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Questions Answered by David Luther Woodward
1 Answer | Asked in Banking, Bankruptcy and Federal Crimes for Indiana on
Q: Filing for bankruptcy Found out the law firm we went to was bad so we went to cancel. Now being charged way to much.

We went to file for bankruptcy and we were supposed to only pay 100 a month til completion before they filed we've only paid for one month. We found out the company wasn't very good so we tried to cancel. Now they are trying to charge us over 600 dollars something we never ever agreed to.... View More

David Luther Woodward
David Luther Woodward
answered on Feb 10, 2022

Their argument will be that they have provided you that value in services. You should go to a new lawyer. Exercise your due diligence before you go--seek referrals from your local or statewide lawyer referral service.

BTW, that amount appears to be subject to discharge when you file....
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1 Answer | Asked in International Law for California on
Q: I WOULD LIKE TO HAVE THEORY TITTLE OF KING USA MY FIDUCIARY HAS THEORY FUNDS TO PAY FOR IT, BUT SHE IS REALLY BUSY.

Can I Obtain The Tittle of King USA

David Luther Woodward
David Luther Woodward
answered on Feb 5, 2022

I am not sure what a Tittle is, but the title of King of USA is prohibited by custom and was refused by George Washington.

With all due respect, get a life!

1 Answer | Asked in International Law for Texas on
Q: We had a family member die in a mexican hotel. The police say suicide. As americans, how do we obtain the police repor

There was an autopsy and investigation with pictures. We would like to have everything.

David Luther Woodward
David Luther Woodward
answered on Feb 3, 2022

This is not a matter of international law. It is a matter of the municipal (think local) law of the United States of Mexico.

You need a lawyer in the city where the event occurred. You have no advantage--nor disadvantage--being from another country trying to obtain a record....
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3 Answers | Asked in Bankruptcy and Education Law for California on
Q: Can I go and run on my near by school field after school is over? 7 pm to 10 pm is that allowed?
David Luther Woodward
David Luther Woodward
answered on Jan 25, 2022

Unfortunately, although this is a legal question, I don't have an answer.

But you can find an answer by contact the owner of the school--be it public or private--and request permission. That will be dispositive of the matter

Good Luck

d

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3 Answers | Asked in Bankruptcy and Estate Planning for Utah on
Q: Is prior "Small Business Administration" debt inherited after marriage?

My partner has a SBA loan from 2019. Will it become my debt after we get married?

David Luther Woodward
David Luther Woodward
answered on Jan 24, 2022

Not unless you endorse it.

Your prior-to-marriage obligations are not changed by the marriage, but subsequent acquisitions may be. Utah is not a community property state, so joint property will have to be acquired as joint property--the title or deed should show both names. Under...
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2 Answers | Asked in Bankruptcy for Ohio on
Q: I am 3 years into a Chapter 13 paying 70% of debt. My income has risen 25% + over the last 1 1/2. I need some advise.

I am faced with having my monthly payment increase significantly and I am in a better position to pay my creditors 100%. I am thinking of asking for a voluntary dismissal but have some questions, pros and cons. First after dismissal I assume my creditors will come after me but can I negotiate to... View More

David Luther Woodward
David Luther Woodward
answered on Jan 19, 2022

This is a question you should be asking your lawyer. No Lawyer? Get one.

I don't know your case so anything I make say could easily be wrong. Someone familiar with your file should take a look

d

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2 Answers | Asked in Bankruptcy for Wisconsin on
Q: Employer not changing Ch.13 wage garnishment, states they have not received the court order after almost two months.

I had my wage garnishment lowered by the bankruptcy court and almost 2 months later, my employer still has not lowered the amount. After contacting my employer, they stated they did not receive a copy of the court order and they asked me to fax them a copy of the court order so that they could... View More

David Luther Woodward
David Luther Woodward
answered on Jan 19, 2022

It is obvious from the tenor of your question that you are doing a DIY bankruptcy. That's your first mistake. You are making assumptions that things happen automatically when for the most part they don't.

