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I was never notified by the collection agency of garnishment. Only received a copy of the Writ of Periodic Garnishment from the cities auditing department after money was deducted for earnings. I received the document on Feb. 19th post marked Feb. 14th. Is the statute up on this? They failed... View More 
answered on Feb 28, 2020
If the money in your account is not exempt, (exempt funds, for example, are SS Disability and various retirement funds), the creditor is likely permitted to garnish. You may wish to file a Motion for Installment Payments with the court. In some cases, but not all, this type of Motion may stop the... View More
Since 2013 they’ve had considerable lawsuits and complaints for unfair debt practices and other grievances.We have paid 40000 dollars for a 27000 car.we still owe 15000.00.55000 when all said and done.The car is currently worth 13000.00
I bid as an owner occupant, through the listing agent, on a HUD property. I chose to be the back up offer and should have had my offer accepted. I was never informed as I should have been by HUD rules. An investor's bid (lower than mine) was then immediately accepted. I only discovered... View More
answered on Dec 11, 2019
If the proper bidding procedure was not followed then it needs to be brought to the attention of the HUD officials and the broker needs to make sure they notify HUD in WRITING.
Good luck,
www.provenresource.com
My cieling is falling in carpet coming up doors have fallen off the hinges leaks in plumbing electrical problems just to name a few
answered on Oct 14, 2019
Is your home habitable? I suggest you obtain an estimate to repair what the contractor failed or refused to repair. Then, seek legal counsel.
All Pro, the company I rented from for 7 years, never fixed anything that would break down. I moved from their in August, waiting and thinking I'd get some of my deposite back. Now that the home needs painting and carpet, they want me to pay for it, after I've already replaced many... View More
answered on Oct 10, 2019
You would want to talk to a civil litigation attorney who is experienced in landlord tenant and collection defense. Or, you might consider filing bankruptcy, since it might be cheaper than defending the suit.
As to the merits of your case, you would probably need to have good proof that the... View More
Married couple with three kids resident could not check in because of prostitution law
answered on Oct 7, 2019
This discussion board is for consumer law in the state of Michigan, under Michigan law. Your question is about Missouri, and should be answered by someone who is licensed as an attorney in Missouri for Missouri law. I recommend you re-post your question to a discussion board for Missouri law.... View More
They're located in Renton Washington.
Mike Winters CEO & sales
They use very deceptive techniques to capture people's money. They do nothing it sounded like they were going to do and used deception to lead you to believe you're going to make a LOT of money,... View More
answered on Jul 31, 2019
Get rich quick schemes are usually too good to be true. The old adage applies: buyer beware. It's difficult to answer your question without more detailed information. By generally, a contract can be voided for fraud or misrepresentation in the making of the contract. Whether that applies to... View More
For the last few years, it's been a nightmare removing the negative inquiries from my credit report. Both Chase and Amazon blame each other. Chase claims they only get their applications electronically, directly from inside Amazon and must process them. Amazon claims there has not been a... View More
answered on Jun 25, 2019
Have you completed an identity theft report and affidavit? If not, I suggest you do so. You can find one on the Federal Trade Commission website. You should also file a police report.
After you've done this, I suggest you send dispute letters to all three credit bureaus and enclosed... View More
My son's leased truck was repossessed a few months ago for two missed payments. Ford was unwilling to let my son make the payments and stood firm on the repossession. They have since sold the truck and are suing my son for $8000, the difference between what they say is the value of the truck... View More
answered on May 14, 2019
In short, yes. An automobile lessor can sue for a deficiency judgment under the lease. If it's in the contract, then that money can be collected in court. If your son wishes to contest the lawsuit, he would need to be able to articulate why he shouldn't be liable to the lessor. Does he... View More
My husband and I met a Realitor who helped us find a house. We gave her a deposit and app fee. We never heard back from the Agent with an approval or denial. We found out that the money order was cashed, and we still have not received keys, approval, or a denial. Is this illegal? Do we have a... View More
answered on May 2, 2019
It sounds like you're talking about a Realtor who helped you to find a rental home, as opposed to buying. It may not be illegal for the Realtor to cash the check. The Realtor, whether an agent for the landlord or for you, holds the funds in escrow/trust. But if you have not been approved for... View More
Someone created a paypal account using my SSN. Paypal never alerted me to this. They are rude and are still allowing this person to perform transactions under me even after me telling them it is not me. They never investigated this. Been going on since last Oct. 2018
Has this affected your... View More
answered on Apr 29, 2019
Has this affected your credit? Are you getting collection letter or responsible for any debt?
