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I am located in Pennsylvania and over the course of three days in 3 different states (Virginia, Georgia, Florida) there were a total of 4 teller cashed withdrawals made totaling $17840 from my accounts. Not once was I contacted to verify that I was attempting such large withdrawals out of state or... View More 
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answered on Oct 2, 2024
I'm really sorry to hear about the unauthorized withdrawals from your account. It must be incredibly stressful to deal with such a situation, especially when it spans multiple states and involves significant amounts of money.
In cases like yours, banks are generally required to have... View More
I reached out to my parents to ask for my birth certificate and social security card, the original copies, I am 21, and they are refusing to give them to me. So I am considering having the police remove the documents from their house and return them to me, is this legal? I live in Lancaster PA, but... View More
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answered on Sep 14, 2024
If your parents are withholding your birth certificate and Social Security card, you have the right to request these documents, especially since you are an adult at 21. These are personal documents that belong to you, and you should have access to them. In this situation, it’s important to try to... View More
I retired early overseas in Asia after me and my wife developed health issues after covid. I left a good bit of unpaid credit card debt behind in the US that I can't pay. All I have is my small OPM federal retirement pension via direct deposit to my US bank account each month and no other... View More
answered on Sep 9, 2024
Hire a lawyer to appear for you or you could lose by default.
answered on Jul 23, 2024
A Pennsylvania attorney knowledgeable in banking law could advise best (there's a heading for "Banking Law" here if you wanted to repost and include it), but your question remains open for two weeks. You could also check with your bank - larger banks could have more powerful... View More
answered on Jul 5, 2024
A Pennsylvania attorney could advise best, but your question remains open for two weeks. One option is to discuss the matter with your state's department of insurance - in most states, they handle consumer-related matters involving insurance. Good luck
I eft a call from one of the office manager at State Farm. She says my last payment didn't go through. Why? Accounting Dep[artment stating account can't be located. I have the receipt and confirmation number. And NO WAY would this automation take a bogus checking number because if you... View More
answered on Mar 6, 2024
A Pennsylvania attorney could advise best, but your question remains open for four weeks. You ask what type of lawyer you need. Probably one that handles insurance matters. But you might save money by handling this yourself. It has elements that might be more customer service-related than legal... View More
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answered on Dec 20, 2023
A Pennsylvania attorney could advise best, but your question remains open for two weeks. If you have proof of payment, such as banking records, present it to them. You could ask them to rectify the error. If this is not productive, you could consult with a local attorney to outline your options.... View More
I'm being sued in Pennsylvania for 16000 dollars and I read that the maximum amount you can sue for in the court of common pleas is 12000
answered on Nov 7, 2023
You may be thinking of the Magisterial or Municipal courts. The jurisdictional limit in the Magistrates and Municipal Courts (small claims divisions) in Pennsylvania is $12,000, including attorney's fees. (It does not include post-filing interest and court costs.) If the case is over $12,000,... View More
A fortune 500 company charged me almost $800.00 for a cell phone I had returned almost a year ago. Apparently, the store manager who I gave my cell phone to, either sent it to the wrong location or did not follow the proper procedure to return my phone to the warehouse.
I have since been... View More
answered on Sep 14, 2023
While I doubt an attorney would handle a small consumer claim on a pro bono basis, my first question would be how do you calculate $20,000 in compensatory damages based on what happened? Is the fair market value of the missing phone $20,000? Was there some sort of trade secret saved in electronic... View More
I signed a contract with a contractor to do clean-up work in my apartment. The contract was not on paper. Instead it was displayed on his small electronic tablet. I signed on the electronic tablet signature page. Later, I found out there was a second page of contract terms that came AFTER the... View More
answered on Aug 27, 2023
It is unlikely you will find any such law. There is no requirement that the signature page be last. In many common contracts, the signature block is on the front and the terms & conditions are on the back.
I'm trying to buy a car and I have no credit due to being incarcerated most of my adult life
answered on May 10, 2023
No. You can pay cash if you choose, or pay with a credit card, etc.
Most lenders who provide financing for traditional car loans, however, will require a down payment as a condition of making a loan. That is both typical and legal.
