I signed a coaching contract to have someone come in and help me with my business. I put down $1800 in 2/16 and the plan was to start 4/16 and make two more payments of $1800. I kept getting sick and couldn't work enough to cover this and had lots of stress and anxiety. I just found out my... Read more »
The terms of cancelling contained in the agreement are important. The terms about performing under the contract are also important. One would need to read those to see how they affect your case. However, you still may have the defense of frustration of purpose, meaning that an unforeseen event...Read more »
Hello. You need to defend against the lawsuit. If you were served with the lawsuit, then you have only a short amount of time to file a response with the court. You need to file a response to the lawsuit so you can defend yourself against the allegations and liability.
In May I changed VOIP phone service providers. A few weeks after I made the change, my old provider ported back my number without telling me or anyone else that they'd done it, or why. This provider has admitted that this error was their fault. I had dial tone and caller ID made it appear that... Read more »
Hello. Do you have a copy of the service agreement? You may possibly have a claim for breach of contracts, e.g., you promised to pay for voip service in exchange for their promise to provide service properly and let you keep your number if you changed service; you kept your promise, but they...Read more »
The General Manager of Regus failed to enforce pertinent rules of the Lease Agreement rendering my office unusable. After many discussions, letters, e-mail etc. went ignored, I was forced to terminate the lease 5 months early and move to another location. The amount submitted to collections is... Read more »
If they intentionally misrepresented a material facts, then you may have a cause of action for fraud. Further, if they breached the lease agreement, and you have proof (e.g., emails, inspection reports, etc.), then you may be entitled to an off-set, or even damages. Further, if this is being...Read more »
They can try, but they should not succeed. They may not know what happened. Your grandfather's estate is not liable for your mother's debt, so they cannot collect against his estate. Now that it soon will be your property, you also are not liable to for your mother's debts (unless...Read more »
in 2007 took carloan ..fell behind in 2009 - bank filed lawsuit and won judgment of $24K. recorded judgment in county. In 2016 now they filed release of judgment - judgment satisfied in full (other) . dmv record still says bank is lein holder. what does that mean ? auto still with me. WFS was... Read more »
Did they collect against you already? If they released the judgment, it should mean the judgment was satisfied or paid off. Regarding the DMV, the judgment-creditor likely needs to file something with the DMV to inform them that the judgment has been satisfied. The DMV is not part of the court...Read more »
Husband had mortgage with wells fargo. I had an account with them and a credit card. Husband could not afford to make mortgage payment so wells fargo charged me on my credit card for it. This all led to a chain of events with us finally loosing our house and being sent to collection for this.
Unless you authorized them in your credit card or mortgage agreement to process that payment, then no. Bank contracts sometimes have clauses in them that say you authorize them to make certain payments on your behalf if certain conditions are met. This may be what happened. But you need to make...Read more »
Yes, if your company maintains a presence in California (such as Human Resources or Payroll Dept.) or issues payment here using a California payroll processing company, then they can garnish your wages. You can try to settle the judgment, or if there is a problem with the judgment, you can attack...Read more »
Yes, there is something you can do. But you have to act quickly. The creditor must properly serve you with the lawsuit before it can get a judgment. If you never were served with the papers, and you did not learn of the lawsuit in time to defend, then you can try to vacate the judgement....Read more »
I am a judgment debtor in Anaheim, CA. I am trying to satisfy a judgment for a unlawful detainer from a few years ago. The judgment creditor no longer has the same attorney that handled the case. The judgment creditor is in the process of trying to contact their current attorney, and as I am the... Read more »
If you are representing yourself, then you can contact their attorney directly; there is no need to go through the judgment-creditor if you are representing yourself. If you pay the judgment in full, the judgment-creditor must file the acknowledgement of satisfaction of judgment with the court...Read more »
Yes. If it is a federal loan, the Federal Department of Education is establishing a process for you to submit a claim for forgiveness on the grounds that school misrepresented itself to you or otherwise defrauded you into taking the loan. The department of education website has more information...Read more »
My wife was added onto her mother's US Bank checking account. The intent was for my wife to be an authorized signer while my mother-in-law had surgery. Six months after my wife was added, my mother-in-law opened a line of credit and used it to pay medical expenses. My wife was not informed... Read more »
This is something you can fight. You will need to review the terms and conditions your wife agreed to when she was added to the account. You also will need to review the terms and conditions of the agreement for the line of credit. Do not just accept the bank's oral representations to you....Read more »
Hello. Did you know about the lawsuit, or did you only learn about it once they started garnishing your wages? The plaintiff is required to give you proper notice of the lawsuit so that you can defend yourself. If they did not do that, and you have proof, then you possibly can undo their victory...Read more »
Was sued by a lawyer of a debt collector in November 2015 for a debt of approximately $2900. Was served by a third party in January 2016. To date, I have not responded to suit, as I was locked in depression and mental health issues at the time. Now that I am in a somewhat healthier space (by way of... Read more »
Hello. If you were sued in Los Angeles County, you can check the status of the lawsuit on the court's website. On the site, hover the cursor over "online services" on the menu, then scroll down and click on "case summary." From there, you can use the case number to search...Read more »
We sell an online a training program for a 3D software. Artists get it cheaper than studios. We offer a coupon for students and needy artists. A studio purchased with the artist license and took advantage of the student coupon as well. It is a VR game studio hiring many new employees at the moment... Read more »
You do not need an attorney to file your answer, but it helps. You can visit legal self help at the courthouse for assistance in preparing your answer in "pro per." The answer can be as simple as a form, but you need to make sure you complete it correctly, serve a copy on the plaintiff,...Read more »
I was laid off in 2012. I continued to pay all debts until approx Jan 2016 when I ran out of money (including liquidating all retirement savings). I have been on disability since June 8, 2015. I was granted Social Security benefits - my only source of income - in July 2016. I have no car, no real... Read more »
It is better to get out ahead of them. While SSI & SSDI direct deposits are exempt, that will not necessarily prevent a judgment creditor from trying to collect against them and forcing you to explain why they are exempt.
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