In a situation where your 87-year-old dad took out a $200,000 loan based on his son's promise to build a home, legal recourse may be possible depending on the specifics of the case. It's crucial to consult with an attorney who specializes in contract and elder law to assess the situation...View More
Cards from each of our own. I paid my balance off and explained to him what he owed. He has made his payments but now he borrowed more to once again pay off his ccs. We r falling apart so how do I keep from having to pay this bill?
In situations involving joint financial liabilities, such as a shared bank loan, both parties are typically responsible for the debt. If your husband has increased the loan amount without your consent, you should immediately contact the bank to discuss the situation and understand your rights and...View More
I went back at that certain time the Mgr said they can cash and because my last name had 1 letter misspelled they refused to cash..I was told call customer service..I did which is actually the claims dept for that store...Claims said go.back to store and they can and will verify over phone..did... View More
Unfortunately, the store doesn’t have to cash your check at all. Cashing checks is a privilege only, not a right. Hence, their refusal to cash the check could be for any reason. Unless you can prove that the reason was in fact to discriminate, there is really no cause of action.
So my bank forceplaced insurance on my loan, for nearly $7,000. Never once even telling me there was an issue with my insurance coverage. Since I had automated payments, I went 3 months paying my normal payment, and had no idea my payment had even been raised from $430 a month, to $880! Never once... View More
Here are the basics. I bought a house for $49,000, and put $10K down in cash, financing the remaining $39K, directly with the seller. No bank was involved. The terms of my contract state that I'm to make equal monthly payments with 8% interest added in, until the debt is paid. No penalties... View More
I had a personal loan, I paid it off in March or April. The loan company sent me the wrong persons original loan Note Agreement. Like I have someone else's original signature documents. Has personal info on it... I called the loan company to let them know and asked if my info was sent to the... View More
Recently had my account suspended for unusual activity. They want receipts of every transaction for 30 days. Problem is I have explanation/documentation of many transactions and the rest I don't have documentation. I can't access my account and getting no help from the bank. Thanks.
Venmo is a popular app that is used to process financial transactions so that people can easily access funds online. Venmos reputation is littered with hundreds upon thousands of complaints about they're misleading policies and theft of funds for no reason. Venmo has stolen $1,400 from me that... View More
If you have an a baking account active for over a year and then you apply for a loan at US Bank they say they’re from then they mobile deposit thousand dollar check and then come to find out it’s fake and the bank gave me 30 days to close my banking account
Rather than explaining what happened to you and why, here is the bottom line: In modern-day America if anyone does anything at all to accept, cash or deposit checks--or wire transfers--that turn out to be fraudulent the receiving bank WILL either freeze the account and all money remaining in...View More
Got sued by Zwicker & Assoc via Discover Bank Credit Card in January 2017. Tried to work things out between now and then and I just could never afford the payments. Now when I go to search FOR the case by my case # on the website it's like it never existed. What does this mean? Did they... View More
Go to the courthouse, have them pull the file and you will be able to see if they have s judgment and is so, what collection efforts are underway against you. You may want to hire a lawyer to help you try and settle the case.
We wrote a check on march 9th at a car lot in Ky for a down payment that the manager agreed to hold until we got our tax refund. Their finance department wasnt told to hold the check and it went to the bank over that weekend and was subsequently returned as non sufficient funds, they were supposed... View More
The Lexington attorney is correct. If they agreed to hold it ( knowing the funds weren’t there and wouldn’t be there until later), it is a civil matter as you cannot defraud one who accepts a check knowing that the funds are not contemporaneously there.
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