My wife and I were test driving a vehicle that we had a licensed broker pick up for us to show us the car. While we were test driving the vehicle, the dealership began paperwork on the sale of the vehicle and demanded it to be returned to the dealership by the broker agent. Is this legal or just... Read more »
Unless you or your broker had a contractual arrangement to hold on the sale of the vehicle, the dealership can sell a car that is not on the lot and/or is being test driven. If the dealership "sold" the car without really selling the car to simply prevent the broker from forcing a discount on the...Read more »
The Colorado homestead exemption is $75,000, or if you are over 60 years old or disabled, $105,000. You must have a been a Colorado resident for at least 2 years in order to use Colorado exemptions. Any equity over those amounts must be turned over to the trustee to pay creditors. This will usually...Read more »
I've developed a method that deals with males addressing anxiety issues and other common inhibitions when it comes to approaching and talking with females in a fun, flirty or romantic nature. I've begun trial runs and things are going well. The girls I'm using for the males to work with (the girls... Read more »
The non-competes would be very difficult to enforce under Colorado law. The "test run males" are not working for you they are the customers.Non-competes can't be enforced against customers, you can't stop someone from using another firms services. You could ask them to sing non-disclosure...Read more »
If you are both on title, then you and your father are co-owners. The motorcycle can be included as property for both your and your father (i.e. it is a potential assets in a lawsuit). If judgment includes the bike (meaning that no other assets can meet the payment required by a successful lawsuit...Read more »
You will need to take them to court. This likely can be handled in small claims court. The forms can be found at the CO Courts webpage. A lawyer can assist (or wholly handle) this matter, but a lawyer is not required (esp. for small claims cases). Prior to filing it may be advisable to send a...Read more »
No, you cannot be charged for retrieving personal property from a repo-ed vehicle. The items cannot be removed or collected (up to a time limit of presumed abandonment). If it is a problem, send a certified letter requesting the materials back. If this fails, contact the state AG's office.
We are separated, have no intent to file for divorce any time soon. Loan is submitted by hsbnd to build house for wife. The loan underwriter is close friend of wife and used personal info to deny loan. All other criteria were met to qualify for the loan. The bank wants a letter from both of us... Read more »
Divorces can significantly impact the income, expenses, and ownership of marital property. Since you are still married, both parties' property is potentially still part of the marital estate and subject to division. Overlap the differences in state law (e.g. CA is a community property state) and I...Read more »
warranty company at the time, and now say they did not receive an invoice. We filed claims in June, not knowing we were not covered. At this point we were informed they had not paid the warranty. The title company sent the check, and told us it was resolved. The warranty company says our account... Read more »
You should contact a real estate attorney. Based on your facts there is a significant possibility that the title company is liable for the warranty amount, but an attorney will need to review all the documents to make sure. Since this involves litigation (and not just asking free advice) you should...Read more »
THE "OWNER" OF THE CAR CAN TAKE ACTION TO RECOVER IT. IF THAT IS YOUR MOTHER, SHE CAN DO IT. IF THE CAR IS TITLED IN YOUR DAD'S SOLE NAME, THE PERSONAL REPRESENTATIVE OF HIS ESTATE CAN DO IT. POSSIBLE ACTIONS: HAVE THE OWNER JUST GO GET IT; FILE A REPLEVIN ACTION IN COURT TO RECOVER IT; CONTACT THE...Read more »
My name is on the lease agreement, however I am not the co-signer. My credit is in good standing, but I have heard that a default on rent payments is very negative towards credit score. Is this true, or will my credit score be unaffected since the co-signer is obligated to pay the remaining rent... Read more »
Any non-payment (when reported) will negatively impact your credit score, just like any payment on time will beneficially impact your score. If the rent is paid (it does not matter who paid it) there should be nothing to report. If there is a non-payment, this can be reported. It is a wholly...Read more »
and the next month the new bill is even higher, we have confermation numbers but the rates is always go higher the next month. To talk to them takes all day and just when you get someone who is working to help you, the call drops. they say the will get this fixed and they never do.
The normal rule in Colorado is that 5 years is maximum allowable term in which property can be reclaimed. However, there are numerous exceptions. Since guns are registered, the 5 year limitation likely does not apply. While it is debatable whether you are under a legal obligation to return the gun...Read more »
I know Colorado does not require the lender to notify a cosigner of a delinquent account. But do they have to notify a cosigner of a date they intend to sell the car and give an opportunity to make payments current?
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