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Ohio Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law, Family Law, Elder Law and Landlord - Tenant for Ohio on
Q: I have lived in a rental own by my mother for 30 years. Doing work on her properties/with me getting house in will

I have become disabled and can no longer do most of the work. Now she wants me to move because I'm no longer useful.

What can I do

Joseph Jaap
Joseph Jaap
answered on Feb 28, 2019

Use the Find a Lawyer tab to retain a local real estate attorney to review all the facts and advise you of your options. If there is no written agreement allowing you to stay and money for your rent, then you might have to move.

1 Answer | Asked in Consumer Law and Collections for Ohio on
Q: What can be done about a telemarketer that called at 5:45 AM on a Sunday morning and then hung up when answered?

It is an energy company that calls us often, sometimes 2-3 times a day.

Tim Akpinar
Tim Akpinar
answered on Oct 15, 2018

You could consult with a collections attorney in your state as to your remedies. If you repost your question in the Collections section of this website, an attorney who works in that area would have a better chance of picking it up.

Tim Akpinar

1 Answer | Asked in Consumer Law, Small Claims, Contracts and Landlord - Tenant for Ohio on
Q: Can I get my deposit and first month rent back if I never moved in due to pest issues, repairs needed and still dirty?

I was not given the opportunity to look at property before I moved in due to landlord not being available. My move in date was 8/16 and I received my keys and spent 2 hrs on walk thru on 8/15 @ 7pm going over things that needed to get done and unfortunately I had movers set up the next morning at... View More

Joseph Jaap
Joseph Jaap
answered on Aug 20, 2018

You can file in small claims court. Check the court web site for the forms and process to follow.

1 Answer | Asked in Consumer Law, Criminal Law and Federal Crimes for Ohio on
Q: Is there any single law against crimes that casinos are doing for manipulating slot machines on a daily bases?

Lost 300k in last 10 years for this crime

Matthew Williams
Matthew Williams
answered on Jul 16, 2018

It is illegal for the casino to rig games in a way specific to some individual or jackpot, yes. But, the games are rigged the regular old legal way so any long time player is bound to be a loser. Look at the machines. They actually say on them things like "This slot pays out 97% of all... View More

2 Answers | Asked in Consumer Law and Real Estate Law for Ohio on
Q: is it normal to wire transfer downpayment and fees to title company before the closing date?

I am purchasing a house in Findlay, OH.The title company said that they will not be able to accept a check in $10,5000 since the state of Ohio

has what’s called the “Good Funds Law”. This law requires that any funds greater than $10,000 be electronically wired to title company.... View More

Joseph Jaap
Joseph Jaap
answered on Jul 11, 2018

It is required in Ohio, as the title company has advised you. Check with your bank about the process and the security. The title company will provide wire transfer instructions.

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1 Answer | Asked in Consumer Law and Real Estate Law for Ohio on
Q: We received a letter from the property manager for 3 day notice to vacate. The bank will not write a letter to the

Property manager for fraudulent activity. We have tried every resource possible to find help with the rent and have yet to get any help. My husband and I are both on Social Security disability and we don't know what to do

Joseph Jaap
Joseph Jaap
answered on Jun 28, 2018

If you cannot work it out with the landlord, and if rent has not been paid, then the landlord probably can get the eviction. Contact your local senior services agencies, and local housing assistance agencies for help finding a place. And definitely get a new bank.

2 Answers | Asked in Consumer Law and Land Use & Zoning for Ohio on
Q: can the owner of a property who granted an easement to another for a private driveway use the driveway (more information

even though the grantor did not pay for driveway installation

Joseph Jaap
Joseph Jaap
answered on Jun 19, 2018

It depends on the wording of the easement that was signed by grantor and recorded in the county records. But typically, the easement is non-exclusive, and the grantor can continue to use the easement area along with the grantee. So if grantee installs a driveway in the easement area, grantor can... View More

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1 Answer | Asked in Consumer Law and Contracts for Ohio on
Q: My deceased wife cosigned my name to her daughter's student loan without my knowledge.

The daughter did not pay so I started paying the loan because I did not wish to hurt the family any more than they were from losing they're mother. I have been paying this for 5 years now. Am i responsible for this loan? Or can I get out of it?

Joseph Jaap
Joseph Jaap
answered on Apr 16, 2018

If you did not sign, you are not responsible. But you might have to go to court to try to prove your signature was fraudulently made on the loan documents.

1 Answer | Asked in Construction Law, Consumer Law, Land Use & Zoning and Real Estate Law for Ohio on
Q: The city I live in replaced all the main sewer lines this past summer about 8 months ago. Since then, three houses in a

The city I live in replaced all the main sewer lines this past summer about 8 months ago. Since then, three houses in a row, including mine, have experienced ruptured pipes on our properties. Other homeowners on the street and other streets have experienced the same thing.

Two homeowners... View More

Joseph Jaap
Joseph Jaap
answered on Apr 3, 2018

The neighbors should band together and hire an engineer to inspect and determine a cause for the problem, then the neighbors can retain an attorney to review the situation, talk with the city, and try to find a resolution.

1 Answer | Asked in Civil Litigation, Contracts, Consumer Law and Small Claims for Ohio on
Q: In which court would I file a successor liability suit for a lifetime basement waterproofing warranty that came from

In which court would I file a successor liability suit for a lifetime basement waterproofing warranty that came from a company that is now defunct. The former owner now owns a new, unrelated company that works to fix bowing foundation walls. He used to own a waterproofing business. Thanks!

Joseph Jaap
Joseph Jaap
answered on Mar 30, 2018

Small claims court for a claim up to $6000, or municipal court up to $15,000. Over that - Common Pleas Court.

