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Wisconsin Consumer Law Questions & Answers
1 Answer | Asked in Banking, Contracts, Consumer Law and Real Estate Law for Wisconsin on
Q: Home purchase: Can another person/name be added to title at closing?

Buying house, he is on the loan and I am not. The bank just said I cannot be put on the title because we are not married? Is this law or policy? Thank you!

Thomas B. Burton
Thomas B. Burton
answered on Dec 4, 2019

If two parties are not legally married, I do not recommend jointly owning property with someone who is also not liable for the mortgage on the property. Once you are married, your husband can add you to the title, if he wishes via deed. In Wisconsin we have a special form of ownership where married... View More

1 Answer | Asked in Consumer Law and Collections for Wisconsin on
Q: Have a wage garnishment. The amount of judgmenta was 5,749.27. Have paid 11,297.98 to date.

Recieved a letter saying it has been closed and no further payments are to be made. Just received another letter that they are garnishing my wages for 3,620.04...is this legal?

Nathan DeLadurantey
Nathan DeLadurantey
answered on Oct 29, 2019

Gather up those letters and get them to a consumer lawyer for a free consultation. They should offer you a free consultation to review the documents and determine if you've been garnished too much money.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team

Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team not to let customers know of these sales?

Tim Akpinar
Tim Akpinar
answered on Aug 22, 2019

It could be. It would depend on the state of mind and intent with which it's done. Good luck

Tim Akpinar

1 Answer | Asked in Business Law, Civil Litigation, Consumer Law and Lemon Law for Wisconsin on
Q: Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team n

Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team not to let customers know of these sales?

Tim Akpinar
Tim Akpinar
answered on Aug 28, 2019

It's possible. It depends on the state of mind with which it's done.

Tim Akpinar

1 Answer | Asked in Consumer Law, Personal Injury, Antitrust and Securities Law for Wisconsin on
Q: I was never served the summons and I missed the first court appearance. Can I counter for abuse of process?

I suspected they would file because their attorney's sent me bills to collect, but a summons nor complaint never came. I looked it up on WCCA and saw it today. Summons was filed on 6-17-19. I still haven't received it, but the commissioner adjourned for publication on 7-11-19. Attempted... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Aug 15, 2019

This is not a securities law question.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Seeking advise about getting a vehicle replaced

I am writing for my daughter that lives ion Verona. She took her 2018 Hyundai Tuscon to a Chevy dealership for an oil change, as part of a benefit fund raiser. The service staff at the Chevy dealership left the oil drain plug not fully tightened resulting in it falling out and the oil draining,... View More

Nathan DeLadurantey
Nathan DeLadurantey
answered on Jun 13, 2019

She has several different potential options; and accepting their offer doesn't sound like it makes her whole. I would suggest she contact a consumer lawyer in Wisconsin. They should offer her a free consultation where they can explain her rights and options. Many of them also take cases like... View More

1 Answer | Asked in Consumer Law and Banking for Wisconsin on
Q: I received a check from Computershare/kcc Clark vs Gannett co. Inc

seems to be a class action settlement but I don't recall filing a claim, is it a scam or legit? Case no 16-CH-06603. Everything I could find about this class action settlement is dated in 2016 or 2017 so I'm not sure why I received a check today (04/22/2019)

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Apr 23, 2019

Despite what you have been reading about, and hearing on the radio and TV, or talking about with friends down at the local pub, not everything strange that is happening to good people is a "scam." Unless the class action distribution check you received is for several hundred thousand... View More

1 Answer | Asked in Consumer Law for Wisconsin on
Q: I got food poisoning from a restaurant salad bar. Shouldn't the restaurant pay for my medical expenses?
Tim Akpinar
Tim Akpinar
answered on Oct 28, 2018

Some restaurants will pay. Some will ask for proof, as in the form of an ER visit or doctor visit. Some will contest your claim that their food made you sick.

Tim Akpinar

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it possible to dispute my credit report? Something about it is wrong, there must be a mistake. What should I do?
Nathan DeLadurantey
Nathan DeLadurantey
answered on Aug 30, 2018

You certainly have a right to dispute the incorrect information under the Fair Credit Reporting Act. The credit reporting agency (and the company putting the incorrect information on), must investigate your dispute and get back to you in 30 days. Contact a Wisconsin consumer lawyer and get a free... View More

1 Answer | Asked in Consumer Law for Wisconsin on
Q: How much time must a creditor give to a debtor to cure a default?
Nathan DeLadurantey
Nathan DeLadurantey
answered on May 22, 2018

15 days.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Any possibility of jail for making a $5000 purchase with my debit card with $25 in the account. I have overdraft protect

What if i make a $1,000,000 purchase and it lets me can i go to jail?

