Now that she is older is there anyway I can be taken off of these loans because I have my own school loans that I'm paying back?
answered on Sep 8, 2017
Short of your daughter refinancing the loan (and not having you as a cosigner or guaranteer to the loan) or repaying the loan, there is no way to remove your name.
My wife and I were test driving a vehicle that we had a licensed broker pick up for us to show us the car. While we were test driving the vehicle, the dealership began paperwork on the sale of the vehicle and demanded it to be returned to the dealership by the broker agent. Is this legal or just... View More 
answered on Aug 30, 2017
Unless you or your broker had a contractual arrangement to hold on the sale of the vehicle, the dealership can sell a car that is not on the lot and/or is being test driven. If the dealership "sold" the car without really selling the car to simply prevent the broker from forcing a... View More
What is max amt on value of home - don't want my home touched.
answered on Aug 14, 2017
The Colorado homestead exemption is $75,000, or if you are over 60 years old or disabled, $105,000. You must have a been a Colorado resident for at least 2 years in order to use Colorado exemptions. Any equity over those amounts must be turned over to the trustee to pay creditors. This will usually... View More
I've developed a method that deals with males addressing anxiety issues and other common inhibitions when it comes to approaching and talking with females in a fun, flirty or romantic nature. I've begun trial runs and things are going well. The girls I'm using for the males to work... View More
answered on Aug 6, 2017
The non-competes would be very difficult to enforce under Colorado law. The "test run males" are not working for you they are the customers.Non-competes can't be enforced against customers, you can't stop someone from using another firms services. You could ask them to sing... View More
answered on Aug 3, 2017
If you are both on title, then you and your father are co-owners. The motorcycle can be included as property for both your and your father (i.e. it is a potential assets in a lawsuit). If judgment includes the bike (meaning that no other assets can meet the payment required by a successful lawsuit... View More
We have a bill of sale and receipts for payments on the vehicle, but the seller wont return any calls to do the last transaction and get the vehicle.
answered on Jul 14, 2017
You will need to take them to court. This likely can be handled in small claims court. The forms can be found at the CO Courts webpage. A lawyer can assist (or wholly handle) this matter, but a lawyer is not required (esp. for small claims cases). Prior to filing it may be advisable to send a... View More
I've read all over the Internet that they cannot do that but nothing states whether or not that is true in Colorado I would like to know before I go and try to resolve it.
answered on Jul 6, 2017
No, you cannot be charged for retrieving personal property from a repo-ed vehicle. The items cannot be removed or collected (up to a time limit of presumed abandonment). If it is a problem, send a certified letter requesting the materials back. If this fails, contact the state AG's office.
specifically ages 15-17
answered on Jul 3, 2017
It is not illegal, but sales to minors may be voidable (meaning the minor may be able back out of the deal post-transfer for most non-"essential" goods).
We are separated, have no intent to file for divorce any time soon. Loan is submitted by hsbnd to build house for wife. The loan underwriter is close friend of wife and used personal info to deny loan. All other criteria were met to qualify for the loan. The bank wants a letter from both of us... View More
answered on Jun 30, 2017
Divorces can significantly impact the income, expenses, and ownership of marital property. Since you are still married, both parties' property is potentially still part of the marital estate and subject to division. Overlap the differences in state law (e.g. CA is a community property state)... View More
warranty company at the time, and now say they did not receive an invoice. We filed claims in June, not knowing we were not covered. At this point we were informed they had not paid the warranty. The title company sent the check, and told us it was resolved. The warranty company says our account... View More
answered on Jun 26, 2017
You should contact a real estate attorney. Based on your facts there is a significant possibility that the title company is liable for the warranty amount, but an attorney will need to review all the documents to make sure. Since this involves litigation (and not just asking free advice) you should... View More
answered on May 30, 2017
THE "OWNER" OF THE CAR CAN TAKE ACTION TO RECOVER IT. IF THAT IS YOUR MOTHER, SHE CAN DO IT. IF THE CAR IS TITLED IN YOUR DAD'S SOLE NAME, THE PERSONAL REPRESENTATIVE OF HIS ESTATE CAN DO IT. POSSIBLE ACTIONS: HAVE THE OWNER JUST GO GET IT; FILE A REPLEVIN ACTION IN COURT TO RECOVER... View More
My name is on the lease agreement, however I am not the co-signer. My credit is in good standing, but I have heard that a default on rent payments is very negative towards credit score. Is this true, or will my credit score be unaffected since the co-signer is obligated to pay the remaining rent... View More
answered on May 18, 2017
Any non-payment (when reported) will negatively impact your credit score, just like any payment on time will beneficially impact your score. If the rent is paid (it does not matter who paid it) there should be nothing to report. If there is a non-payment, this can be reported. It is a wholly... View More
I was shown an apartment & told that would be fine, I had put $200. to hold it & was told 2 days later it had been rrented
answered on Apr 26, 2017
I'm confused. Are you asking about notice to terminate a lease or are you asking about the reservation fee? Resubmit your question.
and the next month the new bill is even higher, we have confermation numbers but the rates is always go higher the next month. To talk to them takes all day and just when you get someone who is working to help you, the call drops. they say the will get this fixed and they never do.
My ex left his gun with my brother. Me and my ex broke up 8 years ago. My ex is now asking about his gun, but my brother got rid of it. The gun was registered in my exes name.
answered on Apr 24, 2017
The normal rule in Colorado is that 5 years is maximum allowable term in which property can be reclaimed. However, there are numerous exceptions. Since guns are registered, the 5 year limitation likely does not apply. While it is debatable whether you are under a legal obligation to return the gun... View More
I know Colorado does not require the lender to notify a cosigner of a delinquent account. But do they have to notify a cosigner of a date they intend to sell the car and give an opportunity to make payments current?
answered on Apr 22, 2017
Generally no. There is a general publication requirement, but this can (and usually is) met by a listing in the local paper or other sources.
At the window I gave money to cashier. The cashier/manager took the money and did not place it in drawer. He then said that he was not going to give us the food and was not going to give us our money back. He then claimed that the money was fake and told us to leave. This cashier then proceeded to... View More
answered on Apr 21, 2017
You may well have a possible defamation or similar case, so I'd suggest you contact a member of the Colorado Assn for Justice--they give free consults.
The insurance person says i have to send them my bills,shouldnt they have to do this on their own,they are the liable one right? I was injured by the driver of a van company hired to bring me to the doctor. He rammed my leg into he backseat of the van while loading me in,causeing a silverdollar... View More
answered on Apr 15, 2017
Since it sounds like the insurance company is not your health insurance company, you will need to send the bills (or copies) to the driver's insurance company. This is because the driver's insurance company does not have access to your medical records. You are not required to send the... View More
answered on Apr 10, 2017
Contact the CO DMV to see what was the cause for the license suspension. First you must clear the cause of the suspension. There is usually a wait time and you have to take the written test (and occasionally the driving test) again.
answered on Apr 6, 2017
I assume this is for payment. If it is, yes you can. Similarly if wish to cease co-ownership (which may not exist if you are the sole party listed on title) via a forced sale, this is also likely an option.
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