Ask a Question

Get free answers to your legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Questions Answered by David Luther Woodward
6 Answers | Asked in Bankruptcy, Contracts, Civil Litigation and Small Claims for Tennessee on
Q: Will bankruptcy stop a car lease lawsuit in Tennessee?

I am being sued for not paying for a car that I am no longer leasing. I returned the car, but did not receive any documents upon returning it, and now they have issued court payments against me. I called the car dealership when I decided to return the car but received no written acknowledgment.... View More

David Luther Woodward
David Luther Woodward
answered on Jun 3, 2025

Section 362 of the Bankruptcy Code enjoins all creditors from collection activity during the pendency of the case. Creditors can seek relief from the injunction, but it must be on good and valid grounds. They can also seek reaffirmation of the debt.

The best answer to your questions is to...
View More

View More Answers

2 Answers | Asked in Bankruptcy for Texas on
Q: What is the bankruptcy process for low-income individuals in Texas with significant debt and risk of repossession?

I have acquired a large amount of debt over the past year due to medical bills, credit cards, and title loans. I was laid off from my previous job, and my new job brings in very low income, around $1500 to $2000 per month. I have a wife and a child and am at risk of losing my home, my vehicle, and... View More

David Luther Woodward
David Luther Woodward
answered on Jun 12, 2025

While I know of no established "bankruptcy clinic" that provides services you requested, most law firms who do bankruptcy realize that you wouldn't be in their offices if you checking account was flush. Although you don't reveal your location, I am sure that there are good... View More

View More Answers

5 Answers | Asked in Bankruptcy and Collections for New Jersey on
Q: Can I get a new payment plan if I file my car under bankruptcy?

I'm behind on my car payments, and the loan balance is higher than the car's value due to rollovers from previous cars. I haven't filed for bankruptcy before, and I'm not sure which type to file. Is it possible to negotiate a new payment plan if I file for bankruptcy?

David Luther Woodward
David Luther Woodward
answered on Jun 11, 2025

Chapter 13 will probably work for your situation, but you need to have a good bankruptcy lawyer represent you. The 13 is based on a written plan for repayment and classification of all creditors, and they seem to be unique to each bankruptcy court.

Good Luck

View More Answers

2 Answers | Asked in Bankruptcy for California on
Q: How to handle household expenses claim in bankruptcy when paying all gas, water, and trash bills in a 3-person household?

I am trying to claim sole responsibility for household expenses for Chapter 7 or 13 bankruptcy purposes. There are three people in the household: me, my boyfriend, and his nephew, who does not contribute financially. I pay all gas, water, and trash bills monthly totaling $205, and contribute some... View More

David Luther Woodward
David Luther Woodward
answered on Jun 4, 2025

While I agree with the advice of my colleague, it is my position that Bankruptcy is not DIY. Find a good lawyer to walk you through. Bankruptcy lawyers understand the lack of money in their client.

Good Luck

d

View More Answers

3 Answers | Asked in Probate, Real Estate Law and Bankruptcy for Texas on
Q: How to start probate in Texas without a will?

I'm looking for guidance on starting the probate process in Fort Worth, Texas, for an estate without a will. The estate includes a home with a mortgage and some credit card debt. What steps should I take to begin probate, and are there any specific considerations I should be aware of given... View More

David Luther Woodward
David Luther Woodward
answered on Jun 4, 2025

The first thing you do is hire a probate lawyer, because it is more complicated than you can conceive. It isn't for amateurs or the faint of heart.

Fort Worth has many able, talented, and friendly lawyers. Check with Tarrant County Bar Association for recommendations, or the State Bar of Texas

View More Answers

2 Answers | Asked in Bankruptcy, Business Law and Internet Law for Georgia on
Q: I want to buy an avalable domain name of a competitor that went out of business, chapter 7, and redirect to my website.
David Luther Woodward
David Luther Woodward
answered on Feb 14, 2023

What is the question?

All non-exempt property of the debtor is for sale by the trustee in Chapter 7. If you have issues with this, contact a local bankruptcy lawyer for guidance. But you should contact the trustee.

