Gave jewelry as collateral- got a loan for $13000 = trying to buy back items from pawn broker who want $27942.26
Can they charge that much interest?
The paperwork states 45% charge annual is that loan sharking?
Yes it is, and probably they can. Pawnbrokers have the ability to charge massive interest rates under many state laws. I am not familiar with your state, but here in Florida it is confiscatory.
You only mention bankruptcy. Go see a good local bankruptcy lawyer (not one of those mills... Read more »
I have been living in Mexico for the past 25 or so years due to this indictment. I need to cross back into the U.S. for some legal matters due to the passing of my father. I only have my original birth certificate and baptismal certificate. Please inform me as to my status as far as crossing the... Read more »
You give no clue on which state held the indictment, but if it was truly DISMISSED it is probably long forgotten unless the NCIS computer remembers it. I would contact a lawyer in the state/county where the charge was to do some quiet inquiry on your behalf to determine the status because leaving... Read more »
Mom and dad are both late in their late 70's and I know dad has $25 - $35 thousand in credit card debt and his business has at least that much. I can make the house payment but if one dies I can't pay his bills. How would bankruptcy work in California.
At the risk of asking two... Read more »
You have posed a multi-part complex question that only be definitively answered by a talented real property/bankruptcy lawyer in California. For instance, you cannot just waltz down to the court house and "take your name off" a mortgage. You are also resident in a community property... Read more »
I’m in a chapter 13 bankruptcy, and just want to know if I need to report new car insurance? I’m a year into my payment plan. Our insurance is outrageous and want to find a new company. Also I know most companies do a soft credit pull, will that affect anything? I’m in middle district... Read more »
Find a more reasonable insurance carrier. I have changed twice in the past two years for just that reason (I don't live that far from you) and they are competitive. Be sure you have adequate liability limits and equivalent uninsured motorist coverage. It's always the other guy who has... Read more »
Husband and I are filing chapter 7 to discharge a civil judgment. However our son is also on the judgment, will they come after him after we file?
You don't file bankruptcy to rid yourself of one judgment: the Chapter 7 is comprehensive and includes all debt that is either non-dischargeable or which you reaffirm.
As my colleagues have pointed out, your son will need his own case if he is interested in a discharge.
Good Luck
d
You need a lawyer there in Grand Junction.
Check with the local county bar association lawyer referral service, or inquire of the State Bar in Denver
You need someone who practices in the area of your interest, which you indicate.
Good Luck
d
I am the creditor in a bankruptcy case. I was offered a settlement and declined and needed to change the "language" 3 times.a good back and forth. The amount settle on kept going down....each settlement. I told my lawyer that I do NOT agree with that. He reply back was "The amount is... Read more »
Your situation is difficult to analyze because of the paucity of "real" facts. You don't say what manner of creditor you are, nor do you give any basis for much of anything.
It seems a bit late to me to change counsel, but perhaps that is what you need to do. The Court may... Read more »
If you have assets in the District (as in District of the District Court in which you are living) or if you have been in the District for the "greater portion of the previous 180 days" you can file in Tennessee. There is a caveat: your exemptions in your former state may be better for... Read more »
You question makes no sense. Please rephrase it with some detail
The bank is in Europe.
You need to contact a lawyer in the country where the account is held for advice. With the paucity of information you give no one here can be of assistance.
Good Luck
d
A judgment from one state cannot be recognized in a second state until either it has been "registered" pursuant to statutory procedure, or a suit on the judgment has been reduced to judgment in the second state. Once it has been "domesticated", then proceedings supplementary... Read more »
BF (now ex) and I bought a house together in Texas. Deed is in both our names but he's the only one on the mortgage; property is homesteaded, neither of us owns any other real estate. Since he earned 10x what I did, he paid the mortgage - until a year and a half ago when he sort of went out... Read more »
The answer to "do you need a Texas lawyer?", the answer is yes.
It is difficult to give you an opinion on anything having to with the title to land without reviewing the documents of title, and perhaps the chain, but he is required by law to list all of his assets and all his... Read more »
For the first time in the last few years ago when I was Powerball tickets online
What money?
Medical and Credit Card bills pilling up. I was recently in hospital last month for diabetes and high blood pressure. Do not want the stress of creditors calling me, sueing me and wage garnishment when I return to work. Trying file Chapter 7 before returning to work. Do not want have file for... Read more »
Doing your own Chapter 7 is roughly equivalent of doing your own appendectomy.
Have you talk to a Bankruptcy lawyer. There are now methods to pay for the 7 after filing, but what's the rush? Wait until ALL THE MEDICAL BILLS ARRIVE. Providers are notorious for taking their time bill... Read more »
It was discharged December 2020 however I pulled his petition and he lied regarding his income. He failed to list his live-in girlfriend and her income towards household bills and he also claims our son lives with him when he signed over his rights for visitation a year ago. Has seen our son 8... Read more »
Mr. Winterstein is correct
You should bring this up with your divorce lawyer and seek his advice. He cannot properly represent you if you proceed to obtain relief in a different fashion.
It sounds like your husband has committed bankruptcy fraud. If you have solid evidence, the... Read more »
Applications including two co-applicants who have applied for my rental property have filed for BK chap-7. Two of the applicant's BK is in Discharge status (2018) but the third one's BK (Oct 2020) is in filed status. Should I rent my property for them? What are the pros and cons? Would my... Read more »
It appears that you are dealing with them in what we call "post petition". The fact that a Chapter 7 is pending may present an issue if the bankrupt proceeds without the consultation with his counsel, and probably the trustee, but I cannot see how your property would be included in any... Read more »
Long story short, I recently had my passport revoked while abroad due to a state felony arrest warrant being issued for me about 8 years ago. During my time abroad, I have filled my US taxes every year, voted in every election (same district that has filled the charges), been registered in the... Read more »
You have a tricky situation:
I would approach it this way. I would contact a very good criminal lawyer in the jurisdiction where the criminal action is lodged and abide his advice. If your theory (or any theory) is correct, then you can attack the passport problem once you have your... Read more »
This is an impossible question to answer in short form. Where was it trademarked? What is trademarked in more than one jurisdiction? Who and what was done to cancel the mark, if anything.
I suggest you confer with an intellectual property lawyer who has some international experience.... Read more »
I got married to a Russian citizen in Rhode Island. Later we got divorced in Russia, where I still live and work. I want to get married again (this time in Russia), but I'd need to provide Certificate of No Record of Marriage from the US. Is it correct that to get this document I'd have... Read more »
This is the first time I have heard of such a certificated requirement in over 50 years of practice. It is tantamount to proving a negative, which is damned near impossible. It requires examining the universe and concluding such does not exists
Start with the issue that marriage is... Read more »
Dear,
My private sailing yacht is confiscated in International waters and drag to Spain in search for drugs by Spanish police.
There was no drugs on boat and boat is returned to me very damaged.$95 000 officially estimated.
I am Serbian citizen .no US residents.
My... Read more »
Suing a sovereign state is a sticky-wicket anywhere. There is the traditional concept of sovereign immunity which simply put is "the King can do no wrong".
U. S. does have a statute permitting the filing of suits against foreign governments. It is, indeed, a specialty. Finding... Read more »
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