Michigan law allows a creditor, or their agent (repo company) to repossess a car using self-help if it can be done without breach of the peace. Breach of the peace usually means that you (the debtor) were there when the repo company came, and you clearly and vocally objected to the repossession... View More

Like many legal disputes, the situation you describe involves conflicting claims and evidence. In the abstract: yes, you could have a case. But practically speaking, I wouldn't go to court over being out $300. It isn't worth it. Resolve to never do business with that person again, you are... View More

Depending on the year/make/model of the vehicle, they may or may not try to repossess it. However, keep in mind they don't have to repossess it to sue you or attempt to collect the debt. You are fortunate that it is not on your credit report. I suspect at some point a debt collector will be... View More

You can absolutely collect damages if you are a victim of identity theft. Depending on the severity of your credit damage you are entitled to compensation under the Fair Credit Reporting Act. You would first have to set up the lawsuit properly by retaining an experienced FCRA lawyer. You can... View More

The easiest and less stressful way for you to get your tax documents would be to request them from your employers, etc. again. You can also request them from the IRS but usually they are not available until very close to or after the filing deadline so you would need to file and extension request... View More

No. Your car payment is similar to a mortgage payment. Each payment is applied to the balance of your loan. If you miss a payment, you are in default and generally speaking, they now have the right to repossess. The law does not provide for reimbursement of any payments you made.

If the landlord won't provide the title, you have to file an equitable action in your local court to compel delivery. However, prior to that, I suggest you hire a lawyer to send a demand letter to the landlord. That should do the trick - and cost you a lot less money.

Disputes like this are not 'common' but they are not unheard of either. Without seeing ALL the paperwork (you did have an attorney review things for you didn't you?) it is impossible to say for sure what your exposure risk is here, but I hope you had an 'as is' clause in... View More

The facts you recite are vague. If it was you who filed bankruptcy, if you did not list in your schedules the items stored (in what appears to have been a gratuitious bailment, which imposes a low standard of care on the bailee) then you may be up against a judicial estoppel by having stated under... View More

You can sue anyone, for anything. Will it be thrown out? Only time will tell. Based on what you have written here, it appears your case has merit. However, a lawyer would have to know some additional details to accurately estimate your chances in court. Usually, in small claims court, you will... View More

The answer to your question is subject to much debate. From the teacher's perspective, assuming that the student is then over the age of 18, he or she may find that being involved with a former student has career implications if not legal problems.

It is true that under Michigan law, a... View More

You have been conned. Without a writing, or some evidence of an agreement to repay, you likely don't have any legal recourse - you, essentially, made a $12,000 gift.

There may be some things you can do taxwise, but other than that, your energy may be better spent moving on.

You might have a claim against her to recover for her use of the car over these years. However, as to whomever you signed the loan agreement with, this has nothing to do with her. You will be held liable for the loan balance.

Think about this for a moment: this woman had - and likely still... View More

The judge likely wouldn't know why your mom owes the money, nor would he or she have reason to. As personal representative, you could challenge the debt with the creditor.

You don't need someone's social security number or birthday to file a lawsuit. An address would be helpful. However, whenever you sue someone, you also need to think about collecting, which could be quite difficult without more information.

This is a small claims issue. File it with the court and tell the judge (likely magistrate, depending on jurisdiction) what you say here. By the sounds of it, you may have difficulty serving this "friend" with notice. A good process server can help. Even if you win in small claims, you... View More

I suggest small claims court. It is inexpensive and you can recover your filing fee as well. The hearing is relatively informal so you do not have to know legal terminology. Remember "The People's Court" with Judge Wapner? Same concept. Bring your evidence and be ready to argue.... View More

No, in my opinion. The lease was in your name and she was driving with your knowledge and permission.

Just so I understand, who is this "someone" who obtained a judgment against you? Is this "someone" the same person as "they" who may have filed bankruptcy?

Is this "someone" the same person as the "he" who is going to put a lien on your... View More

I would need to review the purchase agreement and finance agreement to give you a more detailed response. However, most used vehicles are purchased "as-is". If you purchased the vehicle “as-is” it means you buy it with all its defects and nonconformities. Essentially, because the... View More