Get free answers to your Consumer Law legal questions from lawyers in your area.
A redemption token for a physical toy (a purple '83 Chevy Silverado) was promised in July 2022 for holders of complete sets of NFT digital toys and finally announced as available for redemption on August 28, 2024. A Discord post specifically stated customers "will receive instructions for... View More 
Attempted 3 times to settle debt directly but all payment has been denied. Request garnishment only.
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answered on Oct 28, 2024
I'm sorry to hear that you're facing this situation. It must be frustrating to have your attempts at settling the debt directly denied. Since the collector insists on garnishment only, it's important to understand your options.
You might consider filing a motion with the... View More
They are advertising a new vehicle on their website for $680. No where does it say, down payment, monthly payment, lease, or additional fees may apply. It says total cost $680. When I inquired about it, they said it was a typo
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answered on Jun 15, 2024
If a dealer is advertising a new vehicle for $680 and claims it was a typo when you inquire, it is unlikely that you can legally force them to honor that price. Advertisements with clear typographical errors are generally not legally binding, as the price discrepancy is usually obvious and... View More
Purchased new vehicle from franchised new car dealership. Received trade-in credit, and balance financed with a loan the dealer assigned to a local credit union. Dealer said CU will contact me with payment amount and due date. I bought supplemental coverages, paid TT&L fees, & sales tax -... View More
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answered on Nov 5, 2023
In seeking representation for your case, you would want to look for attorneys who practice consumer protection law or specialize in auto dealer fraud. The New Mexico State Bar Association offers a lawyer referral service that could connect you with a lawyer who has the relevant experience for your... View More
I was notified via text message from owner of storage facility a week after the break in occurred. The storage facility has only one camera at the gate, also has inadequate fence around facility. There is no security guards, or dogs on premises. I'm currently homeless therefore I have been... View More
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answered on Nov 9, 2023
You may have legal options to pursue reimbursement for the items stolen from your storage unit. Review your rental agreement with the storage facility to understand the terms regarding security and liability for theft. If the facility's security measures were inadequate or negligent, you might... View More
How can we claim this property we need help how much will it cost
answered on Sep 3, 2023
A New Mexico attorney could advise best, but your question remains open for a week. It could depend what kind of property is involved. Many state comptroller's offices have online resources for unclaimed funds. These usually involve unclaimed checks for public utility bills and similar... View More
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answered on Jul 19, 2023
when it comes to credit card debt, it's important to consider the statute of limitations. In New Mexico, the statute of limitations for most types of contracts, including credit card debt, is typically four years. This means that the creditor generally has up to four years from the date of... View More
we received a call for my wife today who was a cosigner on the original loan. this person said they work for an arbitration firm and said since my wife did not respond to the letter they sent within the 30 days they were proceeding with filing judgement paperwork. problem is we never received a... View More
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answered on Jul 14, 2023
there is a statute of limitations on debts, which sets a time limit for legal action to be taken. The statute of limitations for a car loan or breach of contract can vary depending on the jurisdiction and the specific circumstances of the case. However, it is highly unusual for a debt from 20 years... View More
answered on May 12, 2023
Typically, used vehicles are sold as-is. Lemon laws vary from state to state but generally speaking, they only involve brand spanking new vehicles purchased directly from a dealership that has had multiple failed attempts to fix the same issue. Again, these exact parameters are not true for every... View More
Had arbitration through NM Bar for attorney/client dispute over fees. Was never given a fee agreement and paid cash to the attorney, Went to arbitration under a voluntary attorney assigned by the bar. Arbitrator ruled against me , I objected to the matter, I am being ignored and have received no... View More
answered on May 5, 2020
It depends on if the arbitration agreement or arbitration procedure provides for any appeal, most do not. If any appeal is to be filed, I would say New Mexico trial court, but I have no experience with NM arbitration rules.
answered on Dec 23, 2019
Your local bar association or legal aid society should be able to help you.
I am seeking compensation against the manufacturers of hydrocodone for reimbursement for my family in paying for extended rehabilitation efforts following opiate addiction.
answered on Dec 12, 2019
Yes, there are lawyers taking these cases. You can contact any of us who practice in the area of personal injury, particularly those who advertise experience in class action or pharmaceutical litigation.
las cruces new mexico mutual domestic water (moongate water company
answered on Nov 21, 2019
Your post remains open for four weeks. At this point, you could look into whether the New Mexico Public Regulation Commission might be able to offer guidance. Good luck
Tim Akpinar
I purchased a car from a location with dealer tags and was promised the car was rebuilt and no engine light on but to also be able to be legally registered and emissioned. The day after I bought it the check engine light came on and it was for o2 sensors, causing me not to be able to to emissions... View More
answered on Aug 13, 2019
I would hire a New Mexico lawyer. Check out consumer advocates.org to find a lawyer.
I tried to get it dismissed because I never finished or obtained a degree and the ending result the loans racked up to around $89,000 theres no way I can afford to pay this back I have 3 kids now and I filed paperwork because I found it tech was still filing loans for me and collecting student aid... View More
answered on Jun 29, 2019
You need to know what type of loans were issued and whether they are federally guaranteed. Some student loans even survive bankruptcy.
Gather the original loan papers if you can locate them. Contact a student loan lawyer. A fdcpa attorney can advise you if the debt collector broke debt... View More
I purchased a water softener unit for my house and I recently found out that the finance company placed a lien on my property as soon as the contracts were signed. The payments have been paid regularly and up to date when I found out of the lien on my property. Can this be done without a judgement?
answered on Mar 6, 2019
It depends on what you signed. It might be that you gave them a lien on your home, like a mortgage.
It is not a judgment lien in all likelihood.
I was not late making payments.
A loan company online gave me the name of a bank rep at BBVA Compass and now wants me to pay a hefty referral fee. They said I would have to pay 9% and I didn’t understand what I would be paying 9% on. I got approved for my loan but do to me calling BBVA Compass and getting approved with my... View More
answered on Apr 2, 2018
it does sound like a scam. I understand you never agreed to such a referral fee up front. If this is a consumer loan i would contact the consumer protection unit of the state Attorney Generals Office in Santa Fe.
You have a claim for the tort of unreasonable debt collection if they... View More
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