Lawyers, Answer Questions  & Get Points Log In
California Insurance Bad Faith Questions & Answers
2 Answers | Asked in Insurance Bad Faith and Consumer Law for California on
Q: What do I do if my insurance company says that my policy wa cancelled for non payment and it’s not true
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 5, 2023

If your insurance company has informed you that your policy was cancelled for non-payment and you believe this is not true, there are several steps you can take to address the situation:

Contact the insurance company: The first step is to contact your insurance company and ask for an...
View More

View More Answers

1 Answer | Asked in Health Care Law and Insurance Bad Faith for California on
Q: Looking to see if this is something even worth pursuing but I would like justice.

Managed care company . Needed specific radiation treatment recommended by neurosurgeon. Denied by insurance company, appealed. Reviewed by a "pediatrician" who agreed to not provide the treatment . Dragged their feet on authorizing my care. Reported them to the Department of Managed... View More

William John Light
William John Light
answered on May 4, 2023

Maybe. Whether it is worth looking at in detail depends on your injuries as a result of the delay or declination in coverage. Did the condition worsen? Did your recovery suffer? Do you have permanent injuries that you would not have had if the radiation had been approved in a timely manner?

1 Answer | Asked in Insurance Bad Faith for California on
Q: Backing up a vehicle out of a residential driveway What is the vehicle code number
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 12, 2023

In California, the vehicle code number for backing up a vehicle out of a residential driveway is Vehicle Code 22106. This code states that a driver may not back up a vehicle unless it can be done safely and without interfering with other traffic. Additionally, the driver must yield to any... View More

2 Answers | Asked in Insurance Bad Faith and Car Accidents for California on
Q: Can I sue my insurance company? Can I only sue for the limit of my coverage?

I live in Ventura county, CA and got in an accident that was my fault but my insurance company isn’t paying anything out - not for my loss or the people I hit; they aren’t even returning my phone calls. What can I do? Can I sue for anything over the limit, I.e., for frustration or anything like... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 1, 2023

Under California law, insurance companies are required to act in good faith and deal fairly with their policyholders and claimants. If your insurance company is not fulfilling its obligations under your policy, you may have grounds for a legal claim.

If you are considering suing your...
View More

View More Answers

3 Answers | Asked in Personal Injury and Insurance Bad Faith for California on
Q: Geico is denying my medical claim. They are the insurance company of the person who hit me and won't pay.

Geico paid to repair my car and paid for the car rental but won't pay for my medical bills which are $385. Is it worth it to go to small claims court? $385 represents the actual amount that I'm requesting- it doesn't cover mileage or lost wages.

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 1, 2023

Insurance companies are required to act in good faith and deal fairly with their policyholders and claimants. If Geico is denying your medical claim and you believe that this is unfair or in bad faith, you may have grounds for a legal claim.

While $385 may seem like a relatively small...
View More

View More Answers

2 Answers | Asked in Insurance Bad Faith, Car Accidents and Personal Injury for California on
Q: Hi I have 2 claims w/Geico hit&run & 4dys l8r vandalism which one went to jail. It’s been since 6/22 for the 1st claim..

I have been under investigation with Geico because they wanted me to prove that the hit and run occurred even though I have pictures of my car and a police report. A few days later someone mistakenly vandalized my car bashed in all the windows and slit all the tires and the police arrested the man... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 28, 2023

I'm sorry to hear about the difficult situation you've been facing. It sounds like you've been through a lot and are dealing with multiple claims with Geico. In order to pursue compensation for your medical expenses and pain and suffering, it is recommended that you consult with a... View More

View More Answers

2 Answers | Asked in Insurance Bad Faith and Car Accidents for California on
Q: It will now be 2-3 months before the damage I reported to Allstate from the hit and run accident will be assessed.

Out of frustration and distress in my dealings with the many Allstate adjusters concerning my auto claim, with no resolution, I decided that maybe the President of Allstate should know the frustration and emotional toll of dealing with Allstate claims adjusters. I have had an open auto claim with... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 22, 2023

While it may be frustrating to deal with a prolonged and unresolved insurance claim, it's important to remember that reaching out to the President of Allstate may not necessarily expedite the process or change the outcome of your claim. Typically, insurance companies have established... View More

View More Answers

2 Answers | Asked in Insurance Bad Faith for California on
Q: Kemper Insurance is offering an amount extreamly short of the 3 estimates I recieved. Should I consult an attorney?
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 14, 2023

If you believe that Kemper Insurance's offer is unfairly low, you may want to consider consulting with an attorney who specializes in insurance claims.

An attorney can help you understand your rights, review your insurance policy, and advise you on the best course of action to take....
View More

View More Answers

2 Answers | Asked in Insurance Bad Faith for California on
Q: I need a lawyer from Northern California silicon valley area for cancellation of insurance from homelessness
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 1, 2023

To find a lawyer in Northern California, including the Silicon Valley area, you may want to consider the following options:

Referrals from friends and family: You may want to ask friends, family members, or colleagues if they know of any attorneys who specialize in insurance law or have...
View More

View More Answers

1 Answer | Asked in Insurance Bad Faith for California on
Q: Can your vehicle insurance company cancel you because you are homeless
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 28, 2023

No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More

1 Answer | Asked in Insurance Bad Faith for California on
Q: Can a vehicle insurance company cancel you because you are homeless
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 28, 2023

No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More

2 Answers | Asked in Business Law and Insurance Bad Faith for California on
Q: I am the owner of a transportation logistics business. One of my tractor/trailers was damaged and I am seeking payment

from the commercial insurance servicing my fleet. However, they agreed to pay the claim but I have sense been getting the run around. I have left voice messages and sent emails I am unable to get a live person on the phone or anyone to respond. Any suggestions????

