what happens when you do a QuitClaim Deed of property over to a Private Common Law Irrevocable Ecclesiastic Trust? If the person’s name is on the recorded Deed as owner… meaning legal owner of the property, having a legal interest in the property referring to the right to possess or use... View More 
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answered on Nov 15, 2021
Transferring property to a trust does not magically remove security interests. If the loan goes into default due to lack of payment, the lender may foreclose its lien.
The property is an empty parcel and not the residence of the debtor. He has only partial interest that does not exceed $5000. I am trying to find out if he can sell without being affected by the judgements. Using info from the S.C. Code 15-41-30, can he sell it and still remain "judgement... View More
answered on Jun 22, 2021
S.C. Code 15-41-30 refers to the homestead exemption, and you have stated it is not his residence. Therefore, the property is not exempt from creditors. Whether the lien is properly filed is another matter. However, if the lien is valid, then, although the property can still be sold, the lien... View More
I went to rent a uhaul and was refused service because I came in with a person who drove a uhaul for someone else who was associated to someone in debt with uhaul. So I left and came back with my mother. In which they refused service to because she is associated with me. The whole time they... View More
answered on Mar 11, 2021
You can’t be held responsible for the debt but they are within their rights to refuse service to anyone.
Rent me room in front but can rent same room in back. After I called cust Ser. She said guy then said I was banned from property bc of 1st stay. Stayed 1 night and he accused me of having high traffic to and from my room which wasn't true and that me and my girlfriend was sitting outside. I... View More
answered on Nov 13, 2020
A South Carolina attorney could advise best, but your question remains open for three weeks. As a GENERAL matter, hotels are given leeway in terms of declining patrons. The most practical option might be to look into other hotels. You could consult with a South Carolina to ask if they see things... View More
This loan was taken out in 2008 through BOA and no payment was even made because it was fraudulent. Now in 2020 this collection agency is suing. E despite the SOL being 3 years and from the evidence I have from the CFPB (Consumer Financial Protection Bureau) says that the SOL begins upon the first... View More
answered on Aug 15, 2020
Don't know about the SOL in South Carolina; but in Florida the SOL for this kind of debt is either 4 or 5 years, depending upon certain circumstances.
Rather than spending time asking lawyers here on Justia you should spend your time gathering all the evidence needed to show (1) the... View More
Refuse service to renters
answered on Jun 17, 2020
You have not provided sufficient information for a response. Do you have a copy of the contract between the appliance repair company and the utility company? Is the appliance in question covered under the terms of the contract? If it is, I would recommend that you contact your utility company and... View More
There is some information on the citation that is incorrect. My birth year is incorrect. There is a court date set, but the ticket has NO circled when it asks if a court date appearance is needed. It is my first offense, and I don't want this on my permanent record. I know it was stupid, but I... View More
answered on Feb 19, 2020
I would recommend contacting an attorney in to area to talk about the options. There are diversionary programs that could apply to you to ultimately have you case removed from your criminal record. If you cannot afford a private attorney the public defenders office is available to you as well.
I took my moms vehicle which I was given a key too with permission to use everyday to take brothers to school and personal use if I ask, I was told not to go out and took the car out anyway one night, they told me to be home by 10 or they’d call police. I arrive at 10:30, see the cops as I pull... View More
answered on Dec 24, 2019
We would need some more information before we can answer that question. The issue would be if you were in custody at the time that you made the admission. You will need to reach out to a criminal defense attorney in your area or the public defenders office if you can not afford a private attorney... View More
She says no refunds. Alternatively she has offered to notify me of future scheduled sessions. They’re few and far between.
answered on Dec 8, 2019
It could depend on the terms of the underlying agreement between you and the photographer, in particular, what is said about the deposit. If that point is not addressed, it could be open to debate. Good luck
Tim Akpinar
my mom filled for bankruptcy. i am a cosigned on one of her personal loans. i am not filing for bankruptcy, but my name and info was put on her forms for this loan. after her meeting with creditors, will i have to take over those payments, or will this totally discharge it for me too? and will i... View More
answered on Nov 19, 2019
If you co-signed on a loan for anyone, you are liable for repayment if the person you co-signed for does not pay the debt. The creditor can and probably will come after you for any amounts it does not receive. Bankruptcy will not keep the creditor from coming after you.
answered on Oct 31, 2019
An insurance professional could probably give you a list of reasons, but one fundamental one is the difference in operation of the industries. Life insurance is something people opt to buy, while car is insurance is something they have to (with exception). Good luck
Tim Akpinar
Purchase was from private individual.
answered on Sep 15, 2019
A South Carolina attorney could advise you in the best manner, but your question remains open for two weeks. But as a general matter in most any jurisdiction, the recourses would be limited. It's a private sale sealed over a handshake, no warranties, and no contract. Don't beat yourself... View More
The company is an LLC and manufacturers RV's and was going to file Chapter 7 bankruptcy but I'm now being told they will not do so. It as also been brought to my attention that the owner has personally lost his home, vehicles and is living with a relative. The latest news is that a major... View More
answered on Aug 2, 2019
Unless you have some written agreement memorializing your $10,000 "investment" you may be in big trouble. Situations like this do not end well for small investors like you. If you are retired, stop "investing" in these kinds of "money-making get rich quick" schemes.
We hired a contractor to fix a floor inside our home. Once floor was opened up, he found that our air conditioner Duct work was not hooked up to the main unit. When he went under our home he found went insulation, White and Black Mold, floors that need to be replaced. I have tried to reach out to... View More
answered on Jul 5, 2019
I'm sorry about the health problems you are experiencing, and the state of the HVAC system in your home. You ask for help in finding an attorney. You could search for South Carolina attorneys in the Find a Lawyer section of this website, you could look into the resources of the South Carolina... View More
answered on May 29, 2019
You must give your landlord a reasonable amount of time to repair the oven. You should probably give the landlord written notice if the oven is not repaired within a reasonable period of time, you will make the repair yourself and deduct the amount from the monthly rental payment.
You... View More
The dealers paperwork was off by 700 miles. What recourse do I have? thanks
answered on May 20, 2019
Go back to the dealership and have them amend the lease contract to state the correct number of beginning miles.
answered on Mar 18, 2019
The answer is a little dificult because the answer can change based upon the facts. The creditor must first sue and obtain a judgment against you. Once the judgment is obtained, it becomes a lien against the property for 10 years. Most of the time the creditor is not going to do any more than... View More
answered on Mar 14, 2019
The only way to get a UCC terminated is to get the company that put it on to terminate the UCC statement. If the company refuses to terminate it, you can sue the company and get a Court order to terminate the UCC. These are filed in the Office of the Secretary of State and this Office cannot do... View More
Wife passed in Aug 2018...now Considering Bankruptcy to settle medical bills from Leukemia
Low income -now unemployed
58yr old widow in Poor health now struggling to find work compatible with health conditions.
answered on Mar 11, 2019
The estate of a deceased spouse can now claim an exemption for a property used as a residence prior to the spouse's death. What is unclear is how long that exemption can be claimed and how much the exemption actually is worth. The statute that was passed used the original exemption amount.... View More
answered on Mar 3, 2019
The bank has no duty to lower payments. Once the time runs to cure the missed payments, the bank can then take action to foreclose on the lien. If there is a foreclosure, the bank will sell the motorhome and if it sells for less than the payoff, they may come after you for the deficiency.
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