage to the car I was driving (#1) and I am not making a claim on that one.... View More
answered on Nov 8, 2018
The language has to be in the policy. Demand that your insurance agent provide you with the exact provision that precludes your claim. In my experience, however, insured owners generally cannot recover for their own negligence under their policy, with collision coverage being the only insurance... View More
answered on Sep 14, 2018
If you have liability insurance and the claim against you alleges you were negligent, then yes, they should provide and pay for a lawyer if you are sued.
Intersection accident, I had a flashing red, he had a flashing yellow. I firmly believe I am not at fault for this accident (I looked carefully both ways, he was speeding and not close to the intersection when I began crossing, the damage to my car is considerable). His insurance company has denied... View More
answered on Aug 7, 2018
It sounds like you were an excluded operator on your family's policy. That means your family's policy on the car will not cover you. If you had another policy, (i.e. you also own a car and that car has insurance) then it may under some circumstances provide coverage. But that sounds... View More
I have to find another attorney.
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answered on Mar 15, 2017
This question is difficult to answer without context. A claim would be permanently closed if you signed a release, if your claim went to trial and no appeal was taken, or, if 3 years had elapsed without your filing a lawsuit from the date of personal injury. You also mentioned you need to find an... View More
Like settlement offers, what information about me that the attorney gave to them etc.
answered on Mar 3, 2017
Absolutely. You have a right to all communications between your lawyer and anyone else relevant to your case. While a telephone call should suffice, I suggest you send a letter or an email to your attorney making the request.
My father passed away, my stepmother destroyed the insurance information could you help me
answered on May 31, 2013
We struggle with this, too, in probate matters. It is a long process, since companies are bought, sold and go out of business. Is an Estate opened? Are you Personal Representative? And how do you know stepmother destroyed anything? So many questions.
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