Get free answers to your Consumer Law legal questions from lawyers in your area.
We had a vendor file a lien on our property after not completing a job. We received an invoice from an owner of this company, and it was incomplete in detail. We asked for another invoice more complete. We were told it was only a form error and that all work would be performed for the price that... View More 
answered on Mar 6, 2019
You may subpoena the manager to show up in court. You can present the text messages in evidence. You may introduce anything into evidence that has "any tendency to make the existence of any fact that is of consequence to the determination of the action more probable or less probable than it... View More
I have not been served a summons, although I have reason to believe that such may be forthcoming. I have offered settlement and have made previous payment and have sent a recent check to the merchant, which cumulatively amount to 75% of all claimed charges but have been stonewalled. The most... View More
answered on Sep 27, 2018
You can search to see if a mechanic's lien has been filed on your property by searching in the land records division of the Court house where the property is located. There is a fee for copies. If the creditor makes an attempt to foreclose on the mechanics lien you should be notified by a summons.
answered on Aug 18, 2018
You cannot be thrown in jail for failing to pay a lender. You can be jailed for contempt of a court order. Follow the orders of the court and you won’t go to jail.
You may not have to pay if your income is ssa, ssd, retirement or certain other “exempt” income.
Check with a lawyer or legal aid.
I surrendered the car due to inability to pay in early April it took them until June 9
to send me the letter. They refuse to talk with me via written communication they want to talk on the phone instead so I'm unable to have any proof of what was said.
Because of change in... View More
answered on Jun 28, 2018
The deficiency balance that is still owed can be collected by the creditor in State Court by receiving a judgment and then collecting on the judgment with a wage garnishment. In Oklahoma up to 24% of a debtor's wages can be garnished for this type of debt. deficiency balances on... View More
answered on May 21, 2018
This is predatory and not legal in Oklahoma. Search for and hire a consumer protection lawyer.
My mom was w me & she wasn’t scanning items & they thought she purposely took them & I tried to tell the security guy that it was a mistake & my mom has dementia but he wasn’t letting it go. It was dismissed by the court. I keep getting letters from Walmart to pay $100 & if... View More
My son which is now deceased was employed by the same auto repair shop that is trying to obtain the Title 42 on grounds of abandonment also requesting payment for unauthorized repairs done after my son was killed.
answered on Apr 12, 2018
You can file a suit either in small claims court, if the vehicle is worth less than or not more than 10,000. if its worth more you would have to sue in District Court. Im sorry for your loss and wish you the best in your search for justice.
When I pass away?
answered on Mar 22, 2018
No your family is not responsible, and life insurance payable to individuals is safe. However, if you have other properties subject to probate, creditors can file claims against your estate. See a lawyer to help plan your estate to avoid probate.
I signed for the loan not her, she says because she opened the account they will make her pay it, but this isn't an account were talking about its a loan....I can't afford it I need bankruptcy if I pay them a dime I won't be able to do the bankruptcy cuz I'm broke bad...she... View More
answered on Jan 22, 2018
your mom is only liable to the extent she puts any of her money in the account. The bank can definitely drain the joint account to pay down the loan.
Suit by Met Life to reclaim life insurance paid to me in error. I was not at fault in any way but cannot repay. It was in 2014. Can I get advice?
answered on Nov 30, 2017
Sorry I didn't see this sooner. YES, you should hire an attorney, if you haven't already. Representing yourself in Federal Court is much more difficult than in state courts, as I am sure you have learned by now.
Please visit my website, www.GaryJDean.com, and at the bottom of the... View More
Was in a 0% at fault wreck, where the other party broke the law and hit me. Vehicle is being repaired but I'd like to get diminished value of the vehicle to help hold me over while recovering from injuries and can't work.
answered on Nov 11, 2017
If you have injuries you have an injury claim and should consult a member of the OK Trial Lawyers Assn--they give free consults. with your injuries this isn't d.i.y. It's also how you'll make up any loss on what you get for the property damage.
what can I do legaly and can I sue the tribe for this becacause she said the lady said to sign my name on there and she also signed my name on tax papers
answered on Oct 30, 2017
Gather the titles and any other info you have and schedule an appt with an attorney to review your case. After looking at everything you have they will be able to tell you your options.
Can you use a payable-on-death to transfer vehicle in Oklahoma? How is this done and is there a specific document you use?
answered on Oct 3, 2017
Oklahoma has a transfer on death form for vehicles. It is available online. Contact an attorney if you need assistance.
The lenders aren't allowed to sign loans with military members or spouses of members with these types of loans. I have a copy of the agreement showing a 79% interest on the loan yearly. With the MLA it is supposed to be limited or capped. I have more than paid the loan back but with the... View More
answered on Sep 21, 2017
You should obtain a consultation with a consumer law attorney. Search the web for lawyers that handle consumer fraud in Oklahoma; thats what happened to you. You need to get a competent attorney and take action. The stress of your situation is going to go away unless you deal with this problem and... View More
I was enlisted at the time I signed for a predatory payday loan and have been paying them for almost two years constantly having to renew as it's almost impossible to pay them off. I heard about the MLA and each time I ask the company about it they never answer me and refuse to give anything... View More
answered on Sep 16, 2017
There is a federal Military Lending Act, but I am not aware of a state law passed in Oklahoma. The federal law does offer protections but you don't say in what way you think the MLA was violated. Please provide more information and I will evaluate. Thank you.
PS Don't let the... View More
insurance costs.It is not an insurance company so they have a pre-existing condition limitation.Pre-existing is defined as having symptons, signs or treatment within 1 year of joining.I joined in April 2016.I had a condition in Aug 2014 and last visit for it was Dec 2014.I had another incident in... View More
answered on Apr 20, 2017
Whether you have any legal recourse depends on the contents of your contract with the organization and with their own established past practices. You should take your paperwork to an attorney familiar with contract law and review it with him or her in detail.
Income cant cover payments
answered on Apr 20, 2017
I am sorry to hear you are stuck in a purchase contract you cannot afford. From a lawyer's perspective, a contract is an exchange of promises that is enforceable by law. In other words, the whole point of having a contract is to force someone to keep their promise. The consequences of... View More
The debt is a credit card debt. My written response included many objections, but at the hearing I simply argued that the Plaintiff's exhibits were hearsay and that without evidence of a *written* contract, the statute of limitations would be 3 yrs, which had already elapsed by the time the... View More
answered on Feb 6, 2017
If this is a trial, as opposed to summary judgment or motion to dismiss, an affidavit is inadmissible, so your question is difficult to understand. Get a lawyer, as you are plainly prejudicing your rights by representing yourself.
I moved out and left him the house. I obtained a lawyer and had the bankruptcy discharged since I had left the marriage with just my personal belongings. In 2009 he filed chapter 11 on the mortgage. Now on my credit report, it is showing that I am behind 90-120 days with a mortgage company for... View More
answered on Jun 9, 2016
If you surrendered the home in your prior bankruptcy, you may have a claim against the mortgage company violating the discharge. You should contact your previous bankruptcy attorney about this matter as you may have a claim against the mortgage company. If your prior Chapter 13 bankruptcy was... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
