Get free answers to your Consumer Law legal questions from lawyers in your area.
I hired a man I met through Chase Heating And Air to install a new HVAC unit in August 2023. During the first winter, the unit malfunctioned. I called another heating service, and they informed me that the unit was improperly installed and that I have no warranty due to this reason. In addition to... View More 
I purchased a used vehicle "as is" in Tennessee, and the brakes failed completely less than a week after the sale. I did not receive any warranty or guarantee, was not informed of any brake issues before buying, and have not contacted the seller. Do I have any legal recourse in this situation?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 16, 2025
Even though you purchased the vehicle “as is,” you may still have legal options if the seller knew about the brake issue and failed to disclose it. In Tennessee, selling a car “as is” generally means the buyer accepts the vehicle in its current condition, and the seller isn’t responsible... View More
I signed an online agreement with the Wesley Final Group to cancel a timeshare on April 14, 2025. The timeshare is located in Tennessee. Can this service contract agreement be canceled within three days?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 16, 2025
In Tennessee, the ability to cancel a timeshare service contract depends not only on state law but also on the specific terms of your agreement and the location, or situs, of the actual timeshare property. Even if you reside in Tennessee or signed the service contract there, your cancellation... View More
I am trying to obtain my Social Security card, birth certificate, and bonds from my grandparents that are being withheld by my mother. She is currently in and out of rehab and is refusing to give them to me despite my attempts to negotiate. I am also concerned that she might misuse my Social... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 15, 2025
If you really wish to sue Mother, file an Action To Recover Personal Property in the General Sessions Court of the County in which she resides.
I've been unable to access funds that I converted to Bitcoin using Cash App. Despite having a verified account, Cash App is requesting re-verification to move or sell my Bitcoin. I've submitted my identification and social security number, which are legitimate, but they keep saying... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 12, 2025
It’s understandably frustrating to be unable to access your Bitcoin, especially after multiple attempts to verify your identity. The first step in addressing this issue is to continue documenting all your communications with Cash App, including emails, chat logs, and any phone call details. You... View More
Can a private lender install a tracking device or a kill switch on my vehicle without my knowledge? There was no written contract or lease agreement. I was informed only after my car was turned off by the lender using such a device.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 11, 2025
That situation sounds incredibly upsetting—finding out someone turned off your car without warning, especially without your knowledge or agreement. In Tennessee, lenders sometimes use tracking devices or kill switches on vehicles tied to loans, but this is usually allowed only if it's... View More
I hired a licensed and bonded contractor less than a year ago, but he did not pull the required permits as stated in our contract. He also refuses to honor the year warranty for his work despite multiple issues. There is a shower pan leak on the second floor causing damage to the first floor and... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 12, 2025
Given the issues you've outlined, it's clear the contractor has failed to meet the terms of your contract, including pulling the required permits and honoring the warranty. Since the work was not done to code, this could lead to safety concerns and further damage, especially with the... View More
My wife and I have been dealing with Santander Consumer for our auto loan for over five years. Although our payment due date is the 23rd of each month, we always make our payments early using funds deposited on the 3rd. Despite this, Santander has falsely reported late payments and charged unjust... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 12, 2025
It sounds like you have valid grounds to pursue legal action against Santander Consumer for the false reporting and unjust late fees. Since you have made payments on time and have documented proof, including disputes with credit bureaus, this strengthens your case. You can start by continuing to... View More
I have a flex loan with Cash Express, and I'm trying to pay it off early. The loan agreement doesn't mention anything about early payoffs, but I've noticed I've been charged for the next month's bill already. Am I allowed to be charged this even if I'm paying off the loan early?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 11, 2025
That’s a frustrating situation, especially when you’re trying to do the responsible thing and pay off your loan early. In Tennessee, lenders are generally not allowed to charge interest or fees for future months once a loan is fully paid off, unless your loan agreement specifically allows for... View More
A dying tree fell on my truck while it was parked at a property rented by my friend. The landlord claims their homeowner's insurance won't cover the damage, but I suspect this might not be true. I have pictures of the tree and the damage caused. What steps can I take to address this... View More
answered on Mar 25, 2025
A Tennessee attorney could advise best, but your question remains open for three weeks. It's difficult to say definitively what position the insurance carrier would take, based on the brief facts. If you consulted with a local attorney, they could probably better outline options after learning... View More
As the lienholder, I want to understand the legality of a towing company in Tennessee charging storage fees on days they are closed. The vehicle has been in their possession for 5 days. We were notified about the storage fees, but there was no written agreement, and we are not aware of any notices... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 4, 2025
Yes...