My wife received an oral deposition saying that she is to appear and testify "in aid of execution concerning all of her income, assets and property, including personal property, which may be subject to execution in satisfaction of the judgment obtained by Plaintiff against [her] in the... View More
answered on May 10, 2023
It is possible that a creditor sued your wife on a debt, and, for whatever reason, she was never properly served. This might happen, for example, if the creditor cannot find the defendant and obtains permission for alternate service by mail or publication. If there is no response, the creditor... View More
Hello-
I have a question for Patent 5931468--This was issued Filed: April 3, 1998 Date of Patent: August 3, 1999
There is a re-issue under RE-38666 Filing or 371 (c) date 08/03/2001 with a status Patented Case 11/18/2004 .
Is either one of these still active?
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answered on May 5, 2023
According to the United States Patent and Trademark Office (USPTO), the original patent 5931468 expired on August 3, 2016, 20 years after the filing date. The reissued patent RE-38666 was also granted for a term of 20 years from the filing date of the original patent, which would have expired on... View More
I received an indebtness letter from DFAS dated March 21, 2023 for a debt incurred in 2009. This is the first I have been nitifed about it. They want installments beginning within 30 days. This indebtness is over 14 years old. Is it passed some sort of statute of limitations or expiration at this... View More
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answered on May 2, 2023
In general, debts do have a statute of limitations after which they cannot be legally collected. However, the statute of limitations for debt collection can vary depending on the type of debt and the state where the debt was incurred. It's important to review the laws in your specific state... View More
I called and they said that I owed money to Wells Fargo regarding an account at Wachovia 30 years ago, I think. They said that they could take me to court so what once was $300 of outstanding debt, give or take, is now $4000 with penalties and fees and lawyers fees. But they will settle for $1200.... View More
answered on Oct 31, 2022
It sounds like a scam. I'd ignore it. If its a scam, there is no lawsuit and never will be. Moreover you have to be served with the complaint and summons by someone authorized by Pennsylvania law to do so. Relax and enjoy Halloween night.
Just curious if I sign the LLC over will that transfer the debt to that person as well or will I still be responsible. The LLC is almost 3 years old and has not shown a profit. I want to claim bankruptcy but someone else wants to take on the ownership and debt but not pay me anything... I would... View More
answered on Sep 20, 2022
As a general rule, the debt belongs to the entity, not you, so you (personally) would not be liable for the debt. In this case, you could just walk away. HOWEVER, there may be other issues that might prevent you from doing this. If you signed a personal guarantee, then you would be still liable for... View More
Does this violate the FDCPA
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answered on Aug 28, 2022
They are telling you that they are accepting your verbal request for verification of debt. Within that 30 days they will likely mail you a copy of verification of debt. After they provide you with the required information they may or may not give you a follow-up call. They may start litigation... View More
And what is subject matter jurisdiction ? Thank you I’m advance for answering this for me?
answered on Aug 2, 2022
A Pennsylvania attorney could probably advise best, but your question remains open for two weeks. In the most basic sense, a plausible claim is one that is valid. The claim holds legal merit. It could also refer to a claim's ability to withstand a motion to dismiss. Subject matter jurisdiction... View More
I’ve never received a notice from this collector or the original biller, I’ve disputed them on my credit and had them removed. They return to my report the next month as a new account. This has happened for 15 accounts now from the same single visit to original biller over four years ago. Is... View More
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answered on May 31, 2022
You should contact a local consumer credit attorney to review your credit report and the information you have on the account being reported. An unpaid account can remain on your credit report for 7 years. If you dispute the account and they validate it with the credit reporting agency it will... View More
I have a pet policy with lemonade insurance company. I filed a claim for emergency services after my dog needed treatment. The company is only covering part of the cost. They are supposed to cover 90% of the cost minus the annual deductible. They are only covering about 50% of the costs and acting... View More
answered on Apr 28, 2022
Given the facts you presented, you may have bad faith, breach of contract, and other claims. Damages for insurance bad faith can include actual damages, interest on the damages, punitive damages, attorney's fees, etc. Therefore, you should undoubtedly ask an attorney to review the policy,... View More
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