Get free answers to your Consumer Law legal questions from lawyers in your area.
answered on May 8, 2018
Where it has been 7 years collection of the debt may be barred by the Rhode Island or Massachusetts statute of limitations. In Massachusetts for credit card debts the limitations period is 6 years. I'm not a Rhode Island attorney but the Federal Fair Debt Collection Practices Act is generally... View More 
The condo association charge late fees from the last year plus 4 months condo I owe and I'm in hardship and selling the house What should I do ? Please any advice is great appreciate!
answered on Apr 23, 2018
Most condominiums in Massachusetts have provisions for charging late fees, attorney's fees and expenses of collection. Six months of past due common area fees are a lien on the unit prior to any first mortgage. Because of this, and because Massachusetts cases have held that common area fees... View More
answered on Apr 6, 2018
Usually a creditor can only collect what it is owed, so if the tax offset paid your debt in full, they should not be able to further offset any more refunds. The Department of Education has a good website that is easy to navigate and has a lot of information on questions like these:... View More
it does not say in the contract that a platinum members guest can not have access to the gyn if a previous account is owed. i also was just there 2 days ago and had no issue, but i feel like because im colored and have tattoos they singled me out. they denied me access to the gym even though i had... View More
answered on Mar 17, 2018
If you think it is discrimination you could file a complaint with the Massachusetts Commission Against Discrimination: https://www.mass.gov/file-a-complaint-of-discrimination
Informal, under 450,000. Assets ( house sale, insurances, property) no contest. One credit card and he already lost track of a disbursement, can I as executor pay what’s owed to who?
answered on Feb 2, 2018
You would be setting up an estate bank account with an estate tax payer ID and you can arrange to have the attorney copied with bank statements.
I was helping a friend put shingles on his roof and the board where I had my footing wasn't nailed down enough I was sitting down and I went sliding down the roof I broke my ankle in two spots I have to wear a cast for 18 weeks and they may have to go back in to remove fractured bones I also... View More
answered on Dec 8, 2017
Consult a member of the Mass Academy of Trial Lawyers --they give free consults. If you need names of such persons in Eastern Mass give me a call.
i had work done on an bb gun and told them to limit it to a price of 200 $ and i had to pay 241 and it didn't work so i told them to take there parts out and give me my money back due to faulty parts
answered on Oct 24, 2017
If they do not comply sue them in small claims court. I assume you can document the instruction and read whatever you signed with respect to the repair.
My mother placed a utility bill in my name without my knowledge. The bill is over four grand. I contacted the company as soon as I found out but they said I have to file a police report. I do not want my mother to go to jail and I can not let her find out I am trying to take the bill out of my name... View More
answered on Oct 2, 2017
Go to the FTC website, IDTheft.gov and download an ID Theft Affidavit. Present that to the utility company. If they harass you after you fill out the affidavit and provide it to them, get a solid consumer protection law firm to help you.
I was wondering who I should contact or just to go through small claims court in regards to a travel agency that promised to refund me and is giving the run-around as to why they can't refund me, after already promising to do so. Any information is greatly appreciated.
answered on Aug 29, 2017
If you signed a contract with the travel agency (most likely for your original transaction, not the refund), that contract may contain a provision regarding consent to jurisdiction and governing law. If that provision exists, contact an attorney in the state described in that provision.
If... View More
A tow truck driver towed my car and damaged the front fenders, front bumper, and undercarriage when he tried to remove the equipment attached to my car. He and the owner of the company refused to pay for the repairs to my car, and I want to file a small claims suit against the company. I also have... View More
answered on Apr 30, 2017
Were you illegally parked? How did the damage specifically occur? You may be able to sue them in small claims court for objectively unreasonable damage to your car during the tow. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial... View More
Massachusetts demands a boat excise tax and several fee's for using their waterways. Regardless the boat owner is not a citizen or legal resident of the state. This also means one cannot vote in the state because the person is not a citizen or legal resident. Examples Here: Boat excise tax; a... View More
answered on Apr 18, 2017
In the same way you have to pay a highway toll when you're driving on the state roads, you'd have to pay boat taxes and fees for using the state's waters, regardless of residency/ citizenship. The state government is, proverbially, king of its castle. This is the basis of sovereign... View More
My 14 year old son secretly created an ebay and a paypal account. On the eBay account he sold a few items, the money was transferred to the PayPal account where he spent it on in video game purchases. He never sent the items and eBay issued the buyers a refund along with service charges which put... View More
answered on Mar 30, 2017
Yes, you may indeed be sued for that. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law... View More
Roommate guaranteed me if I left by a certain date she would give me my deposit back then stopped payment on her check
answered on Mar 24, 2017
See: http://www.mass.gov/courts/case-legal-res/law-lib/laws-by-subj/about/securitydeposits.html
If the security deposit was owed to you, you may be able to sue for failure to refund it in a timely manner. More details are necessary to provide a professional analysis of your issue. The best... View More
I have received notice of a magistrate hearing from a collection agency for credit card debt back in 2011. My last payment was in August of 2011. Am I still liable? I'm not sure if I should go to this hearing or set up a payment plan that I can not afford.
answered on Mar 6, 2017
See: https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260
See: https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2
You might be running very close to the SOL. More details are necessary to provide a professional analysis of your issue. The... View More
answered on Mar 1, 2017
You should be provided notice of any court hearings, assuming the opposing party has your address and you're not being evasive. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about... View More
Brought my car to Brake King, I had my credit card on me and they had signs they accept them. So they look at my car and the mechanic said I need ALL NEW ROTORS and Brake Pads which I think is a lie but nonetheless he says he can do it for 500 dollars OR if I pay him cash 300$ and then told me he... View More
answered on Feb 20, 2017
There is no law against requesting payments in cash. See: http://www.mass.gov/ocabr/consumer-rights-and-resources/autos/lemon-laws/mechanics-of-auto-repair.html
If you suspect tax fraud, you can report it to the IRS. More details are necessary to provide a professional analysis of your... View More
Do I need a court order or can I just do it myself?
answered on Feb 8, 2017
If you're the owner, you can request such transcripts. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... View More
answered on Feb 1, 2017
Photocopies of documentary evidence in lawsuits may suffice where the originals are not available. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice... View More
I became unemployed and homless is there a way not to pay the loan considering situation
answered on Jan 18, 2017
You might be able to file for bankruptcy. You might be able to use federal student loan forgiveness laws to not pay the student loan, depending on the type of loan and school you attended. The best first step is an Initial Consultation with an Attorney. You can read more about me on my law practice... View More
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