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Connecticut Banking Questions & Answers
1 Answer | Asked in Banking, Estate Planning and Probate for Connecticut on
Q: Hi, I have a question about joint bank account after a parent passes away.

My Father added my name on 2 of his bank accounts so I can write out the checks for him after my Mom passed away, he has now passed away and my Brother is the Executer of the will. Since I am the Joint owner on those 2 accounts, can he access that money? The Will states that he got certain items... View More

Nicholas Arthur Matlach
Nicholas Arthur Matlach pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 3, 2024

Here's some information based on Connecticut law, but please remember to consult an estate planning attorney for advice on your specific situation:

- Joint Ownership & Right of Survivorship: In Connecticut, joint bank accounts with the right of survivorship are generally presumed...
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1 Answer | Asked in Criminal Law, Divorce, Banking and Identity Theft for Connecticut on
Q: Is it illegal for someone in a divorce to take money from spouses personal checking account?

Wife pays all household bills. His entire check went into a savings account for the family. He spent all of it on cocaine (35k+). He is using her checking account information to pay his personal credit card and cell phone bills etc. She has emailed and texted him explicitly saying that he... View More

Joseph Maya
Joseph Maya pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 26, 2021

I am sorry to hear about this situation. To fully address the legal questions regarding the wife's bank account, you will probably need to hire a lawyer licensed to practice in Connecticut. I wish you the best of luck in the resolution of the situation.

1 Answer | Asked in Banking, Civil Litigation, Federal Crimes and Identity Theft for Connecticut on
Q: Hello...I have a question regarding bank / mortgage fraud.

Hello...In 2008 I found out my wife was cheating on me. We stayed together for the sake of our newborn baby girl. Fast forward to about a month ago. I found out that she and the guy she was with remortgaged our home for $160,000. She gave him all my info and he posed as me when they went for the... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Jul 22, 2019

If the fraudulent mortgage was created sometime after July 2009 then the statute may not have run yet. Find out fast.

Another way to get around the statute is to alleged exactly what you said here: That you did not know about the fraud until recently; in most states fraud statutes do not...
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1 Answer | Asked in Banking and Small Claims for Connecticut on
Q: I got scammed and my bank has the person’s information who did it but cannot give it to me what can I do??

I got scammed for concert tickets. I sent the money through Zelle. My bank launched an investigation and it took them 2 weeks to find the person who did it. They told me they have the persons name but cannot give it to me without a subpoena. I tried to go to small claims but they said to even get... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Jun 25, 2019

Why do you want the scammer's name? You should concentrate on getting the money back; and the bank and regulatory authorities are much better at doing that than you are.

1 Answer | Asked in Banking, Contracts and Foreclosure for Connecticut on
Q: In CT, If my second mortgage was written off as a bad debt in 2013, can the mortgage company continue charging interest?

I recently tried refinancing with another mortgage company. This company was prepared to pay off my first and second mortgage but needed a letter from my current mortgage provider stating that the second mortgage was closed off as a bad debt... which it is. When the request was made, my mortgage... View More

Christopher H. McCormick
Christopher H. McCormick
answered on May 10, 2018

Unfortunately for you yes. Charge off is a credit reporting action, but does not affect your underlying liability under the note and mortgage you signed with the creditor. A charge off combined with the release of your second mortgage would have provided you the ability to avoid the payoff of the... View More

1 Answer | Asked in Civil Rights, Banking, Consumer Law and Family Law for Connecticut on
Q: I lived with my x girl house were not married my checks from work got direct deposit into her bank can i get it back

We were not married and had nothing in writing about any agreement and everything was under her name

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Aug 11, 2017

It will depend on how this all transpired. Did you authorize this transfer somehow? Did she commit identity fraud? Your question is still somewhat vague.

1 Answer | Asked in Banking and Real Estate Law for Connecticut on
Q: My mortgage company is telling me that I still have to pay PMI and in my PMI disclosure states when I reach 78% why

I am below my 78% auto termination percent and there telling me I have to pay for 3 more year

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

How did you determine that you are below 78%? Based on the original appraised value of the home? If not, then that may be why. Also sometimes there are conditions which state another event must occur before PMI will be released. Look to your mortgage documents for that. Sometimes you just need to... View More

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