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New Jersey Insurance Bad Faith Questions & Answers
0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: My homeowners insurance premium almost doubled. When contacting my agent. I was told that a email was sent and I never

Replied. When I said that there was nothing ever to be emailed to my home and was told " they had to many customers to mail them all. When I said

" you have time when your selling something ". Her attitude changed and I was told she could get me back. She lied

And... View More

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for New Jersey on
Q: Very odd question. About a month ago I received a call from my car insurance company stating their was a bodily injury

Claim against me for a car accident I was in last year. The issue is I was never in accident. I followed up with my insurance today and they claim the other parties lawyer , car insurance and police department won’t release accident report to my car insurance? I’m very confused and just don’t... View More

Joel Gary Selik
Joel Gary Selik
answered on Dec 12, 2023

Your insurance company is required to keep you informed and provide to you information.

Unfortunately, even though you do not want to be bothered, this is something that can happen. You should be able to obtain from the insurance company the claim made by the allegedly injured person....
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1 Answer | Asked in Insurance Bad Faith, Health Care Law and Insurance Defense for New Jersey on
Q: Where do I find a successful attorney for insurance denial of services?

Residence is Robbinsville NJ.Employment is Philadelphia SEPTA through Independence BC/Keystone Health Plan East.

Tim Akpinar
Tim Akpinar
answered on Dec 12, 2023

Attorneys here can't respond with offers of their services - the format here is limited to general Q & A; no referrals or solicitation. One option could be to supplement your own independent attorney searches with the "Find a Lawyer" tab above. It lists attorneys by region and... View More

1 Answer | Asked in Consumer Law, Insurance Bad Faith and Personal Injury for New Jersey on
Q: CHUBB denied my hospital/accident claim. why ? I am still under medical care in search of care that will determine what

is wrong with me causing me to have accident of FALL.

Tim Akpinar
Tim Akpinar
answered on Jul 31, 2023

I'm sorry about your fall. I hope you're okay. The denial could be any number of reasons. An attorney would need to see the paperwork to offer more definite guidance. If the denial is related to liability issues, it roughly means they don't feel their insured is responsible for your... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Contracts for New Jersey on
Q: My car was hit by a stolen vehicle. Even though she left key in car, her insurance denied claim.

I own a rental car company. I rented a vehicle to a customer, she had no insurance and took my collision damage waiver, the vehicle was hit by a BMW loaner vehicle that was stolen from customer after she left the key in the car at her house. Her insurance company is covering 50% of the damage to... View More

Morris Leo Greb
Morris Leo Greb
answered on Jun 1, 2023

It will depend on the language of the release you signed when receiving partial payment. If not prevented by the terms of the release, you may sue the customer.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Consumer Law and Car Accidents for New Jersey on
Q: Can insurance companies be held liable for cancelation without notice?

Insurance coverage lapsed but consumer only knew that when they tried to report an accident.

H. Scott Aalsberg
H. Scott Aalsberg
answered on Feb 17, 2022

The short answer is yes they must cancel the policy according to state and federal law requirements for notice.

1 Answer | Asked in Car Accidents, Contracts and Insurance Bad Faith for New Jersey on
Q: I bought a used car with Gap insurance included in contract from Demaio Holdings 1, and a day later, was totaled

The dealership will not provide me with info on who to file a gap coverage claim with. The car was paid off by my insurance company but for $2k.

Morris Leo Greb
Morris Leo Greb
answered on Apr 8, 2021

Retain an attorney to represent you both with demanding documentation, proof that dealer forwarded premium to the carrier, and to determine whether dealer is an unlicensed vendor of insurance.

1 Answer | Asked in Consumer Law and Insurance Bad Faith for New Jersey on
Q: I purchased life insurance from Colonial Penn a few months ago. Last week a rep called me and tried to get me to upgrade

I purchased life insurance from Colonial Penn a few months ago. Last week a rep called me and tried to get me to upgrade. I told him no at least six times. he was very aggressive and pushy. I got a letter the other day saying "Congratulations! As we have discussed over the telephone, you made... View More

Melissa Totaro
Melissa Totaro
answered on Nov 3, 2020

Selling you coverage you did not want and did not ask for is not permissible. You should call the company and try to get the change reversed and the coverage that you want reinstated at the original premium that you were happy with. If the company refuses to do it, you should contact a consumer... View More

1 Answer | Asked in Insurance Bad Faith and Wrongful Death for New Jersey on
Q: My mother past away from Covid in New Jersey. Is her death considered accidental as far as life insurance is concerned?

We're almost certain she contracted Covid in the hospital while being treated for complications from lung cancer

Gerald D. Siegel
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answered on Jun 6, 2020

If its traditional term, universal or whole life, Covid19 should not make a difference.

2 Answers | Asked in Estate Planning and Insurance Bad Faith for New Jersey on
Q: How can person revoke POA they signed through trickery (not in native language)? They weren't told it was a POA.
Nina Whitehurst
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answered on Apr 30, 2020

You deliver a notice to anyone who has possession of the POA and everyone who has ever been provided a copy, telling them that you have revoked it. It would be best to send it using a method that requires a signed receipt or at least has tracking, such as certified mail return receipt requested or... View More

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3 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for New Jersey on
Q: hi i have a questionabout car insurance
Leonard R. Boyer
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answered on Dec 12, 2019

There is no listed question, so please include it.

