I started a new career 2 years ago and was able to get health insurance through my company. I have some health issues, so rather than cancelling the insurance coverage from my wife, I had her policy switched to my secondary insurance and my new policy as my primary. Yesterday we received a stack... View More 
answered on Aug 26, 2020
An Ohio attorney could advise best, but your question remains open for two weeks. What type of lawyer? It looks like you already did a good job of identifying the categories - health care law and collections. You could reach out to attorneys in those categories. If you engage an attorney who would... View More
The case against me is from a creditor.
answered on Aug 10, 2020
It means the creditor has not been able to properly serve you court documents. They're likely to try some other means to serve you. As soon as you're served you have 28 days to file your answer or they will seek a default judgment.
It was quite a few years ago and she is now married to a successful doctor. She filed BK years ago but I know that the debt cannot be discharged. The amount was a bit larger.
answered on Aug 10, 2020
Each year the Ohio Tax Commissioner sets the interest rate on judgments. The current interest rate is 4%. As for attorney fees, that range is too large to properly estimate for you. If you choose to hire an attorney for collection, you can ask that attorney for what they're fees would be.
If not how could I go about getting that money back?
answered on Jun 23, 2020
There is no exemption in Ohio to protect short term disability payments (received from an insurance company, I presume) from being attached. The only way you can get it back would be to file a bankruptcy (presuming you are having financial difficulties (consult a bankruptcy attorney) and getting... View More
I pay out of my check each week for the short term disability and or income replacement premium. So when my company sent the money the garnishment was already taken out in the sum of 900.00 I hope this helps. I know some states look at employer short disability as income. Not sure where Ohio fall... View More
I have been getting money taken out of my check for the a garnishment while I was working but thought Short term disability was exempt? It was for a old judgment.
What does that mean? I’m the defendant.
answered on Jun 1, 2020
Plaintiff didn't take any action and so the case is dismissed.
I rented an apartment May 2019 to June 2020. On May 1st my rent was due. I was not going to have the money to pay the rent till after May 7th. On May 6th I got an eviction notice stating I needed to vacate by May 11th. To avoid legal action I left May 9th. I got a final statement yesterday saying I... View More
answered on May 26, 2020
Yes you can fight it. If they sue you for the money, then you can file an answer to the complaint that they file, and then attend the hearing to offer the lease as your defense. Check with local legal aid, or if your local court has a clinic with volunteers to assist those without an attorney.
Does this exceed the statute of limitations in Ohio? They keep telling me that I will have warrants and I honestly don't know what to do. I have never received anything about this.
answered on May 14, 2020
This sounds like a scam to me. A warrant is used in criminal proceedings. An overdrawn account would be a civil proceeding. On the off-chance that they are a debt-collector using improper means, you could have a cause of action against the debt collector under the Fair Debt Collections Practices... View More
Discovery requests but they sent paperwork to start an ID Theft investigation. I don’t even know that the debt exists & not comfortable giving them any information or attesting to a theft with no knowledge a theft occurred. I have already stated under oath that the debt is not mine since I... View More
answered on Apr 9, 2020
There is really no downside to filing a theft report and it can only help your case. There is a debt on your name. You say that it's not yours. If it's not yours there are only two options: 1) The Creditor made a mistake or 2) your identity was stolen. In either case, it's in your... View More
help please now im on hold with the hospital im trying to get receipts and a call log with the notes that were made on my account i don't know what else to do. why would they serve me AFTER i paid them?
ong story short I was an accident when to the hospital. had bills that had to wait... View More
answered on Mar 13, 2020
You probably have more than 3 days to answer. you have 28 days from date you were served with summons to provide answer to hospital's attorney and then must file answer with Court within 3 days of responding to attorney.
The hospital most likely referred the matter to collection... View More
The balance is high and its messing up my credit. Want to remove myself from the card. Will card company still allow me to contact them and make payments if I send my POA papers?
They still haven't taken care of warranty work they promised to do as recent as 2 months ago up till this last conversation and now that I said we were done with the games he now has sent me a bill for money that was owed at one time but he waived as good will gesture because of how long it... View More
answered on Dec 16, 2019
Cannot imagine that the work taking 2 1/2 years did not breach at least a portion of the contract. Was it properly permitted and installed by a licensed installer? The emails may establish a waiver. Have you been able to stay in the house? I would imagine that an occupancy permit was not issued.
I’m still in high school and I live with my mother
answered on Dec 10, 2019
Sure. Take what is "yours." And if you take something that is not "yours," or she claims is not "yours," she could file a police report for theft. Not a good way to start out being an adult when you turn 18. Can you prove those items are "yours." Do you... View More
Is my home, owned with my husband, a potential asset in a judgement? The agency is Midland Management and I reside in Ohio
answered on Oct 30, 2019
You might have an FDCPA claim against them, so don't be so quick to allow a judgment to happen. These things can often be fought, and fought effectively.
As for the judgment, yes. It is possible they could file a lien on your house.
He has been being garnished for about 5 months now and we just got a letter in the mail saying the court has granted the plaintiffs (ford) the motion to release funds.
answered on Aug 13, 2019
It means that Ford asked the court to release the money collected from your boyfriend's garnishment and that the request has been granted. Say goodbye to the money.
Can I get the Money back that they took out of my pay today? It’s from Capital One and they should’ve known better to approve me after I just went bankrupt.
answered on Jul 26, 2019
You can challenge a garnishment if it exceeds a certain percentage of your pay, if it was improperly filed, or if you reach a settlement with the lender. The court is not going to stop a garnishment because you think the lender should have known better than to trust you.
I just received documents in the mail yesterday stating my wages will be garnished for an apartment I lived in 5 years ago. I never received anything about a court date or how to settle. They are taking money from my paycheck starting this Friday. Can they cast a judgment without letting me know... View More
answered on Nov 28, 2018
The rules for giving notice of a case being filed require the court's summons to be sent by certified postal mail and then regular mail, or by other methods. Depending on how the summons was delivered, that could have been deemed sufficient, even though you actually never received it. Talk... View More
It is an energy company that calls us often, sometimes 2-3 times a day.
answered on Oct 15, 2018
You could consult with a collections attorney in your state as to your remedies. If you repost your question in the Collections section of this website, an attorney who works in that area would have a better chance of picking it up.
Tim Akpinar
I have been making car payments since than but just recently tried to have remaining balance on my car loan rolled over onto a new car loan. The original bank that finenced me said my car was listed in a bankruptcy. Now I’m in limbo. There’s no actual car payments on my credit report. My new... View More
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