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Colorado Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law and Construction Law for Colorado on
Q: I recently was charged a fee of $1000 for 3 days late Payment on a $4088 b’room remodel. Is this legal? Ursury? Colorado

Contract stated 25% fee every week for non payment. The original invoice was in dispute, and after 7 days they charged me $1022 in interest on an invoice of $4088. I believe in Colorado the ursury limit is 45% per annum. Does ursury limits apply in this case, or is it just consumer loans (money... View More

Donald C Eby
Donald C Eby
answered on Nov 2, 2019

Usury does apply to late fees in lease agreements.

You may want to get an attorney to help you in dealing with this party. A demand letter from an attorney could help to convince the opposing party that this will not work out well for him/her.

1 Answer | Asked in Civil Rights, Consumer Law, Small Claims and Criminal Law for Colorado on
Q: My friend stored my wedding dress at her house. I have asked her for it back. She says she never had anything. Help!

This happened in Colorado, I now live in Kansas. I've asked to have a friend come by and pick up the dress. She says she never had anything. Can I sue her for the amount of the dress or the dress back?

Tim Akpinar
Tim Akpinar
answered on Oct 2, 2019

Such a case could be difficult without some form of proof. A judge/jury would look at your assertion and the other side's denial, and not have a means of deciding the matter without some evidence to support your position. Good luck

Tim Akpinar

1 Answer | Asked in Consumer Law and Products Liability for Colorado on
Q: Defective glue in Walmart Halloween false eyelashes made my eyelashes fall out overnight!!

The adhesive did not work, so after a few minutes I tried to rinse it off my eyelids but it did not come off. This morning I woke up with my eyelashes stubs or missing. It's going to cost me a lot of money and eyelash extensions and latisse plus the emotional harm of being a woman without... View More

Tim Akpinar
Tim Akpinar
answered on Sep 28, 2019

I'm sorry for your ordeal. As a starting point, you could consult with a Colorado attorney who handles injury cases. If there are any medical records for injuries, and I hope there were none, those would be relevant. Case or no case, if you have concerns about the impact of the toxic... View More

2 Answers | Asked in Consumer Law, Real Estate Law and Collections for Colorado on
Q: In Colorado,can we be forced to sell our home if there's a judgement lien from Credit Card debt ($22,000) on the home?

It's our primary residence and my husband (age 64) is the sole owner/mortgage holder.

Donald C Eby
Donald C Eby
answered on Sep 17, 2019

Can a creditor foreclose on your home to satisfy a Lien? Yes. But, you will have an opportunity to prevent the foreclosure and it is seldom financially feasible to foreclose to collect on a debt that small.

Have you considered BK to eliminate the debt?

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1 Answer | Asked in Business Law, Consumer Law, Contracts and Criminal Law for Colorado on
Q: can I get criminal charges for not returning a vehicle I have financed but haven’t Piad

They have tried to repo it and now I have an investigator calling me threatening a felony.

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Aug 7, 2019

You are standing in a large pile of deep do-do. Hire a criminal defense lawyer immediately.

1 Answer | Asked in Consumer Law and Contracts for Colorado on
Q: see details

I'm a contractor in Colorado. I have a previous customer that contacted me about doing another building for them. I gave them a price. They proptley wrote out a deposit check. I met up with them to sign the contract and take the check. When I got to their residents they wanted to add more to... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Jul 29, 2019

Unless you are able to PROVE you lost out on the second job the people who are going to sue you will probably win. So, unless their deposit was HUGE, you would be smarter to refund it than spend it on defense lawyers.

1 Answer | Asked in Consumer Law for Colorado on
Q: i own a lawn equipment repair business, many times customers leave theirequipment, because they dont want to repair it.!
Tim Akpinar
Tim Akpinar
answered on Jun 23, 2019

You could contact a Colorado attorney to ask how much it would cost to draft a basic agreement to be used from now on by customers bringing equipment for repair. Some of the issues covered could include actions you'll take with equipment that is abandoned, charges for disposal of waste streams... View More

1 Answer | Asked in Consumer Law, Contracts, Copyright and Employment Law for Colorado on
Q: Hello, I want to know if I can create an app that gives people dating advice & helps them update their profiles?

I was wondering if it’s illegal to create an app that gives people dating advice, as well as help people get their online profiles up to date and make them more presentable for the type of person that they’re looking for. I would state that I’m not a therapist or anything like that. But was... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Apr 18, 2019

If you undertake this plan without having the input of at least two lawyers you will probably regret it. This situation is one that brings to mind the ancient warning: "If it looks too good to be true, it probably isn't."

1 Answer | Asked in Consumer Law and Contracts for Colorado on
Q: Who is responsible for intentional mechanic fraud. The owner or insurance company

We took a jeep to a mechanic to get it modified. We agreed on price and completion date. We paid him. The completion date was two weeks. Two weeks passed and it wasn't finished and we were never contacted. We contacted them days later. We were given several more completion dates which were not... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Apr 7, 2019

Unless the mechanic has performance liability insurance (very unlikely) you will have to sue the mechanic. Very easy to do; collecting on a judgment later is very hard to do.

1 Answer | Asked in Consumer Law and Real Estate Law for Colorado on
Q: a borrower has the right to prepay the principle amount in whole or part of without penalty except with consent of note

Holder,who may require compensation for adverse income tax consequences of such early payments. what is a borrower to say or do if note holder ask the borrower for alot of money ?

