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I’m buying land for a new home and the seller’s agent states I have to pay 5% BAC for the total cost to build (house, land, etc) and half of the BAC from my home sale.
I have just continued to make monthly payments. I looked through my mortgage papers, and it states that I am responsible for the loan, just like him. I have not asked my mortgage company for fear they will make me take out my own loan and I am now retired living on Social Security. I also have a... View More 
I assume the loan becomes my sole responsibility and I have just continued to make my payments. Am I correct?
BUT he owes me the 45% he gets at settlement for unpaid debt per court order to be handed over to me at settlement. Who is responsible for the capital gains taxes??
The mortgage loan began in 2013. The lawyer who did my will didn't advise me to do anything. I don't want to ask the bank in case they say that I have to take out a loan, as I am now retired.
The mortgage loan began in 2013. The lawyer who did my will didn't advise me to do anything. I don't want to ask the bank in case they say that I have to take out a loan, as I am now retired.
If my state, and the federal government declare my area a disaster due to the storm, can I be deny for home disaster loan by the SBA? Thank you for your help.
If my state, and the federal government declare my area a disaster due to the storm, can the Sba decline a home owner for a home disaster loan?
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answered on Oct 11, 2024
Yes, the SBA can deny a homeowner for a home disaster loan, even if the area has been declared a disaster by the state and federal government. Approval for the loan depends on factors such as your credit history, ability to repay, and any previous debt obligations. If these factors don't meet... View More
Grandpa was military. We all live together. They're getting older so we want to purchase their home from them but would grandpa be able to cosign our loan so we qualify for a VA loan with lower rates?
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answered on Oct 2, 2024
When considering purchasing your grandparents' home, it's important to understand how VA loans work. Typically, VA loans do not allow third-party cosigners, including family members like your grandpa. The loan approval is based on your own creditworthiness and eligibility as veterans or... View More
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answered on Sep 11, 2024
It sounds like you're in a complex situation, especially since the property you're living in is solely owned by your husband. If he has filed for divorce, it is important to understand your rights regarding your current living arrangements. The outcome may depend on several factors,... View More
answered on Sep 5, 2024
If there is a mortgage on the property, you will first need the lender’s consent. You will have to hire a surveyor to prepare a new legal description. You should then have a lawyer prepare a new deed for you, which, after execution, can be recorded. The new deed should include both the old and... View More
My house was condemned unfairly. It is not unsafe or unsanitary. My kids and I are now homeless. I appealed and have a hearing in August. City officials are saying I don't have a chance no matter what I do. Even if I do what they are saying is making it condemned. How can I fight this? I need... View More
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answered on Jul 18, 2024
You need to consult a real estate attorney who has experience dealing with property disputes and local government regulations. This type of lawyer can help you understand the specifics of your case, gather necessary evidence, and represent you at your hearing in August. They can also challenge any... View More
The current deed is only under his name . I understand it doesn’t change who’s responsible for the mortgage , he just wants his name off .
answered on Jun 22, 2024
Absolutely. A quitclaim deed offers no warranties of title somewhat like you get what I have. Since the home is subject to the existing mortgage a quit claim is totally appropriate. .
My deed states I own 13.5 acres 2.5 is where my house sits and other 11 is field and woodlands. The surveyor spoke to neighbor and neighbor has been cutting back of my woods for years. And surveyor says he'll be out his property and only did a brief search on his.
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answered on May 30, 2024
The surveyor has given you his opinion of what you actually own. If you disagree, hire another surveyor for his plat. If it looks good, hire an PA attorney to file a Boundary Line Dispute which is a difficult, expensive Declaratory Judgment Action.
Two years before he passed, he and my grandmother filed wills in France giving each portion of the apartment to me (apartment). How does this get handled in the US and in France?
answered on May 5, 2024
According to French law, there are two forms of inheritance acceptance:
acceptance of inheritance in a simple form (complete);
acceptance of the inheritance with the condition of drawing up an inventory.
Full acceptance of the inheritance can be carried out explicitly, by... View More
The bank took us to court on an ejectment case and won the case on 9/2023. However when the court granted the ejectment the bank was not the owner of the property. Another entity is listed as the owner in the recorder of deeds and on the tax statements. The bank lost possession of the property... View More
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answered on Mar 28, 2024
Ownership of a property is determined by who is listed as the owner in the official records at the recorder of deeds and on tax statements. If another entity, not the bank, is currently listed as the owner there and the bank had lost possession prior to the ejectment, then the legal ownership would... View More
My dad passed away in 2015 he has a house in PR that me and my mother have been taking care of. We are trying to switch the title over to our name but taxes still need to be paid. Do we have to pay the entire amount before we can switch names?
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answered on Mar 13, 2024
In most cases, you can transfer the ownership of a property even if there are outstanding property taxes. However, the unpaid taxes will typically remain attached to the property, meaning that the new owners (you and your mother) will become responsible for paying the taxes once the title is... View More
I’ve had water pooling in my yard since early September 2023. I contacted my borough manager and was advised to contact the water company. They were here twice and found no leaks in their system. The borough then referred me to the engineering firm contracted by the borough. No help. Repeated... View More
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answered on Feb 14, 2024
If you are the property owner adversely affected by the property tort damage coming from an adjacent property, then it is your right to sue for the damages. It will not be a simple suit. You will need at least a contractor, probably an engineer, and of course, a PA attorney. SOL's can run... View More
Sister in law is executor of will, mother died in 2017, will not settled yet. Worried about paying property taxes, school taxes, home repairs with 50/50 split, etc. Part of estate includes land rented to farmer so money comes in to estate now. Worried sister in law will not provide information... View More
answered on Jan 29, 2024
You (and your wife) need legal documents (including a Deed) to close the Estate and make sure all Inheritance Taxes were paid so you end up with clear title to the property. You should also have an agreement between your wife and your sister- in- law to manage the property. Your wife and sister-... View More
Lender believed that the address on the mortgage, note, and notice of assignement were incorrect. To correct it, they completed a modifcation document with the assigned servicer and forged the signature of the borrower. Because there was no real mutual agreement based on the forgery, do the... View More
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answered on Jan 16, 2024
Forgery can have significant legal implications, and if a signature on mortgage-related documents, including a modification document, has been forged, it raises serious concerns about the validity of those documents. In Pennsylvania, as in many jurisdictions, a forged signature can potentially... View More
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