The issue involves an HVAC company (AllTech) that performs HVAC and plumbing services on my condominium (Unit 304) and my neighbor’s (Unit 404) who lives directly above me. The issue is that AllTech failed to properly re-insert the condensation pipe into the drain when performing service on Unit... View More
Assuming the condominium unit is in Virginia, I don't understand why you would not report a claim to your hazard insurance company for damage to your unit. The insurance proceeds will be used to repair the damage to your unit. Your insurance company will be subrogated to your right's to...View More
Insurance agent (local) and/or Company intentionally acting in bad faith claims in a previous insurance claims. Literally agent never sent out an adjuster of any kind to file official "total loss" on vehicle. Which has now led to a mountain of excessive amounts of taxes, DMV suspensions,... View More
It is unlikely that it is incumbent on a party's insurance agent to send out an adjuster. Typically, a party's insurance agent procures insurance on their behalf from an insurance company and forwards them a copy of the insurance policy. On occasion, a party's insurance agent may...View More
A Virginia attorney could advise best, but your question remains open for four weeks. Your question could be difficult to address within the brief scope of this Q & A forum. An attorney would likely want to see the agreement, information about the repairs, denial forms, correspondence, and...View More
Mercer voluntary benifits somehow added someone else to my account without my approval and withdrew $980 for the other persons insurance premiums from my paycheck also without my approval and verifying my identity.
A Virginia attorney could advise best, but your question remains open for a week. A starting point could be to contact them to ask how this happened and how it will be corrected. If your reasonable attempts don't work toward a resolution, you could reach out to attorneys to help you outline...View More
I went to court for a car accident. I was injured and not at fault but our cars didn't see much damage. I won but the settlement wasn't high enough to cover my treatment and etc so I filed an appeal but my attorney at that time refused to move forward with Me through the appeal So I did... View More
A Virginia attorney could advise best, but your question remains open for three weeks. You ask if it is possible for defendant's insurance company to pay only select medical bills. In GENERAL NATIONWIDE, if your payment is coming from the bodily injury/liability department, they may not...View More
I am probably unlucky case wise. I'll start by saying I have scoliosis, My back is sensitive to impacts. I was Struck on 2 diff occasions by 2 diff women. 7/1 I was rear ended at a red light. The lady admitted fault but I wasn't awarded much because my car didn't show much damage.... View More
A Virginia attorney could advise best (or Massachusetts attorney, since Boston MA is also listed in your post?) That aside, your post remains open for three weeks. An attorney could have a difficult time advising here - they would likely want to see the files for both accidents.
I was injured in a car accident a couple years ago, and I was awarded a very small amount last year which wouldn't cover the full medical cost.I no longer have an attorney but I was told by an attorney, although he wouldn't represent me, that I could ask the health insurance if they had a... View More
A Virginia attorney should advise you here, but your question remains open for two weeks. Your description contains many facts to sort out, and requires the guidance of a local attorney, not just a response based on general legal principles.
From what I can sort out, you were awarded a...View More
I was injured in a car accident a couple years ago, and I was awarded a very small amount which wouldn't cover the full medical cost.I no longer have an attorney but I was told by an attorney, although he wouldn't represent me, that I could ask the health insurance if they had a minimal I... View More
Your case is on appeal and you have collateral issues/questions-----you do not mention whether or not you have an attorney. If you do not have one, then I think you need to hire an attorney, or at least pay an attorney for a 1hour consultation and ask him the questions you have. If you do have an...View More
I was struck by two people in a car accident at no fault of mine. But there were no credible Witnesses besides us. I was injured, and have medical debt and lost wages. not to mention scoliosis so my pain is pretty deep. No lawyers around here are brave enough I guess to take on a case with no... View More
You can, but I would strongly advice you against it. The opposing party will take advantage of it and will either settle for a lot less than the case is actually worth or deny liability completely. Only experienced PI attorney can properly evaluate your case and make sure you're getting...View More
I have a lot of friends, and they are concerned with today's environment, and most are unable afford life insurance policies. If I were to buy life insurance for them and split profits with their selected beneficiaries, would it be difficult for me to... View More
A Virginia attorney could advise best, but your question remains open for three weeks. To offer a meaningful response, one would need to see the policy and its scope of coverage. You could look into the cost of a brief consult with an attorney to outline your most cost-effective options. If there...View More
Bad faith could be defined by state guidelines or best practices. So you'd really need to consult with a Virginia attorney as to characterizing the conduct. However, your question remains open for two weeks. As a general premise, bad faith usually involves conduct which is deliberate and done...View More
The insurance company said that since they were unable to get a statement from their insured that the claim was denied. However I have a police report with the report number that I already submitted to the company
Depending on the practices of the claim examiner and/or insurance carrier, they may be waiting for all information to come in before reviewing and considering the claim for payment. Hopefully, their insured will cooperate in a timely manner and this will enable processing your claim.
The accident involved a tractor trailer and car. The car veered a considerable distance over into the tractor's lane. The insurance company is stalling and the tractor is the drivers livelihood. The claims agent said he would not send out an adjuster and after "his" investigation... View More
Not sure whose adjuster/claims agent it is. However understand if police were called the police report will be used. Also if you have collision, use that, let your company go after theirs. Most states require that property damage be settled promptly and fairly You can always file a complaint with...View More
The lady was flying and I don’t feel I was fully responsible. It was a brand new car and I pd cash 4 days prior and my insurance said I didn’t upgrade it from insurance I currently had, which didn’t include collision. I’m responsible for damages on my car. If she were going the speed limit,... View More
I filed a Warrant in Debt in VA General District Court against an insurance company for not paying a claim I made against my renter's insurance policy. The basis of my claim was that the damage should have been covered under the vandalism or malicious mischief peril. Malicious mischief is not... View More
house is in my name and my brothers' names. We've been paying the homeowners insurance policy premium. How long is the insurance policy good for? Does it need to be in our names in case something happens?
Depending on the value of the home, whether there was a mortgage on the home, and how the home was transferred there is a strong probability that additional steps must be taken to manage the home and not have any adverse consequences down the line. You should schedule a meeting with a Probate...View More
I totaled my car in April 2017. The car was in my dad's name and I was listed as the co-signer. I had insurance though Geico and GAP coverage I purchased from the dealership. I had a concussion so my mom was taking care of most of the paperwork from the accident. She had a hard time getting... View More
Talk to the lender. If yoiu still owed for sure they would let you know. But if you still owe, then call Gap, ask for a supervisor, explain what happened and as you are the insured,policy holder they must speak with you. If you get no satisfaction contact the Colorado AG's office of Consumer...View More
State Farm's rental insurance claim has denied to cover us since we negligently turned off our house heater while going on vacation causing appliance connectors to burst. Explained the situation to local agent who said I would be covered and to go to a hotel and save our receipts for food. At... View More
Yes. You can take them to General District Court through a small claim. You may want legal counsel to act as an attorney advisor in teaching you how to prepare and try the matter, but the legal advice could cost a fairly large portion of the amount of your present claim.
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