Nathan DeLadurantey
Nathan DeLadurantey
answered on May 22, 2018

No, you won't go to jail. Because if your card/bank authorizes the transaction, you'll then owe the bank all that money. They'll freeze your accounts and probably sue you for the money. Don't be stupid; don't do it.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it legal for a credit card company to close my account?
Nathan DeLadurantey
Nathan DeLadurantey
answered on Mar 30, 2018

Depends on the reason they're closing it. Did they explain why?

1 Answer | Asked in Consumer Law and Small Claims for Wisconsin on
Q: What do I do If I believe my vehicle was repossessed illegally

My vehicle was recently repossessed, and I didn't receive a notice to cure debt . Now I'm told that I have to pay late fee's ,past due balance of $100, and a $299 fee in order to retrieve my vehicle.

Nathan DeLadurantey
Nathan DeLadurantey
answered on Feb 9, 2018

You may have a case for an "illegal repossession" and be entitled to get the vehicle back -- AND return of all the money you paid on the car. Contact a local consumer lawyer that specializes in repossession cases and request a free consultation.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it a good idea to opt out of a class action settlement notice you get in the mail?
Nathan DeLadurantey
Nathan DeLadurantey
answered on Jan 24, 2018

You really need to talk with a lawyer about that, before making a decision. It will turn on the nature of the class and the type/strength of individual claims you have.

1 Answer | Asked in Consumer Law, Business Law and Civil Rights for Wisconsin on
Q: Merchandise bought and shipped from USA, force to return to China for refund?

I bought A drone from a company that has 2 US warehouses, but the main headquarters are in China. I bought the drone from the California Warehouse with US Currency and had it shipped to me in the US. The drone was defective and I was asked to ship my drone to Guangdong China for a refund. They said... View More

Jingzhan Wang
Jingzhan Wang
answered on Jan 14, 2018

you can ask for compensation for shipping back to China

1 Answer | Asked in Consumer Law for Wisconsin on
Q: I bought a used car off of craig's list that turned out to be a disaster -- do lemon laws still apply?
Gordon Leech
Gordon Leech
answered on Dec 20, 2017

Wisconsin's lemon law does not apply to the purchase of used car. However, Wisconsin does have remedies available to consumers that buy used cars based on affirmative misrepresentations by the seller, both private parties and car dealers. There may also be warranty claims if you purchased a... View More

Q: Misrepresentation

The bank ordered an appraisal of the home we purchased a few months ago and it appraised higher than the asking price. We purchased in Janesville.

We have an emergency and we needed to borrow against our homes equity and we had our home appraised. The appraisal can in much lower than we... View More

William F Sulton
William F Sulton
answered on Dec 1, 2017

More information is needed to evaluate the facts in your inquiry. Appraisals are subjective. So it is unsurprising there are different opinions about the value of the home. This is not fraud (misrepresentation is a synonym). It may be negligence. More information is needed to see how negligent the... View More

1 Answer | Asked in Consumer Law for Wisconsin on
Q: please help below TIME RUNS OUT out thursday - ALL PAPERS are DUE into court BY THIS FRIDAY !! the 1st of December 2017

In a civil credit card sold debt lawsuit in a circuit court WI law my question is Defendant me filed a production of documents for proof, but the Plaintiff responded objections to each & every listed to produce THE problem IS ALL MOTIONS ARE DUE BY this FRIDAY 2 DAYS, Is there a motion or to... View More

Nathan DeLadurantey
Nathan DeLadurantey
answered on Nov 29, 2017

You need to call a consumer lawyer and get some help. They should offer you a free consultation.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: I'm worried about buying a lemon -- what tips do you have for buying used cars in Wisconsin?
Gordon Leech
Gordon Leech
answered on Oct 4, 2017

Buying a used car can be scary, especially if you are not familiar with signs of prior accident damage and repair and mechanical issues. I wrote blog posting on my website discussing some strategies that you my find informative. Here is a link:... View More

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