Neil Anapol
Neil Anapol
answered on Feb 23, 2023

It depends on how much time has passed since you first reported the claim, and whether you have complied with all of the conditions of the policy. Assuming you have done everything right, and more than 40 days have passed, your insurance company is engaging in bad faith. If the value of the claim... View More

View More Answers

2 Answers | Asked in Civil Litigation and Insurance Bad Faith for California on
Q: CAN A RENTAL CAR COMPANY LEGALLY SUE YOU AFTER THEIR CLAIM WAS DENIED BY YOUR INSURANCE COMPANY

THE INSURANCE COMPANY DENIED THEIR CLAIM DUE TO THEIR INABILITY TO MEET THEIR DOCUMENTATION AND TIME RESTRICTIONS.

THEIR CLAIMS WERE LIES CLAIMING THEY SPENT 12,000.00 + TO REPAIR THE CAR WHEN IN FACT THEY SOLD THE CAR AT AUCTION 2 MONTHS LATER FOR $18,000.00+ AS IS WITH NO REPAIRS DONE.

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 20, 2023

Whether a rental car company can legally sue you after their claim was denied by your insurance company may depend on the specific circumstances of the situation and the laws of the jurisdiction where the rental occurred.

In general, if you signed a rental agreement with the rental car...
View More

View More Answers

1 Answer | Asked in Insurance Bad Faith and Personal Injury for California on
Q: Can I sue my dentist for billing my cheap insurance instead of my primary insurance that would have covered the service

I had to pay out of pocket when my Denti Cal would have covered it. I found out they never even billed Denti Cal to cover it after saying they did but I was told I was denied. I paid a lot out of pocket that should have been covered

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 19, 2023

If your dentist billed your cheaper insurance instead of your primary insurance, and you had to pay out of pocket as a result, you may have grounds to sue the dentist for malpractice or negligence. If the dentist was aware of your primary insurance and failed to bill it, or if the dentist misled... View More

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: Is there a standard minimum you can expect to get from an insurance company from a minor hit and run accident?

A year ago I was in a minor hit and run accident. I had to see a chiropractor and was out of work for a few weeks. I went straight to the emergency room, so I also had a doctor bill. Mercury insurance has had a claim specialist working on this for a while now, they just got back my medical bill,... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 20, 2023

There is no standard minimum amount you can expect to receive from an insurance company for a minor hit and run accident as each case is unique and depends on various factors such as the severity of the accident, the extent of the injuries, the amount of property damage, and other related costs.... View More

View More Answers

2 Answers | Asked in Insurance Bad Faith for California on
Q: I nee a Lawyer to represent me with a case with the insurance of the house

The information about it, it will be when the Lawyer will communicate with me.

Louis George Fazzi
Louis George Fazzi
answered on Feb 6, 2023

You need to consult with a lawyer who is experienced in insurance bad faith matters. They will not contact you through this website.

Do a search and look for attorneys experienced in handling insurance bad faith matters involving homeowners insurance, then start contacting them....
View More

View More Answers

1 Answer | Asked in Insurance Bad Faith for California on
Q: My vehicle was vandalized I filed a claim with my insurance

I took my car to get seen a body shop. They body shop took my car and said they could start the vehicle today. The insurance company then approved it 3 days later and by the next morning they declined it and was under investigation. No one is giving me anything answers. My car is now done. I sent... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 20, 2023

If your vehicle was vandalized and you filed a claim with your insurance company, the insurance company has a duty to investigate your claim and determine whether it is covered under your policy. However, the length of time it takes to complete the investigation and make a decision may vary... View More

2 Answers | Asked in Car Accidents, Health Care Law and Insurance Bad Faith for California on
Q: i have paid to my union 50 thousands dollars for health and welfare got into accident n owe 40 k was coverd

Crashed a company vehicle and at the time I had worked over the years. Nearly 8 thousand hours. Nearly 50k has been payed for my health and welfare. From 2015-2018. These years I wasn't even covered. I have evidence of all this with documents. It's crazy to me that my credit has been... View More

William John Light
William John Light
answered on Jan 30, 2023

Unclear what you are asking about. If you were in a company vehicle, the company's auto insurance should have applied, including Medical Payments and Uninsured/Underinsured Motorist coverage (if the collision was the fault of another party). If you are asking about medical coverage, it would... View More

View More Answers

2 Answers | Asked in Insurance Bad Faith for California on
Q: We were denied our insurance claim when our trailer was stolen. They said we couldn't prove it was stolen

Also they said we didn't file a report on time 24 hours of incident. We filed when we found out. ..

Ronnie Kashri
PREMIUM
Ronnie Kashri
answered on Dec 23, 2022

Whether your insurance company should or should not have denied your claim will depend upon numerous things such as the detailed facts of loss, the information provided to the insurance company, the insurance policy, and the law. It is difficult to tell based on the minimal information if the... View More

View More Answers

1 Answer | Asked in Insurance Bad Faith for California on
Q: Can an Umpire in a California Insurance Code 2071 Appraisal suspend or terminate the Appraisal between the parties?

Umpire hasn't ruled on differences presented by each appraiser, yet he has suspended the appraisal and threatens to terminate it because the insured is unable to pay the umpires invoice for service up to just prior to the hearing.

Additionally, the invoice is being contested because... View More

Alexander C. Safarian
Alexander C. Safarian
answered on Jan 5, 2023

Under California Insurance Code Section 2071, an umpire appointed to participate in an insurance appraisal has the authority to suspend or terminate the appraisal process if necessary. The umpire may take this action if it becomes apparent that the appraisal process is not being conducted in... View More

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.