Donald C Eby
Donald C Eby
answered on Mar 15, 2019

Either the borrower has the right to pre-pay without penalty or he does not. This should be defined in the terms of the Promissory Note. Lender does not have the right to unilaterally change the terms or demand more. If there is no written promissory note - Lender likely does not have the right... View More

1 Answer | Asked in Consumer Law and Landlord - Tenant for Colorado on
Q: I am in a lease agreement and the owner has to sell the property. Is my current lease binding if the property sells
Donald C Eby
Donald C Eby
answered on Feb 15, 2019

A change of ownership does not change your rights under the lease.

2 Answers | Asked in Consumer Law, Criminal Law, Personal Injury and Tax Law for Colorado on
Q: How would I go about having a lawyer ready to use in case i every needed one.
D. Mathew Blackburn
D. Mathew Blackburn
answered on Nov 24, 2018

It's always better if you can build a professional relationship before the disaster strikes.

My suggestions would be to call them up and talk to them. Sign an agreement. Put down a retainer of an agreed upon amount. If anything happens you have a lawyer retained and they know...
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1 Answer | Asked in Consumer Law and Contracts for Colorado on
Q: What are the laws in Colorado in regards to "As-is" and "As-is disclosure" ?
Ashley Dean Powell
Ashley Dean Powell
answered on Oct 31, 2018

I suspect that the answer may vary depending on the type of product, type of seller, type of buyer, etc. For example, the standard contract to sell a house in Colorado often has "as is" language in it, but the seller still has certain duties to disclose known defects in the house,... View More

1 Answer | Asked in Consumer Law for Colorado on
Q: If United airline loss my luggage at international flight and after 10 days they ask me for compensationwhat should I do
Julie Swanberg
Julie Swanberg
answered on Sep 24, 2018

This question should not have been posted in the workers compensation category.

1 Answer | Asked in Consumer Law and Animal / Dog Law for Colorado on
Q: purchased rehoming dog for service dog training dog is lame now and was not disclosed of steel rod in leg can't use her

We purchased dog for training as a service dog, appeared fine on initial testing, now she is lame and was checked out to see what the problem was and discovered steel rod in leg that did not heal properly and will required additional surgery with not a good out come. This injury was not disclosed... View More

Juliet Piccone
Juliet Piccone
answered on Aug 8, 2018

I'd suggest you repost your question with what it is you want to know and more facts. Was this an expensive dog from a breeder or a rescue? Or just a purchase from a private party/ non animal dealer? You probably need an actual consultation with an experienced animal attorney to figure out if... View More

1 Answer | Asked in Consumer Law, Contracts, Business Law and Patents (Intellectual Property) for Colorado on
Q: CRM software company trying to charge extra $500-$1000 for me to export my customers' info when I cancelled the software

The terminology in their Terms of Use include: "You have the right to Your content within Your Agemni Site. You may, at Agemni’s discretion, be subject to a fee to export that content including but not limit to any outstanding payments or fees that are due."

However, they do not... View More

Kevin E. Flynn
PREMIUM
Kevin E. Flynn
answered on Jun 13, 2018

I do not see a patent issue here. I hope you find an attorney with the right background to help you. Ideally, this would have been something you worked out before you populated the site with data that you need.

You may want to Google around to see if others have dealt with this issue or...
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1 Answer | Asked in Consumer Law, Contracts, Animal / Dog Law and Small Claims for Colorado on
Q: Who is liable if a dog does damage to their owner's property?

I was checking in on someone's dogs twice a day for ten days while they were away. They did damage to the owner's property. I agreed to feed and water them. Let them out in the morning and inside in the evening. They are not denying that I did that, but they want me to pay for damages... View More

Kristina M. Bergsten
PREMIUM
Kristina M. Bergsten
answered on Apr 6, 2018

This is an interesting question with no clear answer. The only way the owner could collect money from you is if the owner sues you in court and wins. Since the dogs were not yours and you performed your agreed upon duties, I think you have a viable defense that the damage is not your... View More

1 Answer | Asked in Immigration Law and Consumer Law for Colorado on
Q: I am on h4 visa and I have a lot of hotwheels cars. Can I sell them online ?

I am on h4 visa and I have a lot of hotwheels cars. Can I sell them online ?

I have a lot of hotwheels cars which I bought from a collector. We have used 40% of them but still 300 cars are in boxes as they are repeated cars.

I bought those 500-600 cars for my son's birthday.... View More

Stanley Dale Radtke
Stanley Dale Radtke
answered on Apr 4, 2018

Yes you can sell your personal property on line without offending your immigration status. However, you may have a duty to report this income to the IRS. Please consult with a tax specialist on what is required to remain in compliance with tax law.

1 Answer | Asked in Consumer Law and Products Liability for Colorado on
Q: Apple iTunes refunded $7,000 dollars back out of $75,000 spent, they will not go back more then 60 days. can I get more?

My mother used my fathers iPad and started playing freemium casino slots or free to play slots through face book. She got addicted to those “manipulated” games and with in a course of 2.5 years she spent over $75,000 dollars. The problem was she was taking it from my dads life savings without... View More

Peter N. Munsing
Peter N. Munsing
answered on Mar 26, 2018

Why not contact a member of the Colorado Assn for Justice as there may be a violation of the gaming laws if they take money from people in colorado while having a game that can be manipulated.

1 Answer | Asked in Divorce and Consumer Law for Colorado on
Q: I have a car loan that is fully under my name but the vehicle is in my ex-girlfriends, how can we get it on her name?

She has bad credit with no possible co-signer for a refinance, I just want this car loan off me as fast as possible as it is causing issues in my new relationship.

John Hyland Barrett III
John Hyland Barrett III
answered on Jan 5, 2018

You may be stuck unless she can refinance the loan. The lender will not release you until the loan is paid off. Maybe the car should be sold to pay off the loan.

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