Go get a lawyer to help you sort this out.

Good Luck

d

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4 Answers | Asked in Bankruptcy and Family Law for Texas on
Q: My wife's mother is 82, she's has 60K debt in credit cards, owns nothing whatsoever. is my wife responsible upon dying?

She own's no real estate, no financial holdings, no car - nothing! nothing in her bank account and nothing in her will. Rents a small apartment. She's on Medicare and Medicaid.

Can the card holders go after my wife to pay here debt?

David Luther Woodward
David Luther Woodward
answered on Jan 18, 2022

We do not inherit our parent's debts.

If the parent has assets and the estate is administered, creditors can make claims against the estate. There is a statutory pecking order for payment--and the government comes first!

Good Luck

d

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2 Answers | Asked in Bankruptcy for Arizona on
Q: I was not notified of a 25% garnishment of my paycheck. This causes an extreme hardship. What can I do?

I am aware of the judgement that was filed. I am planning to file Ch7 bankruptcy, however, I would like to stop the garnishment as quickly as possible. I will not be able to afford my rent next month. Is there anything I can do?

David Luther Woodward
David Luther Woodward
answered on Jan 18, 2022

The most effective and efficient way to stop all that stuff is to file for Chapter 7 or 13 bankruptcy--but don't do it on your own. You need a bankruptcy lawyer to guide you through the pitfalls of the process.

Good Luck

d

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1 Answer | Asked in Collections and International Law on
Q: If I live in Australia and a US citizen owes me money, how would I proceed with getting legal help in getting it back?
David Luther Woodward
David Luther Woodward
answered on Jan 14, 2022

How do you propose to proceed.

Where was the debt creadted: Australia or the US.

Has your debtor been Australia when this debt was created.

You need a lawyer, either in Australia or here (or both).

What was your alternative, hire a hitman?

d

good luck

2 Answers | Asked in Bankruptcy for Florida on
Q: If my ex files bankruptcy and we co own a home in Florida that I live in with my children, will my home be foreclosed on

We were never married. I went through a modification but have since completed and returned to making regular payments

David Luther Woodward
David Luther Woodward
answered on Jan 14, 2022

Does your partner have a lawyer. If he doesn't then you hire one for yourself.

Your half interest is your homestead and if the facts are right the ex's half is his, and as such is exempt.

You need a lawyer to intervene and protect your interest ASAP.

Good Luck

d

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1 Answer | Asked in Constitutional Law, Gov & Administrative Law and International Law on
Q: Are there any restrictions with a Canadian green card holder working/participating/with P A C political action committee

Example Treasurer or Treasurer assistant, PAC Administrator, or Governing Body, example Chief Executive Officer

David Luther Woodward
David Luther Woodward
answered on Jan 12, 2022

This is an immigration question, not international law; however, if he/she holds a green card they can do anything but vote! (My wife--a Canadienne--had a green card and she campaigned for me when I ran for county judge.

2 Answers | Asked in Bankruptcy and Consumer Law for Illinois on
Q: Law suit loan company took loan money after I filed bankruptcy.

I took a loan against my workers comp case in 2018. I filed chapter 7 bankruptcy in December 2020, bankruptcy was discharged April 2021 with the loan company on the bankruptcy and they did not contest the discharge. WC attorney office paid the loan company in December 2021 when my case settled not... View More

David Luther Woodward
David Luther Woodward
answered on Jan 7, 2022

You need a bankruptcy lawyer to get a turnover order.

Good Luck

d

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2 Answers | Asked in Bankruptcy for Florida on
Q: I am wanting advice on waiting out the statute of limitations instead of filing bankruptcy.

I have approx $116k of cc debt. Amex has sued me twice (IN and CA) but dismissed their suits. Otherwise I’m just getting calls and emails, and the debt has been sold.

I have no assets except a $3k used car. I lease my residence and have less than $1k in my checking account and a small... View More

David Luther Woodward
David Luther Woodward
answered on Jan 5, 2022

You appear to be a good candidate for a personal Chapter 7 liquidation. I don't know where you are in Florida, but there will bankruptcy lawyers there. I would suggest that you get recommendations from friends and acquaintances, or interview the prospects.

