Short answer: No. The reg states that no advertisement to aid, promote, or assist directly or indirectly any extension of consumer credit may state that a specified down payment, by the creditor who advertises his services.

Avoid the very first, and sadly, the most typical legal mistake many people make in the beginning of the legal process: do not make any legal decisions, actions, filings, appearances, concessions, admissions, clarifications without first discussing your exact criminal exposure to possible criminal... View More

Your description suggests that construction is completed and all units have been sold. The developer should have already turned over control to a duly elected board by the members of the Association. Your description describes a serious problem, which I presume has been confirmed by an... View More

You have encountered a Statute of Frauds Issue. I authored a blog on this topic. I think it is relevant. Portions are stated below:

If you enter into contracts in Illinois, you should at least be aware of the Frauds Act. Illinois law limits certain claims and actions if they are not... View More

Probably not. check the terms of use.

To fully answer your question, the contract would have to be reviewed. On a general basis, a contractor typically provides a warranty and so the issues you have described would likely fall within the warranty. Independent of any warranty, if the contractor did not complete the scope of work or... View More

Certainly. Many of us have experience in reviewing such contracts, and would be happy to assist in ensuring your interests are protected moving forward.

That being the case, I recommend organizing everything in your possession that is relevant to this matter, including the contracts and all... View More

You should reference 735 ILCS 5/2-1401 for post judgment proceedings. Make sure that your order is final and appealable, meaning that it resolves all claims brought against all parties in the action. Assuming that to be the case, you will likely want to file a citation to discover assets, a... View More

You can sue him but it will be complicated and expensive

You may be able to sue in your country or in the USA

You should consult with an attorney to determine your options

I am not sure what your question is but under Illinois law, it is unlawful to do any roofing work without a license under the Roofing Industry Licensing Act.

Your question isn't about employment law. Rather, it is about contract law. So long as the subject in terms of the contract do not involve contraband or other illegal activity, it has long been established that a person's right to contract is unlimited. Nobody "makes" you do... View More

Yes they did. Motions for summary judgment are controlled by 735 ILCS 5/2-1005. If you are responding to a motion for summary judgment you need to become familiar with this statute. As a general principle, the court will grant summary judgment if the pleadings, depositions, admissions, and... View More

Non Disclosure Agreement

That language should also be included in any contract with people that would do work for you

The contract must be reviewed to determine provisions regarding scope of work, time to complete, payment schedule and termination provisions. If work is not being performed correctly or perhaps to code, you will need to have another contractor(s) in the appropriate discipline, inspect your... View More

The responsibility falls on the estate, through the executor. Part of the executor's duties is to manage the estate the for the benefit of the beneficiaries as well as adhere to the wishes and direction of the grantor.

To whom did you make the initial complaints? If you have not done so already, you should put your complaints of harassments due to your ethnicity in writing to the Human Resources department. If you have already done so, you should request, in writing, a follow-up on the investigation into your... View More

You need to re-post this under Missouri Law because the events took place in that venue.

This is a good question, but the answer depends on a number of factors. For example, is this a residential or commercial lease? What is the length of the lease? How long is the lease period and what is the rent? A commercial lease is much more complex than a residential lease.

I... View More

The question of whether someone is an employee or independent contractor comes down to "control."

Additionally, the Internal Revenue Service uses a right-to-control test to assess a business' tax liability.

For example, if these musicians had specific hours of work,... View More

It would depend on the cause and amount of the suit. If you plan to sue them for under $10,000 you should consider suing them yourself in small claims court. There is a good possibility that once you file the suit in small claims and serve them with notice of the suit, they may work with you to... View More