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We were referred to an independent contractor from a sunroom manufacturer Four Seasons Sunroom. The contractor came out and gave us brochures and an estimate for the sunroom. We agreed and signed the contract with his name and Four Seasons Sunroom at the top on 5/6/21. After several months of being... View More 
answered on Aug 27, 2021
Sounds like you want to terminate the agreement and get your deposit back, which given the delay, I can certainly appreciate. You would need to speak to a consumer rights attorney. Whether you have the resources to proceed depends greatly on the numbers involved. I would certainly start with... View More
I co-signed for auto loan.
Prior to notifying me of any delinquency, or getting permission to do so, bank took payment from my account. My credit score subsequently dropped. I would have paid had I known.
Chrysler service has had my car for 9mo, & have been taking it in for over a year now. They've tried everything but the discontinued part, because it cannot be sourced. now they are just giving me my car back without doing a buy back or anything. I believe the car would be considered a... View More
answered on Jul 29, 2021
Knowing the year/make/model of your vehicle would be helpful.
The first thing you should do is send a final repair letter. Immediately. A lawyer can do that for you. However, Michigan’s Lemon Law, like most other States, requires the consumer to provide the auto manufacturer with one... View More
The credit card company sent debt to collections. Collections is suing me. The income I receive ends in 30 days. Then only $1700 in Social Security. Advice?
answered on Jul 27, 2021
You could consult with a bankruptcy attorney; they may say you are "judgment proof" and explain to you what that means for your future.
Co-signer has passed away, May 10, 2021. Wife came to me, discussing financial issues, asked me if I wanted to purchase car. I gave her $500.00 as a downpayment, wrote up a sales agreement, we both signed. It stated the money paid, amt due for complete pay-off, July 1st, 2021.
She phones me... View More
answered on Jun 26, 2021
Yes, quite likely, but against your friend. Your first priority should be to determine who actually owns the car - whose name is on the title? Because if it's the person who the husband co-signed for, that person could claim the car stolen. OR, the bank or whomever made the original loan could... View More
Need to be open asap. Looking for a lawyer familiar with the NFPA 1124 and With the Michigan and the Bureau of Fire Services
Can I sue them in MI for fraudulent misrepresentation, which is where the entire transaction occurred? Or will I need to go to FL to do it?
answered on May 3, 2021
That depends on a number of factors, you should contact an attorney directly.
answered on Apr 21, 2021
Without a more specific question and subject matter it's really hard to say, but possibly and possibly not.
Repairman left my dryer torn apart and refuses to fix it. He called me several horrific names and then hung up on me. I am a female veteran and he made it clear he doesn’t like that fact.
answered on Apr 7, 2021
Reads as though there is more going on than just the repair person taking photos inside your house. It is possible there is an invasion of privacy issue here, but it might depend on what was photographed and/or whether or not the contract says anything about photographs.
I was sued for debt and received a summons and complaint. I settled with them and sent them a cashier's check certified mail after getting the settlement offer via email. They got it and say they have filed a "stop service" and that I will get something in the mail in 25-30 days from... View More
answered on Apr 7, 2021
You can certainly check with the court to see what's been submitted. Otherwise, your answer could simply be "settled by agreement on such-and such a date".
The debt settlement letter states "this letter will confirm acceptance on behalf of the above referenced current creditor the sum of [dollar amount] as settlement of the subject account" (where dollar amount is the agreed to amount and is less than the full amount owed) and then goes on... View More
answered on Mar 29, 2021
Sounds like it. The "settled" verbiage they are requesting actually protects them in a way; it acknowledges that you haven't paid the full amount owed, so they can properly tax you on the difference by sending you a 1099, which will effectively be income to you. Back in the day,... View More
My husband and I have several judgments against us for credit card debt. Two creditors have put liens on our house (which we own) and three have garnished our state tax returns. One garnished one of our bank accounts. I cannot pay these debts back at the current time, especially now, and my main... View More
answered on Mar 12, 2021
It is perhaps beyond time that you consult with a bankruptcy attorney.