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1 Answer | Asked in Criminal Law, Traffic Tickets, Insurance Bad Faith and Intellectual Property for New Jersey on
Q: Got a hit and run lawyers letter. I hit a cyclist he was fine we didn’t call the police.

hit a cyclist stopped my car and checked he was ok. He was fine just complained bike was damaged. No police called I didn’t make any police report. I now received a hit and run letter from a lawyer claiming property damage. What do I do. The cyclist came out in front of me on a roundabout.

H. Scott Aalsberg
H. Scott Aalsberg
answered on Jul 25, 2019

If charged by the police get yourself a good Criminal lawyer you will be facing loss of your license and jail time. If not charged but just received a letter from a lawyer notify your insurance company and if you didn't have insurance or enough insurance hire your own lawyer to defend the case.

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for New Jersey on
Q: I hit a cyclist and didn’t make a police report. He is now claiming hit and run with body and property damage.

I hit a cyclist stopped my car and checked he was ok. He was fine just complained bike was damaged. No police called I didn’t make any police report. I now received a hit and run letter from a lawyer claiming property damage. What do I do. The cyclist came out in front of me on a roundabout.

H. Scott Aalsberg
H. Scott Aalsberg
answered on Jul 24, 2019

If charged by the police get yourself a good Criminal lawyer you will be facing loss of your license and jail time. If not charged but just received a letter from a lawyer notify your insurance company.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: i put insurance the next day after getting pulled over without it and can it lower the charges

i got pulled over because my insurance expired but i put insurance the next day what can still be the penalty

H. Scott Aalsberg
H. Scott Aalsberg
answered on Feb 9, 2019

For a First Offense No Insurance charge, you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00.

For a Second or Subsequent Offense you face a fine of up to $5,000.00 and imprisonment (jail) for 14 days and...
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2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for New Jersey on
Q: i got a tickets for driving without insurance and what are the fines

but i put the insurance the same day i got the tickets

H. Scott Aalsberg
H. Scott Aalsberg
answered on Feb 8, 2019

For a First Offense you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00. I suggest setting up one of the free in office consultations that most of us lawyers offer and then hire one.

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1 Answer | Asked in Employment Law and Insurance Bad Faith for New Jersey on
Q: How can I get my money back from geico or domino's frenshise commercial insurance?

Hi, I am working at Domino's pizza as delivery driver part time job. While delivery someone robbed me and they took my car.I had full coverage with Geico which is they refuse to pay basically they denied my claim. After that i spoke to my domino's franchise owner he said his not... View More

Leonard R. Boyer
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answered on Jul 15, 2018

You have no chance of winning unless you retain an experienced litigation attorney. It is that simple. Trying to represent yourself in Court is a bad idea. Not only are you emotionally involved, but you are not a trained attorney. You do not know the Court Rules, Rules of Evidence, case law, nor... View More

1 Answer | Asked in Employment Law, Criminal Law, Health Care Law and Insurance Bad Faith for New Jersey on
Q: I was salary exempt (Management) my employer a non-profit enterprise deducted my last paycheck is this legal?

I turned in my resignation letter with three weeks’ notice. My direct supervisor and her supervisor came to the program I managed the following day and terminated me stating “Your resignation letter really makes us look really bad". I asked if I needed to sign anything they said no and I... View More

H. Scott Aalsberg
H. Scott Aalsberg
answered on Apr 25, 2018

I think you need to speak to an employment lawyer and report your ex employer for Medicaid fraud.

1 Answer | Asked in Insurance Bad Faith and Consumer Law for New Jersey on
Q: can i cancel my auto policy in the middle of a claim investigation?

it has been over a month and i'll just pay the bodyshop out of my pocket.

Leonard R. Boyer
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answered on Jan 15, 2018

You are still required by law to have auto insurance. Changing companies now, will cost you more. What you are thinking of will be a bad move.

0 Answers | Asked in Real Estate Law, Civil Litigation, Insurance Bad Faith and Insurance Defense for New Jersey on
Q: Considering that a homeowner's insurance policy provides a "defense" in Superior Court to a DEFENDANT, even if the...

charge ...is "false, fraudulent and groundless," ....if....there are made false, and fraudulent counterclaims made by the defendant during litigation, by way of example, creating after the fact "notes" which are used to "substantiate" alleged activities (which never... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Real Estate Law for New Jersey on
Q: Insurance is refusing to cover leak to my service line because it traverses neighboring property. Will an easement help?

I am enrolled in an insurance policy that covers repairs to my service line. I have informed them about my line running through neighbor's property before enrolling. They are now telling me they will not cover because they do not repair lines in other properties. My neighbor has the same... View More

Leonard R. Boyer
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answered on Dec 29, 2016

I do not think an easement will help. However, you can sue the insurance company to force them to make repairs. However, you would at all times be liable for your own attorney fees and costs. Whether or not a Court will Order the insurnace company to pay your legal fees is unknown. Good luck.

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