Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
I had open heart surgery two weeks ago. Beforehand, I was approved for FMLA and applied for my company’s short-term disability (STD) pay and my state’s STD plan (info provided by FMLA).
I uploaded the state approval/pay amount letter, but my claim manager, HR, payroll, and employee... View More 
answered on Oct 4, 2024
A Colorado attorney could advise best, but you await a response for a month. One option might be to try to conference all entities involved to prevent receiving identical, duplicate benefits from two separate sources. If there is a separate disability provider, maybe bringing them in together with... View More
I lost all my info in a fire please advise !
answered on Mar 10, 2024
The simplest starting point could be to search for your name online in association with related lawsuits. It may or may not come up, depending on the court system and their manner of digitization of records. The next option could be to check with the clerk's offices of courts where you think... View More
My claim was made November 27th. I was told they had 48 to respond. First attempt made on their end was December 1st which I missed the call and spoke to no one until 17 days after. They are questioning the time I made payment which was on November 24th ?? I got paid Friday I paid Friday. I am... View More
answered on Jan 2, 2024
A Colorado attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal. One option could be to consult with a local attorney to review the file, reports, and claim documents in detail and evaluate the relevance of information requests. Good luck
so i went to the chiropractor that was out of network with my insurance so the chiropractor submitted a claim to them after my visit to see if they would make an exception. my insurance sent me claim documentation and they approved to cover $78 of the total meaning i would have to pay $178 out of... View More
answered on Apr 12, 2023
A Colorado attorney could advise best, but your question remains open for four weeks. Speak with the office's billing and collections personnel. Most medical offices would make adjustments where a patient paid out of pocket for charges that were submitted and partially covered. Good luck
1 month old child experiencing breathing abnormalities and oxygen desaturation was flown from small mountain town hospital to major children's hospital for more acute care. Doctors at both hospitals gave order of medical necessity for flight, arguing other transport is not an option(3+ hr... View More
answered on Feb 28, 2023
First off, I hope to hear that your child is doing better after such a terrible and alarming medical scare. I can't imagine what you must have been through.
To your legal question, I think you might have a good case. A lot will depend on the language of your insurance policy and the... View More
Then ask for an EUO almost 8 months later? They did not ask for EUO with in 15 days. The claim has now drug out to be eight months long. We just received one small payment, and they are not wanting to pay out the rest of the claim which is substantial.
According to our declarations. We feel... View More
answered on Mar 4, 2023
A Colorado attorney could advise best, but your question remains open for a week. More details are needed about the carrier's need for the EUO. You raise a good point. If the claim appears to be turning contentious, you could explore representation. Most injury law firms offer free initial... View More
The Colo. Vilage collaborative, compensated others some of which had no prop loss. Yet cut ties with myself and a handful of others completely.i filed claim with their ins.provider who stated they had lapsed ,had consumer advocate entity liasion to no avail. And have been trying to get legal help... View More
answered on Feb 17, 2023
A Colorado attorney could advise best, but your question remains open for three weeks. I'm sorry for your property damages. At this point, you could try to set up a free initial consult with attorneys who handle property and casualty claims. If nothing else, you could learn the timelines that... View More
It was the the policy I had for my now deceased husband . We got divorced -- Mar 2018. He wanted the policy back -- I didn't argue. BUT apparently he DID NOT change the beneficiary -- its still me. This ins co has been requesting a lot of stuff, and I have provided it, and they keep... View More
answered on Nov 17, 2022
A Colorado attorney could advise best, but your question remains open for four weeks. One option is to look into a consult with a Colorado attorney who handles life insurance claims. If you have the basis for a claim, which is something that an experienced attorney could better understand after... View More
I had a sizable condo fire, and it was determined that it was the HOAs insurance policy that should make the repairs (not due to fault but bylaws- both parties agree). Suddenly, my HOA changed ownership a few weeks after the fire to a new company. Now the old HOA is saying that it is no longer... View More
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answered on Sep 26, 2022
Sorry to give generic information but you should look into an attorney to sort everything out.
