I've asked them to stop calling me and they continue to do so they have told me they can't Sue me for this debt and it has already been written off. It is no longer on my credit report either.
answered on Mar 2, 2018
If the collections account is past the statute of limitations, it's non collectible. Next time they call tell them that pursuant to the Fair Debt Collections Practices Act, they cannot continue to contact you. This is the buzz word.....you say that and POOF!! They will stop calling... View More 
The amount is 21152.50 as of June 1, 1995
answered on Mar 2, 2018
A judgment is only good for 10 years and can be renewed for another 10 years......maximum amount of time is 20 years. After that date, the judgment is deemed satisfied!!
My father has accumulated tons of debt over the past 2 years due to poor financial decisions, my mother owns property which is in her name only, she's terrified that she will lose it if my fathers debt collectors decide that they want their money, is it possible for her to lose it?
answered on Mar 2, 2018
No, you cannot marry into debt. Point being, your mother is NOT responsible for any debt that your father incurs in his own name.
answered on Mar 2, 2018
I would. You do not want the plaintiff going to court and misrepresenting to the court any of the facts. You want them to announce that the case is dismissed WITH prejudice.
He gave me the option of either continuing to wait on him or receive a full refund
I asked him for a refund and he assured me that he would refund me the money. I have not received the refund yet. Can I file a police report?
answered on Mar 2, 2018
Yes, I would file charges against him.....it's called "theft by deception!" good luck....
I recently received notice from a local bank that they have an old judgement against me and my late husband but I do not believe that I owe it and do not recall signing the papers. I have repeatedly requested all documentation supporting the balance and judgement. But they simply ignore me and... View More
answered on Mar 2, 2018
I would go by the county courthouse in the county that you live or in the county where that bank is located (where you signed the loan/contract) and they can look up the case and whether or not there is a judgment on the case.
Property in AL titled survivorship warranty deed fee simple.
answered on Mar 2, 2018
Yes, if you owe money to a creditor AND they obtain a judgment they can place it on any and all property you own in your name....this is regardless of whether or not you own it jointly with someone else! If they do not have a judgment, they can't arbitrarily place a lien on the land.... View More
I have a money judgment against my ex daughter-in-law. She told my son that she will nullify the writ of garnishment because I, as the creditor, did not send her proper notification. I have not contacted her because she takes it out on my son by reducing the time he has with my grandson. It is... View More
answered on Mar 2, 2018
No, she cannot. As long as you have a writ of garnishment, you can levy her bank accounts and/or garnish her wages. Notice is not required. Just serve her employer or bank. Notice would make it impossible to execute the writ.....they would simply empty out the bank account before you levied... View More
It's solely in my ex wife's name but I am ordered to pay mortgage. I am on disability and can't afford to pay the martial home mortgage and my current mortgage. Can I file bankruptcy on a order? This order puts me over budget per month around 1000$.
answered on Mar 2, 2018
This is a complex case with many factors. This debt may or may not be in the nature of a domestic support obligation. Generally, DSO are not dischargeable in a bankruptcy. There are factors that will determine it like how the income between you and your ex, children together, etc. I would... View More
answered on Feb 27, 2018
Your social security benefits can't be garnished for a commercial debt. They can be garnished for student loans, alimony and child support. Your retirement -- that is not social security -- can be garnished.
Lets start from the beginning. My best friend was driving a motorcycle that was in my name. A guy ran a red light while he was turning and the bike was totaled. Now the towing company that fetched the wrecked bike is now informing me that they will charge me roughly 1000 dollars in cash in order to... View More
answered on Feb 20, 2018
Towing is a racket. Find out what they are charging you for. See if your motorcycle insurance will pay it. Send the bill to the guy who ran the red's insurance. They don't pay, contact a member of the Ala Assn for Justice--they give free consults. Look for one who handles "bad faith... View More
Filed contempt. He says can't pay. Judge said I would have to prove his ability to pay.
answered on Feb 16, 2018
Yes. A person may not be held in contempt of court for not paying when he has no ability to pay. You have to show that he has the ability to pay, but simply will not pay.
They told me I now owe them $4,132, but would settle for $1,505.00. If it turns out I owe them, is it in my best interest to do the settlement or take my chances in court?
answered on Sep 20, 2016
Did you or did you not?Ask for the paperwork. You'd remember if you went to the office of those people. There are now regulations on that so check with the consumer division of the banking department. Your chances in court depend on what the paperwork shows, or doesn't, what rate of... View More
I have payed over 5500 dollars on it and they still defaulted won't give me a chance to pay and everything that was said to be added on to my car was actually charged like a 5000 dollar warranty that came after the fact and this is on a car over 10 years old it don't make since
answered on Sep 25, 2015
Is there a contract between the parties? You would have to read the contract. Was this from a buy here/pay here place? How was the car financed? They probably cannot threaten to bring criminal charges against you, perhaps without violating the law themselves. Just go see a local attorney about this... View More
answered on Aug 14, 2015
You can not be jailed for failure to pay a debt. The only exception is failing to pay a fine or contempt citation ordered by a judge. Technically, this is not failure to pay a debt, but disobeying a court order.
answered on Aug 14, 2015
No, this is an obligation only of the deceased person. Note, however, that if the deceased had assets, the creditor may have the right to claim payment of the debt against the assets before the assets are distributed to heirs. You should get further advice in this regard.
answered on Jun 27, 2015
The loan company can take any property in which they have a perfected security interest. They can also take any property which is subject to be seized after they sue you and take judgment against you. The fact that you are unemployed is not a defense to a lawsuit in which you are sued for not... View More
We have a small painting Co. in Alabama we have a company that owes us over $13,000. How do I file a Lawsuit for debt owed?
answered on May 13, 2015
I presume that you may be a subcontractor and do not have a contract. That is still ok because you can tsity and show pictures of the work performed. If the party has money or assets, i would file a lawsuit. the question is how much money is at issue?
If you would like to pursue it,... View More
answered on May 15, 2011
Normally a suit is brought under one or more of the following: Breach of Contract, Open Account, or Stated Account (Account Stated). The allegation stated in the lawsuit determines the statute of limitation (SOL).Normally in Alabama a breach of contract action is a six year statute of limitations.... View More
answered on Apr 20, 2011
Under Ala. Code §6-2-37, Actions for monies due under open or unliquidated account shall be brought three (3) years from date of last
item on account or from when, by contract or usage, the account is due.
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