I originally leased a car from a company that went bankrupt. The new company that took over my lease canceled my damage and loss waiver without my consent, but I am still under contract with them. I received an email notifying me about this cancellation. How can I get out of this vehicle lease?
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 8, 2025
Since the company that originally leased you the vehicle has declared bankruptcy, and the new company has changed the terms without your consent, you have legitimate concerns. First, carefully review the original lease agreement to understand what terms govern transfers or changes by subsequent... View More
I had a boat loan which was fully settled, as confirmed by a signed and notarized document from the creditor stating that all obligations were met. Afterward, I attempted multiple times, through phone calls and a visit to their branch 70 miles away, to pay them, but was always told the case was... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 3, 2025
If you get sued, use the satisfaction in Court. Make a written dispute with the credit agencies, citing the satisfaction.
I took my car to an upholstery shop, and they have had it for about three years. They have offered multiple excuses for not returning my car, such as a dumpster blocking the door. I have all my receipts and have called several times a week to retrieve it. I owe no money to the shop. What legal... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 28, 2025
Hire a competent attorney to file an Action To Recover Personal Property in General Sessions. Suing and serving the correct defendant will be critical, and you might have to make a bond besides court costs.
I recently purchased a used car as-is. Less than two hours after driving off the lot, the dashboard lit up with a check engine light and tire sensor faults. By the time I informed the dealer, the dealership was closed for the weekend. Over the past three weeks, I've returned the car to their... View More
answered on Feb 21, 2025
The Lemon Law only protects you when you purchase a new car. It does not apply to used vehicles.
A fire sprinkler repair was repaired and the part was faulty. They came back out to replace the part and didn't charge for the part but they charged for over 20 hours of labor.
answered on Feb 14, 2025
A Tennessee attorney could advise best, but your question remains open for two weeks. It would help to know the terms of the warranty to advise you meaningfully. But the short answer is "yes," without having the benefit of seeing the warranty. It looks like the warranty here is the part... View More
I have had hearing aids for a couple years. This month I bought new ones from a different company. They say I can't return them because I previously purchased the older ones, even tho it was a different company.
answered on Feb 13, 2025
A Tennessee attorney could advise best, but your question remains open for three weeks. Until you're able to consult with local attorneys, one possibility is that the return policy is based on health reasons. If you reached out to consumer agencies or public health & hygiene agencies in... View More
answered on Jan 17, 2025
A Tennessee attorney could advise best, but your question remains open for two weeks. It looks like part of it was cut off. Although some questions go unanswered, you could try reposting with the part of the question that was left off. Good luck
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 9, 2024
That is alot less than filing an Action To Recover Personal Property.
This is on a credit card from 18 years ago that I have no records of.
answered on Nov 26, 2024
In the State of Tennessee, the statute of limitations for breach of contract is six (6) years. There are certain ways that the creditors can obtain proof that you admitted the debt within 6 years. It could be a writing that you sent or it could be a recorded call with an admission. If it has... View More
Justia Ask A Lawyer is a forum for consumers to get free answers to basic legal questions. Any information sent through Justia Ask A Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between Justia and you, or between any attorney who receives your information or responds to your questions and you, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask A Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises, or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
