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Louisiana Contracts Questions & Answers
1 Answer | Asked in Small Claims, Contracts and Criminal Law for Louisiana on
Q: Did a title loan with a friend and they ended up stealing my car.

Did a title loan with a friend and they ended up stealing my car.

I did a title loan with a friend of mine of 20 years. I borrowed 2900 with the promise of paying back $3,900 within 21 days. My car is worth $40,000.00. We wrote up a agreement and had a witness sign it on day 20 he showed up... View More

James L. Arrasmith
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answered on Nov 24, 2023

In your situation, it's important to take immediate action. First, review the agreement you made with your friend. This document will be critical in determining your next steps. If the terms have been altered without your consent, or if there's any evidence of deceit or fraud, this can... View More

1 Answer | Asked in Contracts for Louisiana on
Q: What can be done?

Did a title loan with a friend and they ended up stealing my car.

I did a title loan with a friend of mine of 20 years. I borrowed 2900 with the promise of paying back $3,900 within 21 days. My car is worth $40,000.00. We wrote up a agreement and had a witness sign it on day 20 he showed up... View More

James L. Arrasmith
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answered on Nov 20, 2023

In your situation, it's crucial to gather all documentation related to the title loan, including the agreement you mentioned and any records of communication between you and your friend. The terms of the agreement and the witness's testimony could be pivotal in resolving this issue.... View More

1 Answer | Asked in Identity Theft, Contracts, Criminal Law and Small Claims for Louisiana on
Q: Did a title loan with a friend and they ended up stealing my car.

I did a title loan with a friend of mine of 20 years. I borrowed 2900 with the promise of paying back $3,900 within 21 days. My car is worth $40,000.00. We wrote up a agreement and had a witness sign it on day 20 he showed up with the cops and my car title in his name. After multiple ignored phone... View More

Jason Thomas Olivier
Jason Thomas Olivier
answered on Nov 21, 2023

Obviously, this is an issue of fraud and conversion. But without seeing the agreement, there is not enough information. You definitely need to hire a lawyer.

1 Answer | Asked in Business Law, Contracts, Real Estate Law and Landlord - Tenant for Louisiana on
Q: Can I actually buy a house or car using the 5M$ that is attached to my S.S. #?
T. Augustus Claus
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answered on Nov 10, 2023

No, you cannot buy a house or car using the $5 million that is attached to your Social Security number. This is a common scam that is used to steal people's money.

Unfortunately, due to the nature of internet questions and responses, the information provided can ONLY be for general...
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3 Answers | Asked in Consumer Law, Bankruptcy and Contracts for Louisiana on
Q: Can I sue credit acceptance?

I was convinced to buy a car a couple years back at a dealership through credit acceptance I had just turned 18. I was paying almost 600 a month and they charged me 20,000 for a used 2014 ford focus. It broke down after a month and I was told to bring it to a ford dealership to get it fixed so I... View More

Martha Warriner Jarrett
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answered on Oct 18, 2023

If they have filed a lawsuit against you, you can defend the lawsuit and raise all those issues as a defense but it will be a long and expensive fight that you are unlikely to win. Unfortunately, you are dealing with a bully who has the ability to crush you. However, once they get a judgment... View More

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1 Answer | Asked in Arbitration / Mediation Law, Banking and Contracts for Louisiana on
Q: Can a finance company repossess your vehicle without going to arbitration first?
Tim Akpinar
Tim Akpinar
answered on Oct 7, 2023

A Louisiana attorney could advise best, but your question remains open for three weeks. Check the terms of your loan documents for any provisions relating to arbitration being a condition for repossession. However, without knowing more, the short answer to your question is "yes." Good luck

1 Answer | Asked in Consumer Law and Contracts for Louisiana on
Q: Is a company mandated to provide a receipt in Louisiana?

I hired a company to remove a tree but they have not given me a receipt to show the insurance comapany.

T. Augustus Claus
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answered on Sep 7, 2023

In Louisiana, there is no specific state law that mandates companies to provide a receipt for services rendered. However, providing a receipt is a common business practice and is typically considered good customer service. It helps both parties maintain a record of the transaction and can be useful... View More

1 Answer | Asked in Civil Litigation, Contracts and Real Estate Law for Louisiana on
Q: People that pay us every month for deceased parents property want to tear down and sell and it not even theirs yet!? Hel

Please they plan on doing it Monday...how can they do this

John Michael Frick
John Michael Frick
answered on Jun 18, 2023

If title to the property is not in their name, they most likely have no legal right to tear down a structure on the property. If title to the property is in your name, you likely have standing to enjoin them from tearing down the structure.

Seek the services of an experienced real estate...
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1 Answer | Asked in Car Accidents, Consumer Law, Contracts and Products Liability for Louisiana on
Q: Car was involved in a MVA in July 2022. Car is still in the shop 9 months later. Car was 1 year old when MVA happened

Honda Motors has been unable to provide a replacement seat belt part. I have been in contact with Honda Motors and the repair shop EVERY month and each month they say the part is coming but then gets pushed back every month. It is now 9 months and they have told me again that the part was coming... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Apr 25, 2023

You need to contact a lawyer to discuss the specifics of your matter. I do not know if you were at fault in the accident and/or how ypour repairs are getting paid, but most lawyers who handle motor vehicle accidents will provide you a free initial consultation---use the Justia Find a Lawyer tab... View More

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Car Accidents for Louisiana on
Q: My car was involved in a MVA. Car has been in the shop since 7/2022 because Honda cannot provide replacement belt.
Joseph A. Interiano
Joseph A. Interiano
answered on Apr 22, 2023

What kind of belt is it that it needs? Is the vehicle an old model? There does not seem like a valid reason for your vehicle to be in the shop for 9 months. Is there any more information you can share that will help provide an answer to your question.

