No money would exchange hands and the referrals would be the result of a process where the attorney would be the next logical step in the process.
The car was not reported on my credit report. I need to junk it.
answered on Jan 5, 2023
When a Chapter 13 case is dismissed, under the Bankruptcy Code, everything returns to the way it was, as if the case had never been filed.
If any creditor held a lien against your auto, and you have not fully repaid the lien, then it still exists and remains enforceable.
You can... View More 
I am being forced into resignation from my job after 20 years or I can be fired, which means I would not be hired in my profession again. I was planning on filing for chapter 13, but now is it possible to file for chapter 7?
Can I file chapter 7 after a resignation?
Illinois
answered on Nov 1, 2022
Make a motion to release or terminate the hold in the court that originally ordered the hold.
My wife and I received a CP2000 for a cancelled debt of a car loan (the car WAS NOT repossessed and she got that loan before we got married).
The facts:
The debt was my wife's debt from before we got married.
The car is still owned by the bank who gave my wife the... View More
Will my wife find out or be alerted if I file for bankruptcy? The only thing we have together is a joint bank account with a few hundred dollars in there. The house, and one of the cars is in her name solely, and has been since the beginning. Also, I have a few years left on my car loan, if I were... View More
I'm so depressed. My wife and I filed Chapter 7 Bankruptcy in August 2019 because I had to retire at 62 because of a bad back and social security wasn't going to pay my debts. Now I'm 65 and my wife is 73. I personally have credit cards and 2 personal loans. All unsecured. And... View More
answered on Sep 14, 2022
Chapter 7 is not available to you until August of 2027 since Chapter 7 can only be filed every eight years.
Chapter 13, a consolidation of your debts, may be possible depending upon your budget.
The best thing you can do is contact an experience Bankruptcy attorney in the county in... View More
I plan on paying the debt. I just need to know how much time I have until the summons.
answered on Aug 1, 2022
Impossibly to say. Probably anywhere from a day to a month or two. Just depends how quickly he gets it moving.
Untill this year I didn't know that the other driver filed a claim, the approximate damage looked around $1000 but it turned out that he filed a claim for more than $11.000.
I’m not sure if it’d suspend my driver license if I’m not capable of paying that amount. I can’t let... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 13, 2022
You can enter into a payment plan with the insurance company if you can agree upon an amount. As long as you stick with the payment plan your license will not be suspended. Or you can write off the debt and bankruptcy. Or win the case in court.
Otherwise, if they take a judgment and file... View More
Part of our business model is to determine the financial condition of our clients. If they are in a poor financial state and should consider a bankruptcy, we would like to refer them to a lawyer and receive a pay-per-lead fee (some commission) from the lawyer based on agreed upon terms if this is... View More
answered on Feb 7, 2022
The Bankruptcy Code expressly prohibits lawyers from representing a debtor is the attorney has in any shared his retainer or bankruptcy fee, or agreed to do so, and every debtor's lawyer must sign a prescribed form of Affidavit regarding fee-sharing and file it with the court.
It might... View More
We didn’t make a contract. We worked for a month and a half now but we fell into a disagreement and she left and won’t respond to my calls. I’ve been working alone without even paying myself. How do I proceed from here when she won’t respond to any of my messages and calls.
answered on Jan 26, 2022
If there’s no agreement, just move forward as if the salon is yours. She has no interest since she provided no investment.
I took a loan against my workers comp case in 2018. I filed chapter 7 bankruptcy in December 2020, bankruptcy was discharged April 2021 with the loan company on the bankruptcy and they did not contest the discharge. WC attorney office paid the loan company in December 2021 when my case settled not... View More
answered on Jan 7, 2022
In all probability the lender had a perfected security interest in the settlement. While any personal liability on your part was discharged, the lien would survive the discharge unless you successfully moved to avoid it. The basis for such avoidance would normally be that the lien somehow... View More
I can guarantee a double payment in two weeks for the payment lost in the mail and current payment what can happen
answered on Nov 15, 2021
Probably nothing although in the future you should get a tracking number on each piece of mail you send.
I have never missed a payment before. I have been short once, but never missed a payment. will my case be automatically dismissed. I've tried to get in touch with the trustee. . .line always busy.
answered on Sep 24, 2021
No. It can be deferred until the end or recalculated under a plan modification.
Basically, I am going through a divorce and need to move out. Since buying a condo would be cheaper than renting an apartment, my sister has offered to buy a condo and rent it out to me. Would this be allowed if I am currently in a Chapter 13 bankruptcy (without my spouse) or would they look at the... View More
answered on Sep 6, 2021
I agree with the prior to answers. The bankruptcy rules and statutes target transactions in which "value", e.g., money's worth, leaves the debtor's estate, not where some benefit is incoming to the estate.
And assuming that you have a 5-year Ch. 13 plan, at the end of... View More
It's been auctioned, judge reversed the purchaser of the auction in Dec. 2020. I am now being sued for everything. I was not advised of the court date by my counsel and no one showed to represent me. My calls have not been returned. And to top that off my identity has been stolen and used. I... View More
answered on Jun 25, 2021
If you own your home and your car with no loans or liens against them, you are likely to lose them in a Chapter 7, unless they are of very low value and lower than the Illinois exemptions. Your bankruptcy trustee would be entitled to sell your "non-exempt" property and distribute the... View More
They have since sold the store to another company. We were suppose to file for unemployment but now they are telling us we can't cause the other company bought our store. The other company wants for us to fill out new job applications. The Store closes on March 31, 2021. So who am I... View More
answered on Mar 26, 2021
This is not a bankruptcy question. It is actually a question about Illiniois unemployment compensation. I do not handle unemployment issues, but I believe that you would be ineligible for unemployment if there is a job offered to you with the new company and you decline. Even if one is receiving... View More
It is a long story, but basically I was selling an item through an app with a protection policy of as long as you buy through the app then you are safe, but recently I got tricked into thinking this guy used the app to purchase some items to me, but he didn't and sent a fake email as... View More
answered on Jan 17, 2021
Nothing in your question makes any sense. Perhaps you are not fluent in English. I have used PayPal since 1999. When someone pays you through PayPal, you receive an email confirmation AND the funds are IN YOUR ACCOUNT. In the days before PayPal, when you won an auction on eBay and paid by... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