Puppy is only 3 months old, verified by two veterinarians it’s genetic (renal dysplasia) life expectancy is 1 year. The dog breeder is denying it saying it isn’t possible
answered on Feb 25, 2021
From a practical standpoint, you might try working it out with the breeder. From a legal standpoint you can likley sue in small claims and at least be heard, that is the purpose of small claims, the result of the hearing may or may not be better.
It might be helpful to know.Pets have long... View More
I am not sure if i should get in contact with a lawyer about this issue due to not knowing if legal compensation is possible but i want to exhaust all my options. in short I have an account with the company Activison-blizzard (the people behind games like Call of Duty) this account was compromised... View More
answered on Feb 11, 2021
What damages have you suffered? Has someone used this data against you? Has someone stolen money? Without actual damages, it's going to be tough finding a lawyer to do much more. I'm not sure how you'd be able to show them being complicit in data theft, let alone fraud, if the breach... View More
Im an AUDI enthusiast and also a custom jewelry designer and fabricator with a small LLC. Ive wanted to replace the metal AUDI symbol and vehicle badges (S4) that are in various locations on the vehicle with identical replicas in diamond encrusted gold/silver, but understand there are probably many... View More
answered on Jan 11, 2021
You can do it for yourself on your own vehicle, but you wouldn't be able to offer them for sale to others due to trademark issues. If you were to sell them at retail, you would need to obtain a license from Audi, otherwise you could be sued for trademark infringement.
I see several on here, but i can't seem to get one to return my phone calls or email. If you specialize in going after debt collectors for violating the FDCPA or know of one located in that area, can you please leave a working phone or email i can reach them or you by? I would greatly appreciate it.
answered on Jan 10, 2021
Probably the best thing to do is to contact the lawyer's office and request a set calendar time to speak with the attorney. This way you won't be frustrated with 'phone tag."
Good luck. www.ProvenResource.com
This is the second debt collector I'm dealing with. The first debt collector i was dealing with couldn't provide all of the information i requested in my validation request letter, so they passed it to another debt collector. People keep telling me that paying a debt collector is a very... View More
answered on Jan 6, 2021
You are right to be wary. Some lawyers will give you a free consultation and review these validation letters and responses to see if you have a potential legal action. If your goal is to pay the debt and not be hounded by additional debt collectors I would advise you to consult with a FDCPA lawyer... View More
I never received a bill from the original creditor. The first letter i got from the debt collector was them threatening to sue me, so i sent 2 letters requesting validation. The first time, they didn't provide all of the information i asked for. The second time, they didn't respond and i... View More
answered on Jan 4, 2021
You could call the law firms for both debt collections, and ask them who the original creditor and the original account number was for each. You could also send them a letter asking the same questions. Keep in mind that when you talk to them on the phone, they will be recording the phone call. You... View More
I was buying a house and closer decided to end the deal due to lender not meeting closing date. I know meeting closing date is not guaranteed but every time I try to contact them they never called back. When I was finally able to contact them (two day before my closing date) they said they needed... View More
answered on Oct 26, 2020
Are you using a Realtor? That person is probably the first person you should (or should have been) in contact with. Generally, since the mortgage lender is not a part of the contract you made with the seller, it would be hard to assign liability to them.
I have lived in a small Detroit suburb for 20 years and recently a female server, at a bar I was dining, informed her manager and staff that I made her feel uncomfortable. I was asked to leave by another staff member. So I asked for the night manager whom reaffirmed the servers opinion and asked... View More
answered on Oct 6, 2020
If you want to prevent this from becoming a bigger and more known issue, the best thing you could do is let it be and not go back to this establishment. It doesn't matter what other business owners say about you; what matters is that a server, her manager(s), and the owner of this... View More
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