Immigrants are not denied checking accounts. But you need a certain level of ID and a tax ID number to do so.
My sister met this guy online she gave him her banking information when he asked so he could send her money, he sent money and now he is demanding she buy gift card with the money what does she do he started getting aggressive once he deposited and from my understanding the money has not cleared... Read more »
This is a common scam. It will not clear the bank, and she will be liable. DO NOT WITHDRAW ANY MONEY.
Using a promissory note with a zero or low interest rate. I'm thinking of banking laws and securities laws.
Yes, as long as the lending is to a known entity and not a solicited transaction. Then it is banking.
You must exchange it. Or have the bank do it. But all deposits must be dollar denominated.
I really don't know what to do, We tried to use a credit card but the funds were insufficient so the credit card wasn't charged, The contract says it's nonrefundable. Other people are charged 260 for 4 classes a week when i blindly signed and now am sopposedly charged '2 monthly installations of... Read more »
I'm not sure I see how this relates to Bankruptcy... If you're seeking to determine whether this can be discharged in a bankruptcy case, the answer is likely "yes".
Otherwise, it seems to me that you signed a contract and that you're liable for whatever obligations you voluntarily signed up... Read more »
i am separated from my spouse for 25 years but we are legaly still married. can a debtor take the money out of my bank for medical bills HE owes and are only in his name?
While unlikely, under the "doctrine of necessaries", it is technically allowed for a creditor of medical bills to pursue you.
It was a dairy farm in Oswego county. Should I have my share deposited in an account with only my name on it?
probably not.
My uncle, a NYS resident died in Dec. 2017. With the transfer of funds upon death his estate has debts to the state greater than the value of the estate. Is this legal?
I am unclear what transfer you are asking about. It is "legal" if it was a pay on death account. However, that person might need to return funds to pay estate debt. If there are more debts than assets, do not create an estate.
I canceled my bank account with Citibank three years ago and Citi said they do not a have a record of any phone conversation documenting that I have attempted to close the account. They have been charging me $25 per month for the the past three years for insufficient funds totaling to approx $600.... Read more »
You have not been damaged, so you have no case. You do not even get the $600 you claim should be written off. Just write a certified letter to the General Counsel for the bank saying what you said here.
Pardon me. The form often gets called by different names in different publications and I used the wrong title. The title on the form is anAFFIDAVIT IN SUPPORT OF
WITHDRAWAL OF FUNDS
Deceased. PURSUANT TO SCPA §1310 (2)
BY A SURVIVING SPOUSE. Can they refuse to accept this... Read more »
The bank is right and you are confused. The small estate affidavit gets filed with the surrogates court to get what are called voluntary letters. It costs $1. The clerk will help you. You take those letters (which are a court order) to the bank.
Deposit off before 3 paychecks were sent there. The collection agency took all 3 to pay the debt. Is this legal, especially when I was not informed this was happening?
It was probably legal, if the account was levied and you put more money in.
accounts that bounces, can the bank legally retrieve their money and/or fees from the Custodial Account?
No.
Would my daughter need to sign? What would happen to the heloc when I die?
You both need to sign.
My mother in law lives in NYC. MY husband lives in Florida. The savings account had about $7000 and it was emptied by the state of NY tax due to his mother's SSI earnings.
If it was a joint account, then no.
The money was in a timelocked bank account since I was a kid but somehow NYS said the account was inactive and they claimed the money. We got the money sent back to us but can I use it now as opposed to the original date agreed upon? It’s not in an account anymore so does it still need to follow... Read more »
You can use it now.
My step father passed away Dec. 11, 2017, and there wasn't anyone on his banking accounts, I was told I needed to apply as administrator to close out accounts, but I can't as I am a step child. My uncle is his closest living relative we can't find his biological daughter. If my uncle isn't on the... Read more »
It is easier if your uncle is administrator and collects the account. The amount will govern the process.
My sister will be in rehab with no contact what do I do?
The freezing sounds right. The idea that you both need to come is not right unless you are pay on death beneficiaries.
How would I proceed regarding a property Deed that was signed over to me via power of attorney. The property was originally between a mother and son, the mother signed deed over to me and which I submitted into the CC office for recording (received verification letter for the recording from CC... Read more »
Bring your deed and the verification letter to an attorney to review. You are looking to bring a quiet title action.
An action to quiet title is a lawsuit brought in a court having jurisdiction over property disputes, in order to establish a party's title to real property, or personal... Read more »
I started a new business account and the initial deposit was released from hold so I immediately started writing checks to my associates and now they put a stop on every check I wrote and say the are investigating but can not tell me what they are investigating for and have no time frame. I can not... Read more »
No, unless the bank officer intended to harm you and you can prove it.
The lawyer wants double the amount of the original bill to settle the matter. He has a F rating with the BBB and has terrible reviews all over the internet. Is there a statue of limitations for this in NY?
The statute of limitations applies to bringing an action. Once the judgment is entered it is on the record for 20 years. You need to bring a motion to vacate the judgment.
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