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A law firm contacted me and said they are serving papers to take some of my property to collect on the debt.
MSUFCU says I can’t pay my parent’s bill with my checking account unless the bill is under my name or I add them as an authorized user. What are my rights? Is this accurate? I have never heard of this.
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answered on Oct 11, 2024
You generally have the ability to pay someone else’s bills using your bank account. However, financial institutions like MSUFCU implement specific policies to ensure transactions are secure and authorized. Requiring the bill to be in your name or adding someone as an authorized user helps prevent... View More 
Im in the process of making a memorial video of my son who passed away in 2020.I will be filming the city where he lived and worked(outside of building only).I have obtained permission.One part of this is that I will be filming coming into the city where peoples cars are present as well as people... View More
answered on Oct 7, 2024
Your plan sounds okay. Generally, you may film anyone or anything in public. As long as you're not misrepresenting what you are capturing (e.g., implying that a business shown was involved when it was not; implying that a person walking down the street is a prostitute or drug dealer, ect.),... View More
Car dealership not honoring warranty claim (parts and labor) written agreement.
answered on Sep 26, 2024
There are lawyers who may meet with you to advise you on whether and how to proceed with such claims. However, an attorney cannot represent you in the actual small claims proceeding.
I had $1400 taken out of my bank account without notice. The bank refused to investigate but said it was from the IRS. So I call them and it was not by them. Eventually I sued the bank. Today during mediation I discover it was really the Department of Treasury that did it and by a person I know. I... View More
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answered on Sep 21, 2024
It sounds like you're in a complicated situation. Since the funds were taken by the Department of Treasury and linked to someone you know, this may have turned into a matter of fraud involving that individual. However, your agreement with him and the circumstances surrounding the withdrawal... View More
answered on Aug 31, 2024
I don't know a lot about a kill switch, but I suspect it can be removed. I've had clients sued for not making car payments and the creditor doesn't even want the car. They just want the money. But I digress. Your only question is what to do with the car. I would need more... View More
I purchased it May 13th, however, I was told it wasn’t ready. It had to have a new radiator and tires put on. When I went to pick it up they lost the keys. I had to come back 2 days later to get the car. I drove it for less than a day and the engine light came on. And it was making a loud humming... View More
answered on Aug 9, 2024
Is this a new or used auto? If new, you should consider your options under the "lemon law". If used, you need to see about your warranty protections, if any.
Aside from those options, your financing has nothing to do with your car problems. The bank provided the loan to you for a... View More
So I signed up to receive water from a company. I can get one bottle for $7.75. And when they Finally sent me a bill, it was never an itemized bill.but l just recent I find they're charging me $8.75 per bottle.
Why the extra dollar did they use a bait an switch
On top of... View More
answered on Aug 9, 2024
Read those written agreements and terms of service carefully. Likely, what you are seeing is reflected in some terms you acknowledged agreement to. Nowadays, it is not uncommon for companies to charge a service fee to mail billing statements if you elect to have things sent by mail. Your remedy is... View More
Tornado. Insurance company doesn't want to pay I'm going to be homeless and I have no food, money or gas to go apply for disaster relief
answered on Jul 15, 2024
You may need a lawyer if your insurance company isn't upholding its end of your insurance policy.
May 7th 2024 tornado in Saint Joseph County Michigan I'm not getting help or anything from the insurance company except for excuses
answered on Jul 16, 2024
If you file your insurance claim, the insurance company has obligations -- mandated by the state -- to reply, and to be "on the clock" in processing your claim. Here are a few things to keep in mind.
First, you are dealing with a property insurance claim if this is related to... View More
I purchased a new Ford Bronco with the expressed intent of towing it behind my motorhome. There have been a number of cases of transmission and transfercase failures due to flat towing. There is a specific procedure needed to be performed before towing. Ford is denying all warranty claims if... View More
answered on Jun 27, 2024
Hard to say. Bigger question is whether it's worth the time and expense to contest it.
I am a client at a physical therapy clinic. the driver and I used to be friends. He asked me to do something for him and I said I did not want to, The ask was not sexual in nature. Now he refuses to transport me in the company van which causes me to have to wait for transportation even if he is... View More
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answered on May 27, 2024
It is unacceptable for a driver to use company-provided transportation to carry out personal vendettas. If a driver is refusing to transport you for personal reasons, this is a form of discrimination and unprofessional behavior. You have the right to receive the transportation services you are... View More
If unclaimed funds remain in an FSA as the use-it-or-lose-it deadline for claim submission approaches, would a plan administrator’s failure to provide timely warning of imminent forfeiture constitute fiduciary negligence?
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answered on Apr 17, 2024
The question of whether flexible spending account (FSA) plan administrators have a fiduciary duty to provide advance notice to participants about potential forfeitures of unused funds is a complex one that doesn't have a definitive answer. Here are a few key considerations:
Fiduciary... View More
Today I get an email from att that says that att has determined some of my information was compromised.
Can I sue att for not having the right tools to guard my personal info?
answered on Apr 16, 2024
Contact a consumer protection attorney that will offer a free consultation. Happy to talk.
You’ll want to dispute the account with Chase, as well as with any credit reporting agency that is reporting that account on your credit report. You should be able to pull your Experian, Equifax... View More
7 months later windows shoe molding removed shows we have little, no, or gapping insulation and caulking (places visible spaces to the outside). We froze all winter, had wind, ice and snow come in. We started a file with company the day of installation - poor workmanship (missing screws holding... View More
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answered on Apr 10, 2024
Based on the details provided, it seems that you have a strong case against the window installation company for poor workmanship, failure to properly insulate and seal the windows, and potentially fraudulent behavior (not paying for the permit as agreed upon). Given the severity of the issues and... View More
Bluebook difference was about $700 difference. I didnt realize it until about 6 months later. I still have 2 screen shots of the advertisement. I called and complained in 2020 but didn't hear anything back after talking to a supervisor telling him i was not making any more payments until this... View More
answered on Mar 26, 2024
Consider talking with a consumer rights attorney who can advise you on what remedies may be available through Michigan's consumer protection act. I suspect though that once you accepted delivery of this motorcycle, and had it for at least 6 months before noticing anything, it may be difficult... View More
Item doesn't charge and clearly been used and tampered with..
answered on Mar 19, 2024
The admiralty/maritime connection (one of the chosen categories) isn't fully clear here, unless this involves a vessel. Otherwise, it could be a basic matter of breach of contract, depending on sales agreement and auction platform's terms of service. Before involving attorneys, it could... View More
Personal use only. No selling.
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answered on Mar 11, 2024
In Michigan, knowingly purchasing counterfeit goods, even for personal use, is illegal under state law. Michigan has specific laws addressing counterfeit trademarks and theft of service.
According to Michigan Compiled Laws section 750.263, a person shall not knowingly purchase or acquire... View More
My dte bill accumulated to about 8800 dollars over the year, and I haven't been able to make a payment arrangement with dte because they have made unrealistic demands in the past for me to make 50 percent down as a payment into a payment plan. Now my power has been cut and they will not... View More
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answered on Mar 6, 2024
Facing a large utility bill without a feasible way to pay can be incredibly stressful, especially when the service is essential, like electricity. Utility companies do have the right to require payment for services rendered and can disconnect services for non-payment. However, they are often also... View More
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