Get free answers to your Insurance Defense legal questions from lawyers in your area.
I was in a car accident while driving a car registered to a family member didn't know they had no car insurance they said it was my car and my license was taken for not having insurance on my car which was actually theirs and registered to them I didn't know about my license being taken I... View More 
answered on Nov 9, 2017
Absolutely no way to say without reviewing the case file. Since you have a Hearing date already set. You need to get offline and into an attorney’s office ASAP and hire an attorney to look into all of this and start getting it corrected.
Good luck.
100.000 when app is on and 1 million when someone is in car. The only time I use my insurance driving home. Why would I need to be insurance commercial. And what would happen if I did drive as is
answered on Nov 6, 2017
The short answer is that you need commercial coverage if Uber requires it.
I have car insurance and a another vehicle under my name with insurance but the car I got stopped with didn’t I kept prolonging it because work and kids I didn’t take it serious so they send me letter told me I have Week to show proof than
DMV said they suspended it and I need sr22 and... View More
answered on Nov 6, 2017
Likely no, but can’t say based upon the limited information posted here. I suggest that you get it done ASAP.
In her offer letter it states that she will receive insurance after 90 days of employment. It has been almost 4 months and she has not given her insurance. And i know that the owner is putting it off so she doesn't need to pay into it. My girlfriend is pregnant and has a lot of hospital visit... View More
answered on Oct 31, 2017
Your girl friend needs to consult with an employment law attorney in your area. She can use the find a lawyer feature of this site to locate an employment law attorney in the Bradenton area.
postmark for 9/1/17. Isn't there a federal statute that takes into account payment made by certified mail w/a postal service postmark
answered on Sep 8, 2017
I believe you may be referring to an answer I gave you previously, but I don't see that question and answer now.
If that's true, the prior question didn't mention that you used certified mail.
If it was postmarked on September 1st, that is obviously the date of... View More
I understand that the September 1, 2017 postmark date is the date of receipt. Right or wrong
answered on Sep 8, 2017
Wrong. The date of mailing is not the date of receipt. It was received when it was received.
In the future, you can arrange with the post office to receive proof of when the mailing is received.
My brother-in-law got hit in the head while visiting a WC in a restaurant in Florida. He was knocked out. This occured late 2014, the insurance company is stalling and even though he has pictures of the fallen tiles and the reports from the accident as well as reports from physio and doctors. He... View More
answered on Aug 4, 2017
If I understand your brother in law's situation correctly, he has a "local Lawer" but not a Florida Lawyer.
I suggest strongly that your brother in law speak with a Florida Personal injury attorney who handles workers compensation cases, as soon as possible.
I attach... View More
Flood insurance was renewed without consent or knowledge of pricing. My policy went from $425 to $7000. They also double charged my escrow account. One for over 9000k and the other for over7000k. Is this force placed insurance? Never notified they were going to price gouge for my Flood insurance by... View More
answered on Jul 24, 2017
Of course, you are addressing your mortgage and the bank or other mortgagee. The mortgage has notification requirements and other applicable provisions. Would have to see your mortgage. Would also have to see escrow statements. I have personally seen a number of fored placed flood insurance... View More
What can I do to get them to tell me what is taking them so long to get the answer. He was three mounts before the two year mark when he passed away. I want to know how long can they take for this and what are my right as the beneficiary
answered on Jun 11, 2017
Did you notify them of his death? Contact them and ask if their investigation is concluded.
I am currently in FL, just recieved info from state farm auto ins that because of my wifes DL suspension,which was resolved before buying state farm, asked to determine an sr22 needed. DMV had no forms to prove that, responded back to SF information. Was told it was policy to drop us for her past... View More
answered on May 2, 2017
Whether you at are entitled to a refund will largely depend upon your contract with State Farm. I suggest that speaking with an insurance lawyer is best.
I was involved in a minor accident in 2013. According to police, I was at fault. I had insurance at the time and the claim was paid. So I never heard from it again. Today, I received a lawsuit noticed from a lawyer suing me and the insurance company for not having liability coverage at that time.... View More
answered on Mar 11, 2017
A person who is injured in an auto accident can file a suit within 4 years. You need to notify your insurance company immediately and provide the insurance company a copy of the lawsuit.
Your bankruptcy could bare the lawsuit however you would have to if included this claim in the... View More
I was in accident a few months ago. Seeked a lawyer for help. Been going to my all my chiropractor appointment up until recently because I'm so fed up that this is taking so long to solve. This lawyer has not gave me any information as to where this case is going but to
"continue... View More
answered on Jan 12, 2017
Personal injury cases do take some time. I tell my clients that we like to get cases resolved, if possible, within 12 months. Some settle sooner than that and some take a long time. For example, if the insurance company does not offer a reasonable settlement, we file a lawsuit for our client and... View More
Please i shipped a vehicle from FL (Jacksonville) to Tema/Ghana. Pre-sail inspection has been confirmed by the cargo/shipping line employee that the car left the port with no damage. On arrival in Ghana there are couple of damages on the car. I opt for VIP deck shipment. The shipping line now is... View More
answered on Dec 25, 2016
Michael you need to look at your bill of lading. It will say where claims must be handled. Look for an attorney who handles such claims. You will need proof of what the damages cost. Do understand that in the US you do not necessarily get your attorney fees returned, so an attorney will reuqire a... View More
My husband work full time for a company he has no health insurance. There are other employees doing the same job as him and they have health insurance through the company. This company seems to pick and choose who they offer health insurance to instead of making it available to all employees. My... View More
answered on Oct 28, 2016
Probably not. There are questions of whether he is discriminated against due to age or some protected classifications. Need more facts
Second if policy health insurance is available to all employees and they fail would be breach of contract and maybe Erisa violation.
Ned more... View More
answered on Jul 26, 2016
The standard definition of expert is someone who by training and experience has developed an expertise in an area. Some investigators have significant training and experience in an area and may qualify as an expert in that area--only. There is no blanket "expert private investigator." It... View More
My regular insurance told the other party since i was delivering pizza, their claim was being denied and they are stating that they want to sue. The company that I work for has suspended me until the issue is resolved because they were told other party want to sue them for the damages. My company... View More
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answered on Apr 11, 2016
This is a common problem for pizza delivery drivers. When insurance is purchased by the vehicle owner, there is a question that is always asked. Are you using the vehicle for personal or business uses? If you answer business uses, then your premiums will be higher in the form of a commercial... View More
I was involved in an accident that was considered my fault. I thought I had full coverage insurance. but unfortunately I do not. Seems like everything was covered, besides bodily injury liability. Which from my understanding, my insurance company would not cover the other driver's medical... View More
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answered on Mar 17, 2016
If the driver decides to sue you for the personal injuries, you can defend yourself OR hire a private attorney to represent your interest. Since you did not have Bodily Injury insurance, the injured person and his or her attorney may not bother filing a lawsuit against you. It will all depend on... View More
I am assuming this is because the claim was more than the limit, so they are coming after me for the difference, which is $25,000. I was called by their attorneys, and when I told them that I couldn't afford to pay that amount (even with only 10% down, the $150 a month) the rep kept saying... View More
answered on Feb 24, 2016
.... was there a trial? If there was no trial you don't owe anything yet. If your insurance paid out I would be shocked if a signed release of all claims wasn't part of the payout arraignment. Call an attorney to discuss you situation in a bit more detail.
I'm referring to Florida law sections ss. 626.851-626.8797 on insurance adjusters
answered on Aug 7, 2015
Read the statutes and then go to the law library to see if there are any cases under them.
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