1 Answer | Asked in Contracts, Copyright, Intellectual Property and Business Law for Louisiana on
Q: If i work in a group for school and we create a marketable idea of a company. Can I create the company without them?

We are creating a fake application for our marketing class. With their help we are creating the idea and presenting it. We all contributed to the final idea. If I create the application and go public with it, could I face legal backlash from them for not including them in the company?

James L. Arrasmith
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answered on May 2, 2023

It depends on the terms of your agreement with the other members of the group. If you had a written agreement or contract that specifies each person's rights and responsibilities in regard to the creation and ownership of the company, then you would need to adhere to those terms. If there was... View More

1 Answer | Asked in Consumer Law and Contracts for Louisiana on
Q: I was served a citation for a defaulted loan. Myself and the loan company have since made an agreement. How do I respond

I was served on the 21st, we made the agreement on the 22nd, and I need to file a pleading by the 31st.

Randy Bryan Ligh
Randy Bryan Ligh
answered on Mar 24, 2023

You need to file some sort of pleading, which I would suggest be an Answer, so that the loan company cannot seek a judgment without your being aware of it. Also, if you have the finances at this time, I suggest you contact a lawyer and ask for a 30 minute consult to discuss this case as well as... View More

1 Answer | Asked in Consumer Law, Contracts and Business Law for Louisiana on
Q: What's the statute of limitations on this law?
Jacob Rheaume
Jacob Rheaume
answered on Mar 17, 2023

Please repost your question referencing a statute.

2 Answers | Asked in Contracts, Foreclosure, Real Estate Law and Tax Law for Louisiana on
Q: What is the law on renewed judgements? I had a judgement renewed after the 10 years was over. See more.

In 2012 I fell behind on mobile home loan and was told if not caught up It would be repossessed. I immediately caught it up but they said judgement would stay for the remaining loan term and i didnt need to go in every 3 years like before when loan matured. It was financed for 12 years only the... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Feb 22, 2023

You have a lot of information and most people who want to provide you an informed answer would like to see a copy of the original judgment and when it was recorded as well as a copy of the "renewed" judgment and when it was recorded to see if the process for revival of a judgment was done... View More

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1 Answer | Asked in Contracts and Real Estate Law for Louisiana on
Q: Do the By-Laws and the Rules and Regulations of an HOA have to be publicly recorded in Louisiana to be enforceable or

is it just the Restrictive Covenants that must recorded with the Clerk of Court?

Thank you very much,

Randy Bryan Ligh
Randy Bryan Ligh
answered on Feb 7, 2023

In answer to your question, I contend it is just the covenants which are required to be recorded with the Clerk of Court. On the other hand, if the HOA has non-recorded rules and regulations, then it certainly should notify new property owners of its existence and have some sort of mechanism to... View More

1 Answer | Asked in Contracts and Real Estate Law for Louisiana on
Q: In the "Louisiana HOA Laws", it states that "The CCR's (Covenants, Conditions, and Restrictions) are publicly recorded

deed restrictions. The Bylaws are the rules and regulations for management and administration. The Resolutions are additional rules and regulations that the association may adopt." There is no mention of the Bylaws and Rules having to be publicly recorded. Farther down under "Are HOA... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Jan 27, 2023

Someone else may give you a more direct answer to your question, however, I think more information is needed and I would also suggest that depending on the your specific situation, then perhaps some discretion (no matter the answer) might be in order. That is, while ignorance is not usually a... View More

1 Answer | Asked in Contracts, Business Law, Civil Litigation and Construction Law for Louisiana on
Q: I received a deposit of 52000 dollars on a 71000 Dollar project and I only used 22000 of it and the rest was Used

To cover labor and things for 3 other prior jobs I had to complete to get to the job at hand and now they are taking me to court

Randy Bryan Ligh
Randy Bryan Ligh
answered on Oct 10, 2022

Please consult with a lawyer about the specifics of your case. Also, if you have been sued and served with paperwork, please know that you have a limited period of time in which to file an Answer (respond to the lawsuit) so please make sure you do so within that time period.

1 Answer | Asked in Contracts, Real Estate Law, Banking and Collections for Louisiana on
Q: I'd I owe a credit card company money and I sell my house does the title company have to pay the debt off before me?
Anthony M. Avery
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answered on Sep 21, 2022

The title company's job is to clear your title prior to the conveyance. If there is no judgment lien prior to closing, it may not get paid and released. Then the creditor would probably try to collect from your bank.

1 Answer | Asked in Contracts and Real Estate Law for Louisiana on
Q: Would the children of deceased parent be responsible for 5k lien against her 90k house?

Succession is complete. House is in children names.

Loan was for pool in Aug 2016. Lien was put on house at same time. Price of pool $10,655.54. Down-payment of $5,000. Oringinal principal financed $5,655.54.Payments totaled $7,701.49. Remaining principal balance when she passed in Feb.... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Sep 20, 2022

Did you have an attorney involved in the succession? If so, please speak to the attorney about this. If the lien was not resolved through the succession , then the property was transferred subject to the lien so if at the the time the house sales there is a valid lien, then the lien must be... View More

1 Answer | Asked in Business Law and Contracts for Louisiana on
Q: I want to obtain and LLC for scrap metal recycling and a dismantlers license. What should i do?
Randy Bryan Ligh
Randy Bryan Ligh
answered on Jun 28, 2022

Not certain of your question --is it your want to purchase an existing LLC or you to form a LLC? That said, whichever it is, what you should do is start by meeting a business/corporate attorney to make sure whatever it is you want to do is in your best interests. If you are forming an LLC, is the... View More

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