140000. USDA rhs was my lender. What can I do. Can I sell before 2/13? And pay the 20000?
You need to visit with a foreclosure defense/bankruptcy lawyer TODAY. From you question I cannot understand if your home mortgage is in foreclosure, or you are being sued on a student loan. In either case, run, do not walk to a good bankruptcy lawyer in your community.
Others options do I have?
I assume you mean that the credit card company sued you.
I would suggest that you contact a good bankruptcy lawyer in Dade County. You can check the Dade County Bar Association's lawyer referral service to get names, but I would not delay.
Hi, I have a trucking company. My driver crashed my only one truck, It's total loss. The rental trailer company took back the trailer because I couldn't pay ( no more truck to work with). 3 months rent are missing on the contract, I couldn't finish the contract. It's about 10 000$ due, and 3500$... Read more »
There are several details that you omitted that prevent a full and complete answer, so let me begin by suggesting that you find a good bankruptcy lawyer. You can find one by checking the with lawyer referral service of The Florida Bar (flabar.org) or with you local bar association
If you... Read more »
All payments will be due within the next 2 weeks. Can I write them all letters explaining the cash advances and electronics were sold to build up more cash to repair my 60 year old single wide trailer and my 18 year old car? My debt is approx 17,000.00. This work was/is being repaired by... Read more »
You are a contemporary of mine and I can certainly empathize with your situation, and it is not going to heal any wounds for me to tell you that you did just about everything the wrong way.
You need to visit with a bankruptcy lawyer. Most do now require a fee for the initial... Read more »
Medical bills. If I file bankruptcy, and do not reaffirm with a mortgage, how long can you stay in the home for? So if I file bankruptcy next week, how long can a person in Florida stay in the home?
Depending on your personal situation and the chapter of the bankruptcy code you choose you can even save your home. You need to talk to a bankruptcy lawyer ASAP. Most allow the first interview free.
Good Luck
d
what do we have to do to protect ourselves?
You can do one of at least two things:
1. You can foreclose, probably not the bet move
2. You can invite the debtor to enter into a reaffirmation agreement which will allow the obligation to continue on uninterrupted, which is preferred
You need to review the bankrtupcy... Read more »
A judgment was filed against me in 2014. I was unemployed and could not pay the credit card. I am now living only on Social Security. The original card owner was my husband but I used the card. The court documents show his social security number as mine. When I tried to call the collection agency... Read more »
This is impossible to answer without reading the entire file. If jurisdiction was not properly invoked, or if you weren't a named defendant, or "if" a host of other issues exist you may not be liable. Social Security numbers have little if anything to do with debt, and almost less to do with... Read more »
It is my practice to provide my client with a digital copy of everything we produce and everything we receive. If he cannot receive digital cxopies, then they are mailed in hard copy.
I cannot understand why there is an issue with providing you copies, but if it persists, go to the clerk's... Read more »
Repeat foreclosure on my mother and I primary residence since divorce leading to quit claim deed and refinance in 2007. Then after my mother passed in 2016 Wells Fargo tried to foreclose on me when I made an attempt to negotiate about loan transfer, as I am beneficiary.
What is your question. The facts sound pretty grim
All our finances/debt are separate and the home loan is solely in her name (I'm only on the deed of trust). I have a large amount of debt that I can't pay on my own and can't barely manage with both our incomes. All un-secured debt (no car loans, installment loans, etc...). Wanting to know if... Read more »
You facts are incomplete if you want a definitive answer. Do you and your wife appear as the owners on the deed? If you do, you are tenants by the entireties and that property is exempt under the Florida Constitution. By the way, we don't have deeds of trust in Florida.
Go see a good... Read more »
Check the BK rules of procedure. I think it is 14, but don't guess. Know for sure. You can download the rules easy enough.
d
Began Chpt 13 bankruptcy payments nearly a year ago. Subsequently, the VA awarded me 80% disability payments retroactive to before I filed bankruptcy. I'm 74. I posted this question before, and the two lawyers that responded said this income could not be claimed by the trustee to satisfy creditors... Read more »
It appears to me that ALL VA benefits are exempt under Section 222.201, Florida Statutes which reads
222.201 Availability of federal bankruptcy exemptions.—
(1) Notwithstanding s. 222.20, an individual debtor under the federal Bankruptcy Reform Act of 1978 may exempt, in... Read more »
Provided she meets that qualifications of the proposed lender there is nothing that prohibits her from buying a car for which the loan is in her name only.
Good Luck
d
Yes, and you may be ale to get car back if you act quickly. Hire a lawyer
I agree with my colleagues.
You do need competent counsel to do either a 7 or a 13, but particularly a 13.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