In addition, it may be worth taking the time to dig through your home owners documents for the insurance declaration and trying to make a claim directly with the insurance companies. If... View More
The police report we were given has his name, phone number, address, and the information for the owner of the car (his mom.) It seems like the only way to ask him for his insurance is to call, send a letter, or go to his house. I wasn't sure if any of those options are ok to do.
answered on Mar 29, 2022
Especially if you are injured, but in general, accident/injury lawyers will provide you a free initial consultation and I recommend that you contact a few and take us up on it. You will obtain a better understanding of the process and perhaps get a better idea on how to proceed ----and perhaps... View More
I charge someone to rent my vehicle. They then use vehicle for Ride Share App then return vehicle after 6hr.
answered on Jan 31, 2022
I see that you are in West Virginia but asking about laws in Colorado. The Colorado law supports you leasing your automobile to someone who then uses it for profit. Leasing an automobile to another person or business can be done at a profit to yourself (just be sure to tell your CPA about that... View More
I also requested documentation of the coverage policies. The agent said he would send what documents he thought would be pertinent, and my policy was increased. Additionally, the adjustor denied certain parts of my home's siding were damaged by hail and said these areas were due to normal... View More
answered on Oct 31, 2021
A Colorado attorney could answer best, but your question remains open for four weeks. I'm sorry about the damage to your home. Yes, as a general matter nationwide, premiums could increase. Insurance practices are governed by state law and they can be subject to state-specific conditions under... View More
She is a soldier in the Army and emergencies such as these are covered by Tricare which is the health insurance provided for military members. She received a bill in the mail for her hospital visit saying that Tricare did not cover the cost because it was not coded by UC Health correctly as an... View More
answered on Dec 23, 2020
A Colorado attorney, and possibly a military law attorney familiar with the operation of health benefits for members of the armed forces, could advise best here, but your question remains open for three weeks. The matter might require someone familiar with medical coding to look at the CPT and... View More
I have received a quote from a dental company for implant, abutment and crown for 4 535$. This is with the consideration that my dental insurance will cover 50% of the first and second part of all work and my out of pocket will be 2212$. I thought that this quote means this info is checked with my... View More
answered on Nov 29, 2020
A Colorado attorney could advise best, but your post remains open for three weeks. In terms of reimbursement efforts, they could depend on whether that how the clause was worded and the dental company's agreement. One option could be to consult with a Colorado attorney who handles... View More
I have had an illness for months but specialist is still seeking diagnosis. Short term disability has been exhausted. Long term disability company is asking me to sign medical release for entire medical record and waive HIPAA in addition to other seemingly inappropriate questions that have nothing... View More
answered on Nov 3, 2020
A Colorado attorney could advise best, but your post remains open for two weeks and you mention needing help quickly. One option is to start reaching out to attorneys who handle disability claims. Many attorneys in that area provide free initial consults - that's between you and the attorneys... View More
Over 3 years ago my car was T-boned in the front end when parked and sustained body/axle damage. Their insurance company has been fighting since the beginning about fixing all the axle damage. They sent me to a car body repair place who uses Brakes Plus to fix other issues like axles. Brakes Plus... View More
answered on Aug 9, 2020
A Colorado attorney could advise best, but your question remains open for two weeks. It sounds like you were trying to negotiate with the adversary vehicle's insurance carrier. Unfortunately, the premise that generally applies in such situations is that an opponent is not under an obligation... View More
answered on Mar 26, 2020
Call me 303-688-0944 or schedule online at www.robinsonandhenry.com/locations
I was treated in an emergency room for injuries from an accident that was the fault of the other driver. I provided my health insurance card at the time of my treatment. 3 months after treatment, the hospital made a claim against my auto insurance medpay, but after ~$2K of payment to the hospital... View More
answered on Dec 17, 2019
Most likely the hospital will have a Lien on your settlement monies. It really depends on the specific laws of your state. Hospital lien laws are very powerful here in my state of Colorado. You would have to look at the hospital lien statute and laws governing that statute in your state.
Structural engineer who no longer is in business had a claims based policy which supposedly ends when they stop paying the policy premiums. Other contractors the insurance company will cover if they had insurance at the time of work. Is an insurer required to defend a suit after the policy... View More
answered on Jul 22, 2019
The answer to your question will depend upon the language contained in your policy. It could be either.
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