The trustee's name and address are on the docket of the case...
View More

View More Answers

3 Answers | Asked in Bankruptcy, Business Formation, Business Law and Contracts for Arizona on
Q: Two small business entanglement debt and liability question.

My employer (E) has two small businesses (A and B) both 100% owned by E. Business A owes business B a significant amount of money for services accumulated throughout the years. However, E wants to protect the assets of A from any happenings relating to B. If B goes bankrupt will the creditors of B... View More

David Luther Woodward
David Luther Woodward
answered on Jan 16, 2023

What is this? Final exam in Bankruptcy 202?

Your employer needs to discuss the entire situation with a qualified bankruptcy attorney. So much depends on the paper trail of the transactions and the actual relationship among the parties.

Good Luck

d

View More Answers

1 Answer | Asked in Bankruptcy and Foreclosure for Kansas on
Q: If my husband filed bankruptcy and it was dismissed without prejudice and we file jointly now, will the automatic stay

Only apply to me? Will I get the full stay? Or if it doesn't can I file alone and get it?

David Luther Woodward
David Luther Woodward
answered on Jan 8, 2023

Your bankruptcy lawyer can answer that more accurately than someone on a Q&A site like this. The re-filer needs to ask to have the stay reimposed, but the new filer doesn't. How the court handles it will to a large extent depend on the district you are in and who is your judge.

d

2 Answers | Asked in Bankruptcy for Illinois on
Q: Hi I filed a chapter 13 a number of years ago . The case was dismissed. Can I get rid of a car that was part of the case

The car was not reported on my credit report. I need to junk it.

David Luther Woodward
David Luther Woodward
answered on Jan 5, 2023

Yes

View More Answers

1 Answer | Asked in Business Law, International Law and Internet Law for New Jersey on
Q: We got an email from who we thought was our Singapore supplier asking for payment. Payment was sent and goods received.

Our thread of emails between us and our supplier was somehow intercepted. Over email the person told us the bank information had changed. We sent the wire to the account that was advised. We got the goods. Whoever hacked my suppliers email cut the email communication between us off since they... View More

David Luther Woodward
David Luther Woodward
answered on Dec 28, 2022

You have fallen victim to one of the pitfalls of email versus telephone.

Your problem is more complex than can be answered here. You need to contact a good International Lawyer, either in your city, or NYC if you are close. Your facts are "too skinny" for someone on a question...
View More

2 Answers | Asked in Bankruptcy for Ohio on
Q: Can you still file the bankruptcy if you cant find the title ti your car?
David Luther Woodward
David Luther Woodward
answered on Dec 26, 2022

of Course, you can!

Your DMV can sell you a new duplicate title for a matter of bucks, but having the title is not a necessity to filing a bankruptcy, but a good lawyer is.

Good Luck.

d

View More Answers

3 Answers | Asked in Bankruptcy for Illinois on
Q: Can I file for chapter 7 bankruptcy after a resignation?

I am being forced into resignation from my job after 20 years or I can be fired, which means I would not be hired in my profession again. I was planning on filing for chapter 13, but now is it possible to file for chapter 7?

Can I file chapter 7 after a resignation?

Illinois

David Luther Woodward
David Luther Woodward
answered on Dec 26, 2022

Judge Alexander Paskay, who said on the Florida Bankruptcy Court in Tampa for years used to say "you can own the Eifel Tower and the Brooklyn Bridge free and clear and owe one soul one cent and you can file." Being employed has little to do with your filing, but your employment status... View More

View More Answers

2 Answers | Asked in Bankruptcy for Texas on
Q: I am filing ch13 bankruptcy vehicle the chapter 13 payment plan form 113 is confusing...How do I fill this out ?
David Luther Woodward
David Luther Woodward
answered on Dec 25, 2022

You go to a bankruptcy lawyer for assistance--you will need him not only for 113, but also for you plan of repayment. Most lawyers do not charge a fee for the initial consultation.

