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We paid $1,028 for the whole bankruptcy in Ohio but we never ended up doing anything for it and moved to Michigan. $200 went to have the attorney start working on things the $800 covered paperwork/filing ect… I was wondering if I can get the $800 back?
answered on Nov 9, 2022
Did you sign a retainer or engagement letter? If so, you should review that to determine your rights. If the fee is non-refundable you would not have a right to get it back but the attorney may work with you on a partial refund.
answered on Nov 8, 2022
Absolutely. Judgments are one of the main reasons that individuals chose to file bankruptcy. You may want to move quickly as once the creditor receives the judgment, they can engage in post-judgment activities like garnishment or seizure of assets.
I am about to be garnished for my full check for 2 and a half months.
I am wondering if I can apply for a loan to survive. If I get the loan I am okay. If I don't get the loan, will having applied for it prevent me from filing for bankruptcy?
answered on Aug 6, 2021
Applying for the loan will have no impact on your bankruptcy filing. This happens quite often as people try to avoid bankruptcy by getting a consolidation loan.
answered on Apr 7, 2021
I'm not in Milton but I represent many people in the panhandle. Feel free to contact my office if you would like a free consultation.
answered on Apr 6, 2021
Yes. You should start at pacer.gov. If they don't have the records there then go to the Bankruptcy Courthouse where the case was filed.
answered on Apr 1, 2021
The answer should be yes, but unfortunately, there is a chance that an attorney that passed the bar isn't well versed in client confidentiality.
I filed Chapter 7 in TN, and my case was discharged appropriately. My student loans weren't discharged, which I knew going into the bankruptcy. Two of the other debts listed were unsecured debts that I owed to two different colleges; these are not student loans, but amounts owed directly to... View More
answered on Mar 17, 2021
Generally speaking, yes. Because they aren't protected student loans pursuant to 523(a)(8). You should go back to Court and file a violation of discharge action.
answered on Mar 16, 2021
No. If you're paying 100% plus the trustee fee your payment should not go up. In very rare cases, they charge interest, but it is extremely unlikely. Good luck!
We recently were advised not to get a car through bankruptcy by our attorney and just to pay cash, but we can’t find anything worth the money. Are we aloud to have someone finance a car for us and we make the payments? We’re in the Middle District in Alabama.
answered on Feb 6, 2021
There are companies that specialize in lending to people in bankruptcy. A company that I tell my clients to check out is 722redemption.com. If you get a car, you must get the financing agreement approved by the Chapter 13 trustee and maybe the Court depending on your local rules/customs. Good luck!
THE SETTLEMENT IS FROM ROUND UP DUE TO GETTING LYMPHOMA....
answered on Feb 3, 2021
The short answer is if the cause of action (injury) arose prior to your filing, yes, it should have been listed and you should report it. If the cause of action arose after your filing, no, you would not have to report it. You should let your attorney know either way.
My W2 shows a $5000 difference from what was deducted vs what the trustee received. My bankruptcy lawyer has been no help & now my bankruptcy case is being dismissed. Is there anything I can do about this since my money was mishandled by my employer? What/if any law would the employer be... View More
answered on Jan 21, 2021
Tons of laws! Basically, this would be the equivalent of civil theft. I would first alert the trustee and they may take care of it. If not, I would file a motion to compel in the bankruptcy court to have the money turned over.
I financed a ring 5 years ago, pawned it 3 years ago and lost it to the pawn shop. Now I am filing bankruptcy and do not know how to approach the debt in my forms?
answered on Nov 2, 2020
List the debt on schedule F and put in the description that the jewelry was lost. A debt cannot be secured by assets of the debtor if the debtor no longer has the collateral. It shouldn't be an issue as long as you tell the truth.
answered on Apr 13, 2020
Yes. The Chapter 13 Trustees are not looking to intercept this money. Good luck!
We now live in Iowa how do I convert to a chapter 7 Some of the remaining $8000 owed in my plan is to my attorney which is a bit awkward what are my options. Would I have to fly to California to attend the meeting of creditors or can it be done remotely given the expense to travel
answered on Nov 16, 2019
I would speak to your bankruptcy attorney about applying for what's card a hardship discharge in the Chapter 13 to avoid having to convert to Chapter 7.
They've been harassing my entire family for info; even contacting my ex sister-n-law.
answered on Jul 9, 2019
Yes. Give them your case number and discharge order. Also, if you have the schedules that show they were listed as a creditor you can send that as well. If they continue, speak to your bankruptcy attorney and they can go after them for a discharge violation.
My last name is spelled one way and they have it spelled another.
answered on Mar 30, 2018
Unfortunately not. Your credit is tied to your social security number, not your name. The only way for the "bad" marks to go away is to settle them, file bankruptcy, or wait the 7 years for them to fall off your credit.
The only way my co-signer will agree on me converting if he can keep the car and he make payments. Is this possible?
answered on Mar 5, 2018
Most likely, yes. This will be up to the lien holder, but as long as they remain current on the payments they should be able to keep the car.
answered on Mar 5, 2018
No. The case would have to be converted in South Carolina. You also could dismiss the 13 and file a 7 in VA. You should meet with a VA bankruptcy attorney to discuss your options.
answered on Mar 3, 2018
No. That's not true at all. Some landlords may require an extra security deposit or an extra month rent up front, but you will be able to lease an apartment.
Is bankruptcy even an option in this situation? Defficiency is a little over $19,000
answered on Jun 19, 2017
Yes, bankruptcy is still an option and this debt is dischargeable. You should speak with a local bankruptcy attorney ASAP.
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