Get free answers to your Bankruptcy legal questions from lawyers in your area.
I was injured at my workplace while working full-time, and the company went bankrupt and closed on July 13, 2023. Although I mentioned my injury to a couple of supervisors at that time, I did not formally report it before the company closed. Recently, I discovered through an MRI that I have... View More 
answered on Jun 15, 2025
You can because the employer's insurance company presumably isn't bankrupt. However, there are statute of limitations on filing the claim. You should immediately consult with a workers compensation attorney to see if you are still allowed to pursue your claim.
I am trying to negotiate a settlement agreement with a second mortgage lender, Real Time Resolutions, but they are uncooperative and refuse my offers, even when I propose paying more than the original balance. The original lender GMAC went bankrupt in 2008, and Real Time Resolutions acquired the... View More
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answered on Jun 7, 2025
You might start by pulling a current title report and verifying whether the statute of limitations or any procedural missteps have weakened Real Time Resolutions’ claim. Nobody wants to file bankruptcy, so exploring whether they unintentionally let the lien lapse can be a powerful bargaining... View More
I'm seeking advice on how to reverse a sheriff lockout and reinstate a property to the tenant. The tenant has been locked out due to actions by a real estate agent and an attorney for the bank, who posted false bankruptcy dismissal information to justify the lockout. The court previously... View More
answered on Jun 6, 2025
File a motion with the court detailing the fraud by the real estate agent and the attorney. Lithe court can grant you relief fro. Their actions.
I am planning to file for Chapter 7 bankruptcy today to address my credit card debt. I am not using a lawyer and need guidance on which forms are specifically required for this process. Could you help me with details about the necessary paperwork and any steps I should take immediately?
answered on Jun 18, 2025
You can obtain the forms to file bankruptcy online. Be sure and list all debts and assets in your petition.
I am trying to claim sole responsibility for household expenses for Chapter 7 or 13 bankruptcy purposes. There are three people in the household: me, my boyfriend, and his nephew, who does not contribute financially. I pay all gas, water, and trash bills monthly totaling $205, and contribute some... View More
answered on Jun 4, 2025
While I agree with the advice of my colleague, it is my position that Bankruptcy is not DIY. Find a good lawyer to walk you through. Bankruptcy lawyers understand the lack of money in their client.
Good Luck
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I received a settlement from a personal injury case for a slip and fall where I broke my wrist. Without my consent, my wife transferred all the money into my sister's account. After an argument, I left home, and subsequently, my wife announced that she wanted a divorce. She then cut off... View More
answered on Jun 3, 2025
Yes. You can recover your settlement proceeds through your divorce action.
I am considering filing for personal bankruptcy under Chapter 7 specifically to address credit card debts. How much should I expect the process to cost?
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answered on Jun 2, 2025
Chapter 7 bankruptcy typically costs between $1,800 and $2,500 in attorney fees, depending on your location and case complexity. There is also a standard court filing fee of $338. This usually includes full representation and guidance through the process. You will need to take two required courses,... View More
I am a beneficiary with unresolved debts, including unpaid income taxes and pending lawsuits. I am set to inherit real estate, a vehicle, and an IRA from my deceased uncle who lived in Pennsylvania, while I live in California. Can my outstanding debts affect this inheritance, and are there any... View More
answered on May 27, 2025
If they get judgments against you on any of the unpaid debts, they could execute on your potential inheritance.
I earn a good salary and am considering continuing to request the maximum GradPlus loans. What are the legal risks or consequences I might face by doing this, if any?
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answered on May 27, 2025
There’s no explicit legal risk in simply requesting and receiving the maximum GradPLUS loans, regardless of your salary. The GradPLUS loan program doesn’t have an income-based eligibility restriction, so as long as you meet the credit requirements and the school certifies your need, you can... View More
Ch. 7 petition we exempted portions of two major assets: $15,147.21 of a $20,000 outstanding divorce settlement obligation; and $18,000 of the land valued at $32,000. The court granted trustee’s motion for turnover of the value of the land over $18,000 but denied the motion as it related to the... View More
The judgment, it’s 10 years, he filed bankruptcy then include me as creditor. It’s difficult for me to file adverse proceeding, he hide and transfer assets in one year, I served him examination hearing at small claim court in vain.
