Get free answers to your Insurance Defense legal questions from lawyers in your area.
I live in Lakeland, Florida, and I was helping my friend clean their house to prepare it for sale. Unfortunately, I tripped over a cord that wasn't visible and broke my arm severely. I underwent a 6-hour surgery to insert rods, screws, and a metal plate in my elbow. My friend's house is... View More 
answered on Mar 10, 2025
Yes, I think you have a claim. Your claim would be stronger if you took a picture to show that the cord was concealed or hidden from obvious view. However, that would not be indispensable for you to pursue a claim. You should retain an attorney on contingency fee here in central Florida, which... View More
My friend slipped and fell in the parking lot of my rented commercial property in Florida, which was iced over and had no warning signs. She requires surgery but did not notify the property owners because she said she has insurance and will be fine. I am required to maintain insurance for in and... View More
answered on Feb 27, 2025
If there's FAULT on your part, liability could potentially lie with both you [your business] and the landlord. Whether there's any potential court-finding of fault is an issue that would take a close examination of the facts and circumstances.
I was driving a rental car and rear-ended another driver who was also in a rental—specifically, a loaner from a dealership. The damage appeared minimal at the time, and we exchanged information. Recently, I received an invoice for $1800 from a body shop regarding the other driver's vehicle.... View More
I am a new driver, and my auto insurance with Direct Auto Insurance was canceled due to a misunderstanding. When applying, I misunderstood a question about whether others over 15 years old reside in my household and answered incorrectly. After my first accident (which involved a parked car in a... View More
I received a damage claim for a car rental amounting to over $2,000. During the rental period, the car was never unattended, and no incident occurred. Photos from the rental company don't show visible damage, which I wish to challenge. The rental included supplemental liability insurance from... View More
My son tragically passed away in a traffic accident while driving a car that belonged to a friend's mother. The mother insured the car for her own son to drive, despite knowing he didn't have a driver's license. Her son let my son drive the car, even though my son also didn't... View More
answered on Feb 20, 2025
I'm sorry to hear about the loss of your son. Any time there is a death or serious bodily injury, you need to be represented by an attorney. Determining fault is key to your wrongful death claim. Your son could bear responsibility if he drove negligently. The friend might be liable for letting... View More
I live in Florida and have a 19-year-old daughter who is a full-time student and financially dependent on me. She owns her car outright and currently, I cover her with my auto insurance policy. I am considering whether it's a good idea for her to have her own auto insurance policy. Would... View More
answered on Mar 2, 2025
A Florida attorney could advise best, but your question remains open for two weeks. Yes, your concerns are valid. It would definitely be a good idea to consider a separate policy. A Florida attorney could advise definitively as to any state-specific laws, but as a general rule, the answer to your... View More
Not an issue, but pharmacy insurance is being demanded as well. If she chose not to take an advantage plan which included pharmacy does the ex have to add this additional coverage and cost. The order States that each party is responsible for their own uninsured medical, dental, hospital, optical,... View More
answered on Dec 16, 2024
You need to follow the court order as you understand it. If it is ambiguous and there is a dispute then you have to go back to court. As long as you believe that you can justify your interpretation then do it and let the other party dispute it.
Speak with a local family lawyer for more... View More
Property damage claims in 2022 and 2024 Insurance Company, and mortgage companies have withheld in repair funds.
We need an attorney to:
1. File and pursue litigation against our insurance company and the mortgage company for breach of contract.
2. Secure the withheld funds... View More
answered on Nov 22, 2024
A Florida attorney could advise best, but your question remains open for over a week. You have probably already been searching for attorneys. You could supplement your efforts with the "Find a Lawyer" tab above, which lists attorneys by region and practice area. You could also look into... View More
provide rule governing response to amended pleading
answered on Oct 25, 2024
It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More
answered on Sep 27, 2024
This is not a question, its a statement. Please ask a question with facts.
i went through probate i am trying to get the documents from this case, it says not available to view. how can I get my
records.
answered on Sep 7, 2024
You will have to ask your attorney for copies, or you will have to contact the clerk of the court and request and pay for copies of the documents that you need.
We have a 19-year old son who has his own insurance on a paid off car that is titled to a trust that solely has the vehicle in the trust (vehicle trust). However, he lost his job is now not able to pay for insurance. We would like to know if we add our son to our insurance policy and the car... View More
answered on Jul 14, 2024
No, it is unlikely that you could be held liable for having him on your insurance. Liability normally results from negligent action on the part of a driver, not co-insured such as you would be.
Please help ? My insurance processed a wellness claim at a different location of a hospital with the same name. Later, I received a referral for a specialist and had sonograms at the same hospital but in a different location. Despite being labeled as an out-of-network service by my insurance, the... View More
answered on Dec 4, 2023
Only a Florida attorney could advise, as a good portion of insurance and consumer laws are governed by state provisions. But your question remains open for three weeks. Until you're able to consult with a local attorney, you could check the backsides of any denials or EOBs - they sometimes... View More
Insurance provider says my policy only pays my custodial care if I am physically in my facility. I can visit my family but they deduct for each day I am away which is 4 days per month. i.e. $1,200 per month.
answered on Oct 14, 2023
This issue likely depends on the language of your insurance policy. First, ask the insurance co. to tell you which specific section of the policy applies. Then, to be certain of your rights, consult an elder law attorney.
Car was repossessed and now the repo company is trying to file an insurance claim on the vehicle after it has already been taken off of the insurance.
answered on Oct 7, 2023
A Florida attorney could advise best, but your question remains open for a month. It could depend on how the insurance company handles it, but the short answer, without further details, is that most carriers generally limit the coverage to claims from assureds while a policy is in full force and... View More
continued.. How can I demand the check. No explanation was given to me and no answer was provided to me when I signed and completed settlement paper. No settlement check was given to me. My house was fixed but there's still pending check due to me that was not given to me by my own lawyer.... View More
answered on Aug 10, 2023
Your post is not very clear. Apparently, your attorney hasn't responded to your communications. If you have the check, it's made out to you and your attorney, and your attorney endorsed it, there should be no problem with your depositing or cashing it.
We are both on the same insurance policy. A woman was crossing the road with all black scrubs on and he ran over her foot as he was taking a left out of an ER driveway. The area is not well lit. The lighted crosswalk was 30 feet away but she was not in the crosswalk when he hit her. The officers... View More
answered on Jul 6, 2023
While it is possible they can go after your personal assets it is unlikely. Your insurance will cover you. Get your own attorney just to supervise the insurance company and insurance defense attorney to make sure you are protected.
I told the car lot I was specifically looking for a car for my wife that had the front end collision prevention all the safety features available.
They showed me the X5 told me the vehicle would automatically apply the brakes if its getting too close to an object/person ran out. This was... View More
answered on Jul 8, 2023
Sorry to hear about your problems. Sounds like you need a product liability attorney. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.
answered on Jun 16, 2023
There is an entity named "New Jersey Insurance Underwriting Association."
Here is their web address: https://portal.njiua.org/
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