Good Luck

d

View More Answers

2 Answers | Asked in Contracts, Business Law and International Law for Oklahoma on
Q: is there is any treaties or agreement in Enforcment of civil judgment between country of Jordan and state of Oklahoma.

default civil judgment final (partnership dispute) was taken default judgment and final judgment they are trying to enforce it in the country of the Hashimi kingdom of Jordan, it states level in Oklahoma only not a ferdral case. its ciil .. is there is any law will allow that. and dos state... View More

David Luther Woodward
David Luther Woodward
answered on Dec 10, 2022

You asked a question right up my alley!

The U. S. has no recognition of JUDGMENTS conventions with any other country, not even our next door neighbors Canada and Mexico. States of the U. S. do not get engaged in

View More Answers

1 Answer | Asked in Estate Planning, International Law, Probate and Tax Law on
Q: I am the beneficiary of a brokerage accnt of a deceased non-citizen non-resident. Can I wire money to his own bank acct

Can I do this without probate and IRS letter of release if I know his password and ID? It will still be under an account under his name. We need to make the transfer to settle the tax owed in his own resident country

David Luther Woodward
David Luther Woodward
answered on Dec 10, 2022

This is a tax question, albeit an international tax question. I suggest you arrange an meeting with a local tax lawyer taking along all relevant documents

Good Luck

2 Answers | Asked in Bankruptcy, Consumer Law, Contracts and Collections for Virginia on
Q: Is there a statute of limitations on credit card debt?

I was contacted by a law group saying I owed on an old credit card debt. They're saying the last time they tried to contact me was 2016 from a card I obtained before 2010. It was a JCPenny store card. They're threatening garnishment. I paid off all my debts before I purchased my home in... View More

David Luther Woodward
David Luther Woodward
answered on Dec 9, 2022

I have heard of waivers of statutes of limitations, but I can't advise you without verifying your contract. See a local lawyer and get him to demand a copy of everything and then take his advice.

Good Luck

d

View More Answers

2 Answers | Asked in Bankruptcy, Business Law and Contracts for Colorado on
Q: We paid a company 30k to build an online business. After two years, the company filed for chapter 7. Can we do anything?

The company was paid as private contractors. We waited 2 years for them to build the store they promised, but all they ever did was delay. Now they’ve filed for chapter 7 bankruptcy without ever telling us and we don’t know what, if anything, we can do legally to try and recoup our $30k. The... View More

David Luther Woodward
David Luther Woodward
answered on Dec 4, 2022

The First thing you do is find out where the matter is pending.

The Second thing you do is find a creditor's bankruptcy lawyer there.

The Third thing you do is follow his advice.

Good Luck

d

View More Answers

Q: How do you make a document a court of record?
David Luther Woodward
David Luther Woodward
answered on Nov 13, 2022

What kind of document? Where is it from? What language is it in?

You can usually record a document that qualifies for recordation with the county clerk, in your instance the county clerk for Oklahoma County, which is downtown. The clerks are prevented by law from giving you any legal...
View More

1 Answer | Asked in Consumer Law on
Q: Someone named " Chuang Ruang " with a woman on their profile texted my mom Bout giving her some money. Is this a scam?

When i searched that name on google it showed me a man so.. it's kinda seeming fishy but yeah. I would be able to send a screenshot if it's needed!

David Luther Woodward
David Luther Woodward
answered on Oct 24, 2022

I would be suspicious if only because of the unusual name. As they say, if it's too good to be true, it probably is!

There are safer and more sure ways to make money.

d

Q: How would copyright or patent for musical equipment work internationally?

Let us say that Country XYZ has no such thing as copyright infringement and they make musical gear

with preexisting recordings from other companies, and it is perfectly legal in that country.

If a musician in the USA, where it would not be legal to use preexisting recordings from... View More

David Luther Woodward
David Luther Woodward
answered on Oct 23, 2022

What you propose sounds a lot like copyright infringement. I don't understand your terminology--like what do you mean by "gear". An instrument, to me, is a horn, a guitar, a piano, etc., not something that reproduces pre-recorded data.

Justia Ask A Lawyer is a forum for consumers to get free answers to basic legal questions. Any information sent through Justia Ask A Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between Justia and you, or between any attorney who receives your information or responds to your questions and you, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask A Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises, or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.