answered on May 22, 2025
You cannot use small claims court to collect any part of what he owes you. This is all under the bankruptcy court. Be prepared for the very real possibility that you will not be paid; if the bankruptcy court discharges his debt to you, that's the end of the road for you. The End. There's... View More
I am seeking guidance on filing Pro Se business bankruptcy for my S Corporation, which is facing a judgment debt of $104,000 in California. I have attempted to settle this debt, but the negotiations failed. I am considering filing in either Los Angeles or Orange County. Could you advise on how to... View More
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answered on May 27, 2025
Most bankruptcy attorneys offer flexible payment plans and sometimes even free consultations. I would call attorneys in your area for personalized advice. If after talking to them you realized you cannot afford representation, I recommend contacting your local legal aid office or state bar... View More
I had a laminactomy discectomy and spinal fusion surgery on April 21-22, 2008. Recently, an X-ray revealed surgical pins and mesh in my lower lumbar, which were hidden from me and not documented in any of my medical records. I suffer from ongoing health issues, including UTIs, a heart condition... View More
answered on May 22, 2025
Your case is likely beyond the statute of limitations, even with the various saving provisions. Confirm with all your facts by consulting experienced malpractice attorneys.
I am facing penalties related to deleted or removed items from our Clover system during a CDTFA audit. Although Clover support explained that these are not completed transactions, the auditor doesn't understand. Additionally, I filed for Chapter 7 bankruptcy before the audit was finalized, and... View More
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answered on May 13, 2025
Your situation involves two key issues: (1) the CDTFA's misunderstanding about deleted Clover system items, and (2) the impact of your Chapter 7 bankruptcy filing on these penalties.
Regarding the Clover system items, you have strong grounds for disputing the CDTFA's findings.... View More
I have an abstract judgment against an individual who is recently divorced, and his ex-wife is declaring bankruptcy. The divorce was bifurcated, and the settlement is not complete yet. There are two properties that will be forced to sell. Although our judgment is first in line, it is an abstract... View More
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answered on Apr 27, 2025
To attach your abstract judgment to the real properties, you must immediately record a certified Abstract of Judgment in every county where the properties are located. This process begins by completing Form EJ-001 (Abstract of Judgment, Civil and Small Claims) and filing it with the Superior Court... View More
I am currently in a Chapter 7 bankruptcy in Northern California and have child support arrears. I was ordered to pay $50 monthly, but the arrears interest is $350 a month. My child is now 24 years old, and I owe $70,000 in interest. Should I file to reduce the arrears now, or wait until the... View More
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answered on Apr 14, 2025
Bankruptcy will neither discharge nor reduce child support obligations.
I'm preparing to file Chapter 7 bankruptcy in California next month and discovered I'm still a joint owner of my 20-year-old son's bank account. I helped him set up the account when he was a minor, but he has lived independently since turning 18. I've contributed $4,000 to his... View More
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answered on Apr 11, 2025
This is a smart question to ask before you file, especially since timing and intent can be closely examined in bankruptcy. Even though your son is the true owner of the funds, being a joint account holder can create the appearance that some or all of the money belongs to you. In Chapter 7, the... View More
I am a creditor who was not notified about an ongoing Chapter 11 bankruptcy case in California concerning the San Francisco Archbishop, related to a sexual abuse claim from my childhood. I discovered I'm not listed as a creditor in the bankruptcy schedules and filed a motion for a late claim,... View More
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answered on Mar 31, 2025
In bankruptcy cases, debtors must provide adequate notice to all "known creditors," which typically requires direct mail notification to those whose identity and address are reasonably ascertainable. For the San Francisco Archbishop's bankruptcy proceeding, if the school maintained... View More
I am a creditor who was not notified about an ongoing Chapter 11 bankruptcy case in California concerning the San Francisco Archbishop, whom I intend to sue for sexual abuse experienced during my childhood. I discovered through my attorney that I am not listed as a creditor in the bankruptcy... View More
answered on Mar 31, 2025
If you didn’t receive proper notice and weren’t included, most likely the court will permit you to join the suit.
Given my current debt situation resulting from stock market losses, I want to know if I can transfer ownership of my home to my girlfriend and then proceed to file for bankruptcy. What legal or financial consequences might arise from this action?
answered on Mar 30, 2025
Any transfer within a year or three for less than "full consideration", i.e., fair market value, will be subject to scrutiny and probably rescission, and may be grounds for replacement of the debtor in a Chapter 13 case with a trustee. The bankruptcy laws in the US have been on the books... View More
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