1 Answer | Asked in Consumer Law and Contracts for Ohio on
Q: Can I amend a motion in Ohio

I filed a motion to have my case moved out of the courts and into arbitration as the contract dispute that I'm involved in says that any disputes must be resolved in arbitration. I noticed after reading over my motion that I made some minor errors mostly clerical errors. Can I just file an... View More

Matthew Williams
Matthew Williams
answered on Mar 8, 2018

You can file an amended motion. Although, for typos and the like it isn't really necessary. You generally file a motion for leave to amend with the amended motion attached.

1 Answer | Asked in Consumer Law, Criminal Law, Family Law, Real Estate Law and Probate for Ohio on
Q: I am a beneficiary of my father's estate. My 3 siblings agreed to sell me his home at an agreed amount that is equally

Divided. My share is applied to the house, the remainder is split 3 ways. I have closed on the home loan and the title has been issued in my name. One of my siblings lives in the house with her husband, adult child, 3 grandkids and 4 cats. They are refusing to leave or look for any type of housing... View More

Joseph Jaap
Joseph Jaap
answered on Mar 6, 2018

If the home has been conveyed to you from the estate, and you are now the owner, then you can evict your sister. If there is no lease, then she is a month to month tenant, which can be terminated by either landlord or tenant at the end of any month by giving 30 days written notice. Notice given... View More

2 Answers | Asked in Bankruptcy, Consumer Law and Collections for Ohio on
Q: Can I add the creditor (who bought my debt) to my Bankruptcy Chapter 7 if they've filed a lawsuit against me?

I plan to file Bankruptcy Chapter 7 soon. A company has filed the lawsuit against me and is not the original creditor. They bought the debt from the original creditor. Can I still add this to my bankruptcy? and if so, who do I list (the original or the purchaser or both)?

Stuart Nachbar
PREMIUM
Stuart Nachbar
answered on Feb 24, 2018

Yes you can add them, and I would list both the original creditor and the person that purchased the debt

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1 Answer | Asked in Consumer Law for Ohio on
Q: Think Finance is currently being sued by the CFPB for violations of Ohio usury laws. Should I file my own?
Matthew Williams
Matthew Williams
answered on Feb 20, 2018

Did you take out a loan with outrageous and possibly unlawful terms?

1 Answer | Asked in Consumer Law and Criminal Law for Ohio on
Q: What happens if I'm in another store, and my friend gets caught stealing and goes back to my car?

Me and my friend were supposed to be Christmas shopping . We had separate places to shop so I went in one store and she went in another. She decides to steal (I had no idea) and she goes out to my car and get caught. The police come and tow my car. As I come out they're pulling off with my car... View More

Matthew Williams
Matthew Williams
answered on Jan 3, 2018

You get a lawyer.

1 Answer | Asked in Consumer Law for Ohio on
Q: can I be reimbursed?

I bought a memory foam mattress about a year ago and now have fiberglass everywhere! All my clothes, sheets, towels, blankets and pillows are covered. Also my daughter just got diagnosed with asthma. Everything I have read is that I need to just throw everything away. I can not afford to do that.... View More

Peter N. Munsing
Peter N. Munsing
answered on Dec 29, 2017

Look at the label. Does it say fibreglass? Are you sure it's what it is? Did you save samples from the dryer?

Bottom line is that it shouldn't be fiibreglass--and the label is inaccurate if it says otherwise so you have a consumer grievance .

Second, to determine if it is...
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1 Answer | Asked in Civil Litigation, Consumer Law, Contracts and Small Claims for Ohio on
Q: Can my ex boyfriend take me to court for my car?

We broke up in March and have been fine until last weekend. He said he has rights to my car and is trying to take it from me. He’s said he’s filing paperwork to try to take the car from me. I’ve never missed a payment and he’s never had to pay it. My name is on the title and registration.... View More

Joseph Jaap
Joseph Jaap
answered on Dec 12, 2017

He is trying to bully you. Ignore him. If his name is not on the title, he has no rights to it. If he takes it, call the police and report it stolen by him. If he signed the loan, his obligation is to pay the loan, but that does not give him any rights in the car if his name is not on the... View More

2 Answers | Asked in Civil Litigation, Civil Rights and Consumer Law for Ohio on
Q: Could my cosigner take my car?

He's my ex. I have never missed a payment. His reasoning is that he doesn't wanna deal with me anymore. His name isn't on my title or registration. He said he has rights to my car and is going to have it towed to his house. We broke up in March and have been completely fine up until last night.

Joseph Jaap
Joseph Jaap
answered on Dec 11, 2017

Ex what? Ex boyfriend? If the car is not subject to a division of property in a divorce, and if only your name is on the vehicle title, and his name is not, then he has no rights to your car at all. Tell him if he has it towed, you will sue him for the towing, and report it to the police as car... View More

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1 Answer | Asked in Consumer Law and Contracts for Ohio on
Q: How to sue storage facility
Matthew Williams
Matthew Williams
answered on Dec 7, 2017

File a complaint in court with instructions for service on the storage company.

1 Answer | Asked in Civil Litigation, Collections and Consumer Law for Ohio on
Q: I'm being sued in civil court over outstanding credit card debit. I'm 76 living on a fixed income. Do I have any option

The debit is for a total of $1726.64 which includes their 4% interest rate. My wife and I live on retirement income and social security income. I have been told our income can not be garnished. Is this True? Should I still appear in court? Should I hire an attorney ?

Bruce Martin Broyles
Bruce Martin Broyles
answered on Dec 4, 2017

Your pension and docial security cannot be garnishdd. However, if the judgment creditor attaches your bank account you will have to prove that the funds came from an exempt source.

Alternatively, if it is a credit card not issued by a National Bank, they cannot charge interedt anove the...
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