Get free answers to your Banking legal questions from lawyers in your area.
A criminal title company and mortgage lender allowed an unfaithful agent to have pages changed in the SDPOA *after* it was signed by the principal, turning a permission for limited and time constrained refinance into an open ended home equity loan permission (which is also in violation with federal... View More 
answered on Sep 23, 2019
Like many elder and estate planning lawyers, I not only customize the document and paginate in as page x of y but require initials, birthdate and date signed on every page. We cannot protect people who simply download and sign the statutory form. Consult an elder lawyer about a suit for fraud and... View More
answered on Sep 18, 2019
Look at your support order and adjust accordingly. If they're already outside of age then you need to file correct paperwork to stop support.
Check to the seller. My co-signer was supposed to go in later and sign. My co-signer backed out and didn’t sign but a certified check was already given to the seller. The bank now is threatening legal charges. What are my rights.
answered on Jul 31, 2019
Neither you--nor your cold-footed co-signer--have very few legal "rights" here. Unless you return the vehicle to the dealer--and also inform the bank where the vehicle has been taken--the chances are good that you will be seeing some legal papers that you may need some lawyer to explain... View More
The bank is saying the family has to keep paying the mortgage until the house is sold. She had cancer and there is no life insurance or money left in her account. They are also saying we are responsible for selling the house
answered on Jul 20, 2019
Generally, yes, you can turn the house back over to the bank. The bank would typically have you sign a deed in lieu of foreclosure form. However, that is often not the best option. There are investors who specialize in buying properties "subject to" an existing mortgage and they will... View More
I am owed my retirement check from a former employer and keep getting the run around
answered on Jul 11, 2019
Unless the amount exceeds $5,000 you can sue the company yourself--without a lawyer--in small claims court.
We found an error on our escrow account analysis in January. When asked Flagstar about it, we got the run around, saying it was our fault. Back before October we got a letter stating it was time to renew home owners insurance. So we called, and we had to get the insurance company to fax Flagstar... View More
answered on Jun 25, 2019
Go with the answer you got: Stop everything until the bank gets it straightened out.
I was talking to a guy. He paid my credit card off. Then asked me to get him 350 dollars worth of gift cards to pay him back. I thought it was a scam and called then bank to have my account frozen and asked to have the payment sent back. But they guy is claiming that he can have me arrested
answered on Jun 19, 2019
I am not licensed to practice law in Texas but I do know banking law very well. People who have their bank stop payment on something without any cause are considered in the same category as people who write bad checks.
If "the guy" who paid off your credit card did so using a... View More
I called the bank to have the payment sent back but he is saying that he can have me arrested unless I pay him back.
answered on Jun 17, 2019
This makes no sense; you will have to add lots of facts before lawyers can understand you question.
This I.D. is linked to a banking incident that occurred the same day my Wolfram Alpha files vanished from my iCloud email.
brymer2012@icloud
answered on May 8, 2019
It depends on whether you are guilty or innocent. Whether you want to take a plea or go to trial. And whether you have a good attorney. It also depends on what kind of criminal history you have, if any. If you can't afford an attorney then you can request a court appointed. But, if I were... View More
My friend's PayPal debit card was stolen and her account hacked. She's is being blamed for charging this lady's card by social security. The lady that has her card used gets disability. My friend didn't do it but has no way to prove she didn't do it. They said they are... View More
answered on Apr 28, 2019
Fortunately, she doesn't have to PROVE it wasn't her. The prosecutor has the burden to prove it WAS her. Your friend needs reasonable doubt that it could have been someone else... that she too was a victim of identity theft. Unfortunately, she is starting from a difficult position if... View More
Along with that is several degrees awarded to me in addition to a diamond necklace an ear rings.. When I looked up what it all meant I was directed to an attorney
answered on Apr 15, 2019
Although your question does not contain enough factual information to allow an online lawyer here on Justia to answer, it appears to me that you may have been bilked out of whatever amount of money you paid for this "honor."
S--if you were "directed to an attorney" when... View More
I wrote an NSF chk for over $1500 a couple months ago and deposited in another of my bank accounts, thinking one bank would approve the overdraft. The chk cleared, I used the funds and then it bounced. I had the intention to pay but couldn’t receive the funds I was expecting. So I tried to make a... View More
answered on Apr 3, 2019
Intentionally writing a worthless check in the amount you did is a felony in most if not all states in America. Since you did not accept the bank's offer to allow partial payments toward resolving the issue, the bank pressing the charges does not have to do anything more.
Advice: Your... View More
Ex wife got house in divorce and several years ago she told me she was put on a "single parent" program that lowered the payments. Now bank is reporting to my credit late/not paid on mortgage. If they changed the terms of the loan without my involvement can it still be on my credit?
answered on Mar 27, 2019
Unless you and your ex actually changed the deed to reflect what happened in your divorce the house is still in both of your names, and nothing has changed as far as the bank is concerned. That also means when the lender reports late payments to the credit organizations they are probably reporting... View More
USAA IS ACTING LIKE "THE DOG ATE MY HOMEWORK" - THESE ACCOUNTS WERE GIVEN TO ME
VIA TOD BY MY MOTHER WHO SURVIVED MY FATHER BY ONE YEAR.
THERE IS GOING TO BE A PROBATE FIGHT OVER THESE LARGE ACCOUNTS UNLESS WE CAN
PROVE JTWROS (WHICH IS ON THE STATEMENTS SINCE... View More
answered on Feb 21, 2019
This is a fact intensive issue that will turn on the evidence you can gather to show that her intent was to name you as TOD beneficiary. Gather every document that has to do with their dealings with USAA, their financial advisor, banks, brokerages, etc., and anyone else in the chain of... View More
I am a full-time student in high school. I've recently submitted some music to a music licensing company, and I am in the process of working out a contract with them. I am under the age of 16, and I believe I am claimed as a dependent on my parent's tax returns. According to the sample... View More
answered on Feb 19, 2019
Yes, if you have $400 or more of self-employment income you'll need to file a 1040.
How much income you have will determine whether your parents can still claim you as a dependant.
There is a difference between royalties from music and Self-employed Independent contractor... View More
answered on Jan 28, 2019
A "Faraday cage" can shield against unwanted electromagnetic intrusion but that is a discussion for a science and physics forum.
At my bank I had two personal active bank accts one in just my name, and one in my name and my mothers name After my bus. partner and I opened our acct. he started helping himself to my two personal bank accts He made telephone transfers 20K worth. Drawing money out of my personal accts. and... View More
answered on Jan 15, 2019
I am so sorry to hear about this happening to you. While this is not the type of law we practice, I would encourage you to contact the State Bar Lawyer Referral Service and ask for a business litigation attorney. Good luck.
My wife and I recently sold our FW house. Because of my credit, my name was not on house purchase. Tax’s, anything. When we sold realtor had me sign and initial all selling paperwork, knowing I wasn’t even list on home.
answered on Jan 12, 2019
I’ll assume the home was purchased after marriage. In that case it is community property regardless of whether your name is on the loan. If you are now pursuing a divorce you can ask that these funds not be used until everything is sorted out. Let us know if you need our help. 888/343-4529 or... View More
I called my back and they will o my mail me the letter. I’m worried because I have never experienced this. Can I call the attorneys office to find out what is going on?
answered on Jul 30, 2018
If a DA is requesting your bank records, you MAY be facing HUGE issues. Call a local attorney ASAP
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