Ex-wife won the house and all debt associated in the divorce but there wasn't a timeline to refinance written in the agreement. I know she has been able to defer payments/remodify without my signature but this last Jan/Feb the loan balance increased by $10,000 and she bought a brand new... View More
answered on Apr 22, 2019
The divorce decree is binding between you and your ex-spouse, and isn’t binding on the mortgage company. So they have the right to continue reporting the loan as yours, until it’s paid in full. That’s the first part.
But the second part is whether the loan documents you signed... View More
I’m 15 and a tattoo artist told me that it’s the law that I have to be 16 to get a tattoo in Michigan.
answered on Apr 13, 2019
There isn’t an age minimum, but if you’re a minor you’ll need your parent to come with you to the tattoo shop and give permission.
Here is a link to Michigan’s law on tattooing minors.... View More
They have taken money out of my paycheck and have taken at least six years of my income taxes. How can they take that much money on a card that only had a five hundred dollar credit limit I have paid thousands, this has gone on for eighteen years. Is there anything I can do to stop this
answered on Mar 21, 2019
It’s likely that your credit card had a high interest rate, and judgment interest has continued to accrue while the judgment remained unpaid. The maximum judgment interest rate in Michigan is 13%, so that would cause your unpaid judgment to double every 5.5 years. A judgment is good for 10 years... View More
Out of curiosity after we bought it, I looked online to see if their photos had the defect before we bought it and I noticed it in their pictures, sadly, we were not notified of it and we did not notice it until later that same day. The defect is the drivers side sliding door that will not close... View More
answered on Mar 16, 2019
Michigan's Lemon has strict requirements regarding the number of repairs required to qualify as a "Lemon":
It shall be presumed that a reasonable number of attempts have been undertaken to repair a defect or condition if 1 of the following occurs:
a) The same defect... View More
Interested in a particular vehicle at a used car lot but was told I will not be allowed to take the vehicle to another mechanic's location to have the mechanic inspect the vehicle. I need to know if this is legal in Michigan or not.
answered on Feb 28, 2019
It may not be illegal, but it should be a red flag to any buyer. Take your business elsewhere.
As always, you get what you pay for. Be sure to talk to a qualified attorney about your specific situation before choosing to rely on any information you get from internet discussion boards, such... View More
I am being sued for credit card debt in the state of Michigan. The last payment on the account was made in February 2013. The complaint was filed on September 24th 2018 and they filed an order for alternate service on January 2 2019. I was served February 6th 2019. Michigan's statute of... View More
answered on Feb 19, 2019
The contract statute of limitations in Michigan is six years. Breach of the contract, and the cause of action arose, at the earliest when you failed to make a monthly payment in March 2013. The suit was filed timely. It’s the time of filing the suit, not service, that counts for statute of... View More
Need to find the state laws governing this same law to amend the case for small claims.
answered on Feb 17, 2019
You might want to consider the MICHIGAN OF FAIR DEBT COLLECTION ACT, MCL 339.915 which concerns multiple violations of the Michigan Occupation Code, and more specifically
MCL 339.918, entitled Communication with consumer; notice; effect of disputing validity of debt; verification of debt;... View More
She has 2 years left on a three year lease. She can get a letter from her doctor.
answered on Jan 22, 2019
If there is some sort of medical hardship language in the lease that says she can, then yes. If not, no. I would think such a provision would be extremely rare in most commercial auto leases. It’s not a risk most commercial lessors would want to take. Please refer to the terms of the lease to be... View More
I was approved an auto loan by myself but was told my mother couldn't co-sign for me not living with her. Is this discrimination?
answered on Jan 16, 2019
No, it’s not discrimination. You were approved for a loan on your own credit. There appears to be no reason for you to have a co-signer, regardless of who they are, or where they live. There is no right to add other people to loans you’ve already been approved for.
As always, you get... View More
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