You may get a lower fee at...
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2 Answers | Asked in Bankruptcy and Real Estate Law for Texas on
Q: My ex husband never took me off the house as was court ordered. It’s about to foreclose. Can I file bankruptcy ?

If I file bankruptcy will this free me completely from the debt of the house? it’s going to foreclose and he is trying to get me to agree to put all the debt on the back of the loan. My ex is in another state (oregon) I haven’t lived in the home in over 5 years. I know he is in contempt for... View More

David Luther Woodward
David Luther Woodward
answered on Jan 4, 2022

I think you are correct in being pro-active.

You need to consult a lawyer in Texas who does bankruptcy. You don't say where the house is, what your interest is, nor any detail necessary for complete advice.

Don't wait for someone else to do what you can cure in one...
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2 Answers | Asked in International Law on
Q: Answer the following questions and give reasons for your answers: The seller, company A is a tyre manufacturer based in

Canada. The buyer, Company B, is a tyre distributor from Denmark. In July 2006 they signed an agreement for the

delivery of 3000 winter tyres for heavy trucks. The contract has concluded by email.

Having received the buyer’s acceptance, the seller made a reference in its final... View More

David Luther Woodward
David Luther Woodward
answered on Dec 24, 2021

Your question is more complex than you perceive. This is not the right venue to get a correct response.

You are asking for an opinion on either the Canadian law (and that may be influence by province) and Danish law, with the overlay any treaties that may apply as well as a complete...
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1 Answer | Asked in International Law on
Q: Hello, I have an aquantince back in Palestine. They overstayed their visas and now could face deportation. What happens

They are U.S. citizens, born there. How would the process go, would they be able to choose what state they get deported to or to the state they were born in? Who would pay for the flight? What happens afterwards that?

David Luther Woodward
David Luther Woodward
answered on Dec 21, 2021

What happens is subject to Israeli law and the agencies of their government that enforce it. Your guess is just about as good as mine, but I would suspect that they will be repatriate on a local airline and dropped off at the nearest arrival point for that airline in the U. S.

3 Answers | Asked in Immigration Law and International Law for Texas on
Q: I am an International student from Myanmar and I am on a F-1 (Student) visa. Is there a chancfor me to apply for asylum?

Myanmar is going through a military coup right now and people do not have jobs. My parents can’t send me money for school or to go back home anymore. I do not have much options.

David Luther Woodward
David Luther Woodward
answered on Dec 20, 2021

It's hard to answer on these few facts, but my suggestion is to seek a conference with a good immigration lawyer (your situation appears to be mixed between "immigration" and "international")

I know that Burma is a problem, but what the U. S. State Department will...
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3 Answers | Asked in Contracts, Family Law, Banking and International Law for Florida on
Q: Bank account in Canada not honoring my contract.

It is joint with rights of survivorship, we specifically wanted to have access to it regardless if one of us died. Now the bank has frozen the accounts after I innocently mentioned to them of her passing since i thought i was in my right. They are saying that there is no rights of survivorship in... View More

David Luther Woodward
David Luther Woodward
answered on Dec 18, 2021

Read the contract carefully.

The municipal law of Quebec is based on the Code Napoleon (like Louisiana) and cannot easily be compared to the common law of Florida.

I would suggest you hire a lawyer in Montreal (sometimes a notaire can handle this type of problem) and see if it...
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2 Answers | Asked in Bankruptcy for Colorado on
Q: Can a torte claim for approx $7,000 for an auto-accident be discharged in a Ch 7. No DUI involved
David Luther Woodward
David Luther Woodward
answered on Jul 13, 2021

The short answer is YES.

Tort (not torte, a French pie) judgments are no different from others unless they include specific punitive or exemplary damages, which may not be discharged.

Take you specific problem to a good BK lawyer so he/she can know all the facts and base an opinion on that.

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